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Property Description
Step into refined coastal luxury at this exceptional waterfront estate in Cape Coral. Offering over 4,000 square feet of thoughtfully designed living space, this four bedroom, five bathroom residence blends modern elegance with effortless indoor-outdoor living. The expansive open concept great room features soaring 12 foot ceilings and dramatic floor to ceiling glass, creating a seamless connection to the tropical outdoor setting. At the center of the home, a chef's kitchen impresses with dual islands, high end appliances, and ample space for entertaining on any scale. Designed for flexibility and comfort, the home includes two spacious primary suites one conveniently located on the main level and a second floor retreat complete with a private balcony and stunning water views. Pocketing sliding doors open wide to reveal the resort-style pool, lanai, and fully equipped summer kitchen, perfect for year-round indoor outdoor dining. Set along the prestigious South Spreader Canal, the property offers direct Gulf access with no bridges and features a captain's walk ideal for accommodating large yachts. Additional highlights include an oversized side load three car garage, impact resistant windows and doors, automatic Kevlar shutter system, and affordable flood insurance with no history of flooding. The oversized lot provides generous yard space, ideal for pets or outdoor enjoyment. Plus home is near the new 16.5 acre neighborhood Sands park offers walking paths, a putting green, a playground, a burrowing owl habitat area, a butterfly plant garden, and sports courts for basketball, tennis, pickleball, bocce ball, and cornhole. Whether unwinding in the custom spa, entertaining guests outdoors, or heading out from your private dock for a day on the Gulf, this home delivers the ultimate Southwest Florida waterfront lifestyle.
Full Property Details
Full Property Details for 2826 SW 44th Terrace
General
- Price: $2,290,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026015974
- Updated: Today (4/7/2026)
- Added to Site: Today
Interior
- Interior Features: Split Bedrooms, Den - Study, Guest Bath, Guest Room, Home Office, Built-In Cabinets, Wired for Data, Entrance Foyer
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator with Icemaker, Washer
- Furnishings: Negotiable
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 5
- Primary Bathroom: 2 Masters, Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 4
- Primary Bedroom: Two Master Suites, Master BR Ground
Other Rooms
- Kitchen: Kitchen Island
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Inside
Additional Information
- Shared Amenities: None, Boating, No Subdivision, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Custom Upgrades, Equipment Stays, Electric Heat, Infinity, Salt Water
- Spa: Yes
- Spa Description: In Ground, Concrete, Equipment Stays, Heated (Electric)
Exterior
- Exterior Features: Dock, Captain's Walk, Dock Included, Screened Balcony, Automatic Sprinkler
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC22 - Cape Coral Unit 69, 70, 72-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: East
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Contemporary
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Metal
- Windows: Impact Resistant, Single Hung, Sliding, Transom, Shutters Electric, Window Coverings
- Entry Floor Number: 1
- Stories/Levels: 2
- Stories in Building: 2
- Square Feet: 4,062
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 4,062 Sq. Ft.
- Year Built: 2016
Lot Features
- Property View: Canal, Preserve
- Lot Size (Acres): 0.402
- Lot Size (Sq. Ft.): 17,511
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 125 x 75 x 200 x 249
- Frontage Feet: 125
- Irrigation System: Assessment Paid, Reclaimed
- Lot Features: Irregular Lot, Oversize
- Zoning: R1
- Lot Description: Irregular Lot, Oversize
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Navigable Water
- Canal Width: Canal Width 200+
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 73 BLK 4983 PB 23/33 POR LOTS 5-7 + LOT 8 + POR TR A PB 32/98 DESC IN INST 2005-66613
- Property ID: 08-45-23-C4-04983.0070
- Section: 8
- Block: 4983
- Lot Number: 8
Listed by Realmark Realty Group II LLC
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Schools
Schools serving 2826 SW 44th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 1.9 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 3.5 mi |
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 5.3 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 1.8 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3.8 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 1.7 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 4.4 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 6.9 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 10.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2826 SW 44th Terrace
Date
Details
Price
Change
Source
4/07/2026
Listed
$2,290,000
27.93%
MLS
8/31/2017
Sold
$1,790,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2826 SW 44th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$17,494
-10%
$1,179,271
3%
2024
$19,529
2%
$1,146,036
3%
2023
$19,125
—
$1,112,656
-7%
2021
$19,068
5%
$1,202,055
11%
2022
$18,147
-5%
$1,080,249
4%
2021
$19,068
—
$1,034,305
2%
2019
$19,035
—
$1,011,051
2%
2018
$19,109
-5%
$992,199
—
2017
$20,134
209%
$996,440
196%
2016
$6,524
6%
$336,117
8%
2015
$6,142
2%
$312,359
4%
2014
$5,996
15%
$300,659
26%
2013
$5,216
—
$239,259
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2826 SW 44th Terrace
2826 SW 44th Ter, Cape Coral, FL 33914 (MLS# 2026015974) is a Single Family property with 4 bedrooms and 5 full bathrooms. 2826 SW 44th Ter is currently listed for $2,290,000 and was received on April 07, 2026. Want to learn more about 2826 SW 44th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

