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$748,000 Sale Pending
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Property Description
EXCEPTIONAL 3 LOT GULF ACCESS 120 X 125 WATERFRONT PROPERTY TOTALLY RENOVATED in sought after Southwest Cape Coral. This beautifully updated 3 bedroom, 2 bath residence is situated on a large canal, offering gulf access and an outstanding boating lifestyle. The dock has a 11,000-lb boat lift with canopy cover. The location provides easy access to open water, while tranquil canal views enhance both indoor and outdoor living spaces. The bright, open great-room floor plan features vaulted ceilings and is enhanced by expansive sliding glass doors topped with a framed transom window, allowing abundant natural light and picturesque water views to fill the home. The spacious kitchen is well-appointed with a large center island, ample cabinetry, and stainless-steel appliances, making it ideal for both everyday living and entertaining. A formal dining room adds valuable flexibility and can easily serve as a home office, flex room, or additional gathering space. The split-bedroom layout offers privacy, with the primary suite overlooking the canal and featuring a walk-in closet and a well designed bath with dual sinks, soaking tub, and separate shower. Two additional bedrooms and a full bath are located on the opposite side of the home. Outdoor living is a highlight, with a screened lanai and resort style pool overlooking the water perfect for relaxing or hosting guests. A new roof installed in 2023 adds peace of mind and long-term value. Additional features include concrete block construction, and all assessments paid. Ideally located near Cape Harbour dining, shopping, and entertainment, this property offers the perfect blend of Gulf-access boating, flexible interior space, and classic Florida indoor-outdoor living in a quiet, established neighborhood.
Full Property Details
Full Property Details for 2009 SW 45th Terrace
General
- Price: $748,000
- Taxes: (2024)
- Status: Pending
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025026320
- Updated: 5/13/2026
- Added to Site: 149 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Cathedral Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
- Furnishings: Partially
- Flooring: Other
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Dining Room: Breakfast Bar, Breakfast Room, Formal
- Laundry: Washer/Dryer Hookup, Inside, Sink
Additional Information
- Shared Amenities: None, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: Boat Canopy/Cover, Boat Lift, Concrete Dock, Elec Avail at dock, Water Avail at Dock, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC22 - Cape Coral Unit 69, 70, 72-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: CAPE CORAL WEST, TURN NORTH ON AGUALINDA BLVD, TURN RIGHT ON SW 45TH TERR, HOUSE ON LEFT
- Direction Faces: South
Community
- Assoc. Fees Include: Irrigation Water, None, Sewer, Street Maintenance, Trash, Water
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid
- Water: Assessment Paid
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Concrete, Stucco
- Roof: Shingle
- Windows: Double Hung, Impact Resistant, Single Hung, Sliding, Impact Resistant Windows
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,023
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 2,023 Sq. Ft.
- Year Built: 1996
Lot Features
- Property View: Canal, Intersecting Canal
- Lot Size (Acres): 0.344
- Lot Size (Sq. Ft.): 14,984
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 120 x 120 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 120
- Irrigation System: Assessment Paid
- Lot Features: 3 Lots
- Zoning: R1
- Lot Description: 3 Lots
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Bridge(s)/Water Indirect, Canal Front, Seawall
- Canal Width: Canal Width 121-150
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Multiple Parcels: Yes
- Legal Description: CAPE CORAL UNIT 70 BLK 4659 PB 22 PG 64 LOTS 11 THRU 13
- Property ID: 09-45-23-C4-04659.0110
- Section: 9
- Block: 4659
- Lot Number: 11
Listed by Re/Max Sunshine
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Schools
Schools serving 2009 SW 45th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 1.5 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 2.5 mi |
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 4.2 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 1.3 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3.7 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 1.4 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 3.7 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 6.8 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 9.3 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2009 SW 45th Terrace
Date
Details
Price
Change
Source
5/01/2026
Price Reduced
$748,000
-3.36%
MLS
4/07/2026
Price Reduced
$774,000
-2.52%
MLS
3/14/2026
Price Reduced
$794,000
-3.64%
MLS
2/21/2026
Price Reduced
$824,000
-2.83%
MLS
2/02/2026
Price Reduced
$848,000
-2.97%
MLS
1/16/2026
Price Reduced
$874,000
-2.56%
MLS
1/06/2026
Listed
$897,000
6.79%
MLS
5/26/2022
Sold
$840,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2009 SW 45th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$9,624
-8%
$548,601
-10%
2024
$10,486
-14%
$611,134
-14%
2023
$12,157
115%
$711,250
79%
2021
$5,647
4%
$396,702
17%
2022
$5,445
-4%
$338,193
4%
2021
$5,647
-2%
$323,810
-1%
2019
$5,777
-3%
$327,022
-1%
2018
$5,955
56%
$330,257
56%
2017
$3,817
2%
$211,977
2%
2016
$3,734
-1%
$207,617
-27%
2015
$3,764
—
$284,981
-7%
2014
$3,770
4%
$307,297
9%
2013
$3,617
—
$281,086
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2009 SW 45th Terrace
2009 SW 45th Ter, Cape Coral, FL 33914 (MLS# 2025026320) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2009 SW 45th Ter is currently listed for $748,000 and was received on January 06, 2026. Want to learn more about 2009 SW 45th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

