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$1,089,000

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,793 Sq. Ft.
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Luxury Gulf Access Pool Home off Surfside! Welcome to this stunning 4 bedroom + den, 3 full bathroom, custom built, waterfront home with a spacious 3-car garage, perfectly situated in the highly sought-after Surfside area of Cape Coral. From the moment you step inside, you'll be greeted by an open-concept floor plan with elegant 24"x24" tile throughout, designed to combine style, comfort, and functionality. The gourmet kitchen is a true centerpiece, boasting stainless steel appliances, quartz countertops, and custom wood-stained, soft-close cabinetry. Perfectly crafted for both everyday living and entertaining. Step outside to your expansive covered patio, complete with a heated pool and spa overlooking a serene Gulf-access canal. The outdoor living space has been pre-wired and plumbed for your dream outdoor kitchen, creating the ultimate retreat for gatherings and relaxation. The luxurious primary suite offers direct pool access through french doors, two walk-in closets, and a spa-inspired en suite with dual vanities, a soaking tub, and a walk-in shower. Additional highlights include: Hurricane-impact windows and doors with tinted glass for peace of mind, Plantation shutters throughout, Whole-house surge protector, Pre-wired for generator and 50-amp EV outlet. Seawall with water and electric hookups, Durable metal roof for long-lasting protection. Perfectly blending modern luxury with thoughtful details, this home delivers the ultimate Florida waterfront lifestyle, just minutes from shopping, dining, and all that Cape Coral has to offer. Don't miss your chance to call this Surfside gem your own.

Full Property Details for 2915 SW 38th Terrace

General

  • Price: $1,089,000
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2025013953
  • Updated: 12/19/2025
  • Added to Site: 103 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Den - Study, Guest Bath, Guest Room, Bar, Built-In Cabinets, Tray Ceiling(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator/Freezer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Primary Bathroom: Dual Sinks, Multiple Shower Heads, Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Kitchen: Kitchen Island, Pantry
  • Dining Room: Breakfast Room, Eat-in Kitchen, Formal
  • Laundry: Inside

Additional Information

  • Shared Amenities: None, Boating, No Subdivision, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Electric Heat, Solar Heat, Screen Enclosure
  • Spa: Yes
  • Spa Description: In Ground, Concrete, Heated (Electric), Heated (Solar), Screened
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Elec Avail at dock, Water Avail at Dock, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 3
  • Covered Spaces: 3
  • Parking Features: 2+ Spaces, Driveway Paved, Attached

Location

  • Area: CC22 - Cape Coral Unit 69, 70, 72-
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: From Surfside Blvd, turn east onto SW 38th Terrace; the home will be on the left.
  • Direction Faces: South

Community

  • Assoc. Fees Include: Cable TV, Insurance, Internet, Trash, Water
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid
  • Water: Assessment Paid
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Metal
  • Windows: Impact Resistant, Impact Resistant Windows, Window Coverings
  • Doors: Impact Resistant Doors, French Doors
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,793
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,793 Sq. Ft.
  • Year Built: 2022

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.244
  • Lot Size (Sq. Ft.): 10,628
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 125 x 125
  • Frontage Feet: 80
  • Road Maintenance: City Maintained
  • Fence: Yes
  • Irrigation System: Other
  • Lot Features: Regular
  • Zoning: R1-W
  • Lot Description: Regular
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front
  • Canal Width: Canal Width 81-120
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2024
  • Terms: Buyer Finance/Cash

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UT 74 BLK 4910 PB 22 PG 119 LOTS 6 + 7
  • Property ID: 05-45-23-C4-04910.0060
  • Section: 5
  • Block: 4910
  • Lot Number: 6

Listed by Sellstate Priority Realty

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— 2915 SW 38th Terrace —

  • Sellstate Priority Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 2915 SW 38th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-51.5 mi
Trafalgar Elementary School
1850 Southwest 20th Avenue, Cape Coral, FL 33991
K-52.8 mi
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-53.4 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-81.5 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-84 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-121.2 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-124 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 2915 SW 38th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/19/2025
Price Reduced
$1,089,000
-8.41%
MLS
10/23/2025
Price Reduced
$1,189,000
-2.94%
MLS
10/07/2025
Listed
$1,225,000
965.22%
MLS
10/29/2020
Sold
$115,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 2915 SW 38th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$14,068
-6%
$956,531
3%
2024
$14,920
-2%
$929,573
-2%
2023
$15,278
485%
$947,644
717%
2021
$2,612
-2%
$116,000
-27%
2022
$2,671
2%
$159,000
24%
2021
$2,612
-14%
$128,000
19%
2019
$3,033
-2%
$107,181
10%
2018
$3,084
4%
$97,437
-29%
2017
$2,979
1%
$137,000
—
2016
$2,939
3%
$137,000
14%
2015
$2,857
10%
$120,000
14%
2014
$2,603
21%
$105,000
46%
2013
$2,152
—
$72,000
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 2915 SW 38th Terrace

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Listed by Sellstate Priority Realty

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2915 SW 38th Ter, Cape Coral, FL 33914 (MLS# 2025013953) is a Single Family property with 4 bedrooms and 3 full bathrooms. 2915 SW 38th Ter is currently listed for $1,089,000 and was received on October 07, 2025. Want to learn more about 2915 SW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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