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$769,900

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 2,204 Sq. Ft.
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Gulf access. Pool. Surfside. And no flood insurance required. That combination alone makes this home stand out and opportunities offering this much value in one of Cape Coral's most sought after neighborhoods don't come around often. Located outside of a flood zone with no flood insurance required, this beautifully maintained waterfront home delivers more than 2,200 square feet of living space and the Southwest Florida lifestyle buyers are looking for without sacrificing peace of mind. Built in 2005, the owners have already taken care of the big ticket items, including a new roof 2023, new A/C system, and extensive hurricane protection with impact windows, electric roll down shutters, and accordion shutters protecting all major openings. For boaters, this is where it gets even better. The property sits along a Gulf access canal with an expansive captain's walk and electric already in place giving you the foundation to create your future dock and lift setup. A fenced backyard adds another layer of privacy and functionality. Inside, natural light takes center stage. A wall of windows and four sets of sliding glass doors showcase the canal views and create the indoor outdoor connection Florida living is all about. Tile flooring runs throughout the home, complemented by granite countertops in every bathroom, stainless steel appliances, custom blinds, and plantation shutters. The spacious primary suite continues the waterfront experience with beautiful canal views of its own. Then step outside. A large under truss lanai opens to your private backyard oasis and heated pool, creating the perfect setting for morning coffee, sunset cocktails, entertaining friends, or simply enjoying Southwest Florida year round weather. Gulf access. Heated pool. Over 2,200 square feet. Major updates. Hurricane protection. Surfside location. And no flood insurance required. Finding all of that in one home is difficult. Finding it at a compelling value is even harder. This is the one buyers have been waiting for. Schedule a showing today.

Full Property Details for 2909 SW 38th St

General

  • Price: $769,900
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026036999
  • Updated: 9/2/2026
  • Added to Site: 48 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Family Room, Great Room, Guest Bath, Guest Room, Bar, Built-In Cabinets, Entrance Foyer, Pantry, Tray Ceiling(s), Walk-In Closet(s), Wet Bar
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Refrigerator/Freezer, Self-Cleaning Oven, Washer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 4
  • Primary Bedroom: Master BR Sitting Area, Master BR Ground

Other Rooms

  • Kitchen: Kitchen Island, Pantry
  • Dining Room: Dining - Family, Dining - Living, Eat-in Kitchen
  • Laundry: Inside

Additional Information

  • Shared Amenities: None, Boating, No Subdivision, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Custom Upgrades, Electric Heat, Screen Enclosure
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Captain's Walk, None
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: 2+ Spaces, Driveway Paved, Garage Door Opener, Attached

Location

  • Area: CC22 - Cape Coral Unit 69, 70, 72-
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Direction Faces: South

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric, Exhaust Fan
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid
  • Water: Assessment Paid
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Double Hung, Impact Resistant, Single Hung, Impact Resistant Windows, Shutters Electric, Shutters - Manual, Window Coverings
  • Doors: Impact Resistant Doors, French Doors
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,204
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,204 Sq. Ft.
  • Year Built: 2005

Lot Features

  • Property View: Canal, Pool/Club, Water
  • Lot Size (Acres): 0.245
  • Lot Size (Sq. Ft.): 10,672
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 95 x 80 x 125 x 125
  • Frontage: Access Road, Public Road
  • Frontage Feet: 95
  • Irrigation System: Assessment Paid
  • Lot Features: Regular
  • Zoning: R1
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Bridge(s)/Water Indirect, Canal Front
  • Canal Width: Canal Width 81-120
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 74 BLK 4908 PB 22 PG 119 LOTS 4 + 5
  • Property ID: 05-45-23-C4-04908.0040
  • Section: 5
  • Block: 4908
  • Lot Number: 4

Listed by Serhant

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— 2909 SW 38th St —

  • Serhant

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2909 SW 38th St

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-51.4 mi
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-53.4 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-55.5 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-81.4 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-82.9 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-121.2 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-124 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-129.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2909 SW 38th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/01/2026
Listed
$769,900
13.39%
MLS
3/11/2024
Sold
$679,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2909 SW 38th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,178
—
$525,022
-4%
2025
$1,178
-79%
$547,088
63%
2024
$5,569
3%
$336,265
3%
2023
$5,402
-1%
$326,471
-18%
2021
$5,454
4%
$398,649
26%
2022
$5,231
-4%
$316,962
4%
2021
$5,454
-7%
$303,481
4%
2018
$5,890
—
$291,127
2%
2017
$5,895
1%
$285,139
-4%
2019
$5,854
—
$296,658
6%
2016
$5,847
-3%
$279,274
-10%
2015
$6,010
1%
$310,692
11%
2014
$5,931
6%
$280,679
-5%
2013
$5,615
—
$295,687
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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2909 SW 38th St, Cape Coral, FL 33914 (MLS# 2026036999) is a Single Family property with 4 bedrooms and 2 full bathrooms. 2909 SW 38th St is currently listed for $769,900 and was received on September 01, 2026. Want to learn more about 2909 SW 38th St? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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