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$309,999
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Property Description
Incredible Opportunity in Highly Sought-After SW Cape Coral! This 2015 LGI-built home offers an assumable VA loan at an exceptionally low 2.625% interest rate, providing tremendous long-term savings for the next homeowner. Featuring 3 bedrooms, 2 baths, a 2-car garage, and over 1,522 sq. ft. of living space, this bright and airy home blends comfort, style, and peace of mind. Key Upgrades & Peace-of-Mind Features: 2024 New Roof Brand-new hot water heater Hurricane shutters 2022 on every opening (added protection + potential insurance savings) Zone X - No flood insurance required City utilities installed, assessments still owed please check attachment document for the payoff regarding the remaining amounts from the City of Cape Coral. Interior Highlights: Step inside to soaring cathedral ceilings and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living. The kitchen features: Granite countertops New stainless-steel appliances Wood cabinetry Island/breakfast bar Adjacent dining area interior was freshly painted Primary Suite The private primary suite includes: Walk-in closet Walk-in shower Inside laundry with washer and dryer Two guest bedrooms share a full bath in this desirable split-bedroom layout. Seller is offering flooring allowance up to $3500. Outdoor Living Large sliders open to a covered lanai and open overlooking a fully fenced, landscaped backyard-ideal for pets, play, or simply relaxing. There's plenty of room to add a pool and Screened front porch. This home offers exceptional value, modern upgrades, and a prime SW Cape Coral location. Schedule your tour today!
Full Property Details
Full Property Details for 1908 SW 12th Terrace
General
- Price: $309,999
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025025918
- Updated: 1/5/2026
- Added to Site: 12 day(s) ago
Rental Information
- Lease/Rent Term: 7
- Min. Lease (Days): 7
Interior
- Interior Features: Split Bedrooms, Great Room, Built-In Cabinets, Cathedral Ceiling(s), Entrance Foyer, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Breakfast Bar, Eat-in Kitchen
- Laundry: Inside
Additional Information
- Shared Amenities: No Subdivision, Non-Gated
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Room for Pool, Automatic Sprinkler
- Porch/Patio/Deck: Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC24 - Cape Coral Unit 71, 92, 94-96
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Chiquita Blvd, Go West on Trafalgar Pkwy, North on SW 20th Ave, East on SW 12th Ter
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 4
Utilities
- Sewer: Assessment Unpaid, Central
- Water: Assessment Unpaid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Double Hung, Sliding, Shutters - Manual
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,522
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,522 Sq. Ft.
- Year Built: 2015
Lot Features
- Property View: Landscaped Area
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Fence: Yes
- Irrigation System: Assessment Unpaid, Reclaimed
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
- Fencing (Description): Fenced
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 95 BLK 6034 PB 25 PG 43 LOTS 4 + 5
- Property ID: 21-44-23-C3-06034.0040
- Section: 21
- Block: 6034
- Lot Number: 4
Listed by Berkshire Hathaway Florida
Get Pre-Approved Today
Schools
Schools serving 1908 SW 12th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 0.8 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 1.7 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 1.9 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 0.6 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 2.5 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 2.6 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 2.9 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 1908 SW 12th Terrace
Date
Details
Price
Change
Source
1/05/2026
Listed
$309,999
63.24%
MLS
9/23/2015
Sold
$189,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 1908 SW 12th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,080
-65%
$177,119
3%
2024
$5,893
65%
$172,127
3%
2023
$3,562
6%
$167,114
-10%
2021
$3,374
—
$186,420
15%
2022
$3,361
—
$162,247
4%
2021
$3,374
3%
$155,346
2%
2019
$3,285
1%
$151,853
2%
2018
$3,246
1%
$149,022
2%
2017
$3,209
2%
$145,957
2%
2016
$3,148
33%
$142,955
1942%
2015
$2,372
1%
$7,000
17%
2014
$2,355
975%
$6,000
25%
2013
$219
—
$4,800
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 1908 SW 12th Terrace
1908 SW 12th Ter, Cape Coral, FL 33991 (MLS# 2025025918) is a Single Family property with 3 bedrooms and 2 full bathrooms. 1908 SW 12th Ter is currently listed for $309,999 and was received on January 05, 2026. Want to learn more about 1908 SW 12th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

