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Property Description & Video
2926 SW 38th Ter, Cape Coral, FLVideo Tour of 2926 SW 38th Ter, Cape Coral, FL.
TURNKEY GULF ACCESS POOL HOME WITH SOUTHERN EXPOSURE & WIDE CANAL VIEWS. Welcome to 2926 SW 38th Ter, a beautifully maintained 3-bedroom, 2-bath waterfront home located in the highly desirable Surfside neighborhood of Cape Coral, surrounded by multi-million-dollar properties. Offered fully turnkey, just move in and start enjoying the Florida lifestyle! This home features a metal roof, paver driveway and walkways, and lush, mature tropical landscaping that sets the tone from the moment you arrive. Out back, enjoy southern exposure overlooking an exceptionally wide 160-foot canal, providing stunning water views, abundant sunshine, and true Gulf access boating. The private dock includes a boat lift with canopy, making it easy to keep your boat right at home. Inside, the open living area showcases vaulted ceilings and pocketing sliders that lead directly to the screened lanai and pool, creating seamless indoor-outdoor living. The updated kitchen features granite countertops, stainless steel appliances, tile backsplash, crown molding, a pantry, and plenty of storage, ideal for both everyday living and entertaining. There is also a dedicated laundry room with laundry tub. The primary suite offers peaceful water views, pocketing sliders to the lanai and pool, a walk-in closet, and an updated ensuite bath with dual sinks and a tiled, glass-enclosed shower. The guest bathroom also serves as a pool bath, perfect for guests and outdoor entertaining. The home comes equipped with storm shutters, and it is NOT IN A FLOOD ZONE. With a screened pool, covered lanai and patio space, Gulf access canal, and an unbeatable Surfside location close to dining, shopping, and everything Cape Coral has to offer, this home delivers the complete Southwest Florida waterfront experience.
Full Property Details
Full Property Details for 2926 SW 38th Terrace
General
- Price: $625,000
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026003016
- Updated: 3/19/2026
- Added to Site: 66 day(s) ago
Interior
- Interior Features: Split Bedrooms, Den - Study, Family Room, Guest Bath, Guest Room, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Turnkey
- Flooring: Carpet, Laminate, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Kitchen: Pantry
- Dining Room: Dining - Living
- Laundry: Inside, Sink
Additional Information
- Shared Amenities: None, Boating, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Screen Enclosure
Exterior
- Exterior Features: Boat Canopy/Cover, Boat Lift, Composite Dock, Dock Included, Elec Avail at dock, Water Avail at Dock, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Guest, Garage Door Opener, Attached
Location
- Area: CC22 - Cape Coral Unit 69, 70, 72-
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Veterans Pkwy to South On Surfside To East On 38th Ter.Home On Right.
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Florida
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Sliding, Shutters
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,530
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,530 Sq. Ft.
- Year Built: 1999
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.269
- Lot Size (Sq. Ft.): 11,717
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 109 x 78 x 125 x 132
- Frontage: Public Road
- Frontage Feet: 109
- Street/Road Desc.: Paved
- Irrigation System: Assessment Paid, Central, Reclaimed
- Lot Features: Irregular Lot
- Zoning: R1
- Lot Description: Irregular Lot
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Navigable Water, Seawall
- Canal Width: Canal Width 121-150
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 74 BLK 4911 PB 22 PG 119 LOTS 28 + 29
- Property ID: 05-45-23-C4-04911.0280
- Section: 5
- Block: 4911
- Lot Number: 28
Listed by Century 21 Selling Paradise
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Schools
Schools serving 2926 SW 38th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 1.5 mi |
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 3.5 mi |
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 5.5 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 1.5 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 1.3 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 4.1 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 6.1 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 9.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2926 SW 38th Terrace
Date
Details
Price
Change
Source
3/19/2026
Price Reduced
$625,000
-3.85%
MLS
3/02/2026
Price Reduced
$650,000
-3.7%
MLS
2/02/2026
Listed
$675,000
237.67%
MLS
8/20/2002
Sold
$199,900
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2926 SW 38th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,774
-37%
$375,398
-30%
2024
$9,196
145%
$533,985
136%
2023
$3,758
5%
$226,087
-29%
2021
$3,588
2%
$318,115
45%
2022
$3,511
-2%
$219,502
4%
2021
$3,588
2%
$210,167
4%
2018
$3,518
1%
$201,611
2%
2017
$3,499
-1%
$197,464
-4%
2019
$3,526
3%
$205,442
6%
2016
$3,425
-1%
$193,403
-17%
2015
$3,449
—
$234,202
5%
2014
$3,456
4%
$223,286
1%
2013
$3,316
—
$222,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2926 SW 38th Terrace
2926 SW 38th Ter, Cape Coral, FL 33914 (MLS# 2026003016) is a Single Family property with 3 bedrooms and 2 full bathrooms. 2926 SW 38th Ter is currently listed for $625,000 and was received on February 02, 2026. Want to learn more about 2926 SW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

