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$654,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,062 Sq. Ft.
  • Updated 12 days ago
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Well-maintained gulf-access, waterfront home with screened pool and numerous recent updates. This bright, open residence features vaulted ceilings, neutral interior paint (2021), and updated lighting and ceiling fans throughout. The living areas flow seamlessly to the screened lanai, offering ideal indoor-outdoor living with tranquil canal views. Major improvements include a new HVAC system (2021), resurfaced pool (2021), pool heater (2021), and a brand-new pool cage/screen enclosure (2023). Additional updates include new blinds and closet doors in all bedrooms, new storage closets in the garage, and a new garage door opener and track system (2024). Recent functional upgrades include a new washer and dryer (2023), dishwasher (2025), and a new sprinkler system (2026). The spacious screened pool area provides ample room for relaxing or entertaining while enjoying the waterfront setting. Move-in ready and thoughtfully updated, this home offers comfort, functionality, and classic Florida living. Tenant occupied until April 15.

Full Property Details for 2806 SW 38th Terrace

General

  • Price: $654,900
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026007223
  • Updated: 2/10/2026
  • Added to Site: 13 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Den - Study, Great Room, Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Range, Refrigerator/Freezer, Self-Cleaning Oven, Washer
  • Furnishings: Negotiable
  • Flooring: Tile, Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Shower Only

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Dining Room: Formal
  • Laundry: Inside

Additional Information

  • Shared Amenities: Guest Room, Hobby Room, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Dock, Dock Deeded, Hoist/Davit
  • Porch/Patio/Deck: Open Porch/Lanai, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway Paved, Paved, Garage Door Opener, Attached

Location

  • Area: CC22 - Cape Coral Unit 69, 70, 72-
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Direction Faces: North

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Central
  • Water: Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Single Hung
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,062
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,062 Sq. Ft.
  • Year Built: 1989

Lot Features

  • Property View: Canal, Intersecting Canal
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,018
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 77 x 77 x 126 x 126
  • Frontage: Cul-De-Sac, Dead End, Public Road
  • Frontage Feet: 77
  • Road Maintenance: City Maintained
  • Irrigation System: None
  • Lot Features: Regular
  • Zoning: R1
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Intersecting Canal, Navigable Water, Seawall
  • Canal Width: Canal Width 81-120

Financial Considerations

  • Tax Year: 2025
  • Terms: Exchange, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 74 BLK 4911 PB 22 PG 119 LOTS 3 + 4
  • Property ID: 05-45-23-C4-04911.0030
  • Section: 5
  • Block: 4911
  • Lot Number: 3

Listed by Soto Realty Group

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Listing agent

— 2806 SW 38th Terrace —

  • Soto Realty Group

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2806 SW 38th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-51.3 mi
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-53.3 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-55.3 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-81.3 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-121.1 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-123.9 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.1 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-129.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2806 SW 38th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/10/2026
Listed
$654,900
28.41%
MLS
8/07/2021
Sold
$510,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2806 SW 38th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,693
-22%
$500,169
-17%
2024
$9,840
10%
$601,419
17%
2023
$8,928
129%
$515,303
74%
2021
$3,902
-52%
$296,614
-36%
2022
$8,131
108%
$463,840
112%
2021
$3,902
-9%
$218,865
4%
2018
$4,298
—
$209,955
2%
2017
$4,297
1%
$205,637
-4%
2019
$4,273
—
$213,944
6%
2016
$4,265
-3%
$201,407
-10%
2015
$4,388
1%
$223,803
4%
2014
$4,332
5%
$215,989
-2%
2013
$4,112
—
$221,508
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Soto Realty Group

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2806 SW 38th Ter, Cape Coral, FL 33914 (MLS# 2026007223) is a Single Family property with 4 bedrooms and 2 full bathrooms. 2806 SW 38th Ter is currently listed for $654,900 and was received on February 10, 2026. Want to learn more about 2806 SW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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