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$649,000 -$30,000 (-4.42%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,971 Sq. Ft.
  • Updated 3 days ago

Next open house:

Open House: 12:00 PM - 3:00 PM

Friday 2/20 12:00 PM - 3:00 PM

3022 SW 28th Ave,Cape Coral, FL 33914

3022 SW 28th AveCape CoralFL33914

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Now reduced $30,000 and featuring a 2.25% assumable loan (~$350K balance) pending buyer approval. Compared to a new 30-year mortgage at current rates, the interest savings could be in excess of $300,000 over the life of the loan! Situated on one of the widest canals in Southwest Cape Coral with perfect western orientation for year-round sunsets, this Gulf access pool home offers exceptional water views and rare peace of mind. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin, creating an open, unobstructed waterfront setting that is difficult to replicate. The home is positioned on a pie-shaped lot with approximately 125 feet of water frontage, providing more than 50% greater frontage than a typical Gulf access property. Not one but two docks enhance functionality and flexibility for boating (one dock has lift), fishing, or waterfront entertaining! The lot's position along the canal significantly enhances the width and depth of the water views compared to surrounding properties. This property checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with a 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 SF with 3 beds, 2 baths (including pool bath) and balances comfort and practicality. The kitchen was recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace, ideal for cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor lifestyle. Assumable VA loan at 2.25% with approximately $350,000 remaining - exceptional financing opportunity for qualified buyers saving tens of thousands of dollars over the life of the loan! With exceptional canal width, long basin views, expanded water frontage, dual docks, and major system upgrades already completed, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral's most desirable waterfront settings.

Full Property Details for 3022 SW 28th Ave

General

  • Price: $649,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026005575
  • Updated: 2/16/2026
  • Added to Site: 18 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Great Room, Guest Bath, Guest Room, Entrance Foyer, Volume Ceiling, Walk-In Closet(s)
  • Fireplace: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Self-Cleaning Oven, Washer
  • Furnished: Yes
  • Furnishings: Furnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Dining Room: Breakfast Bar, Breakfast Room, Formal
  • Laundry: Inside

Additional Information

  • Shared Amenities: None, Boating, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure
  • Security/Safety: Smoke Detector(s), Smoke Detectors
  • Equipment: Generator

Exterior

  • Exterior Features: Dock, Boat Lift, Composite Dock, Concrete Dock, Dock Included, Elec Avail at dock, Automatic Sprinkler, Storage
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: CC22 - Cape Coral Unit 69, 70, 72-
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: Surfside Blvd to SW 31st Ln to North on SW 28th Ave, Home on Left
  • Direction Faces: East

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric, Fireplace(s)

Utilities

  • Gas: Propane
  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Propane, Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Single Hung, Sliding, Shutters - Manual
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,971
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,971 Sq. Ft.
  • Year Built: 1989

Lot Features

  • Property View: Basin, Canal, Water
  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,454
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 62 x 125 x 120 x 123
  • Frontage Feet: 62
  • Irrigation System: Assessment Paid, Reclaimed
  • Lot Features: Irregular Lot, Oversize
  • Zoning: R1
  • Lot Description: Irregular Lot, Oversize

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Basin, Canal Front, Navigable Water, Seawall
  • Canal Width: Canal Width 200+
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, Seller Pays Title, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 93 BLK 5940 PB 25 PG 3 LOT 38
  • Property ID: 32-44-23-C4-05940.0380
  • Section: 32
  • Block: 5940
  • Lot Number: 38

Listed by Wunsch Realty Inc

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Listing agent

— 3022 SW 28th Ave —

  • Wunsch Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3022 SW 28th Ave

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-51.2 mi
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-53.3 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-55.6 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-81.4 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-82 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-121.2 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-123.5 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-125.1 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-128.9 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3022 SW 28th Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/16/2026
Price Reduced
$649,000
-4.42%
MLS
2/01/2026
Listed
$679,000
74.1%
MLS
6/14/2019
Sold
$390,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3022 SW 28th Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,997
-17%
$301,786
3%
2024
$4,844
3%
$293,281
3%
2023
$4,686
6%
$284,739
3%
2022
$4,411
-3%
$276,446
-8%
2021
$4,546
—
$299,330
13%
2021
$4,546
-10%
$264,688
6%
2019
$5,045
-2%
$249,518
—
2018
$5,163
-4%
$250,334
-4%
2017
$5,406
9%
$261,635
12%
2016
$4,958
1%
$233,238
4%
2015
$4,889
-4%
$224,791
—
2014
$5,115
8%
$225,493
—
2013
$4,735
—
$226,595
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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with our affiliated lender
NMLS#: 1598647

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Listed by Wunsch Realty Inc

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3022 SW 28th Ave, Cape Coral, FL 33914 (MLS# 2026005575) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3022 SW 28th Ave is currently listed for $649,000 and was received on February 01, 2026. Want to learn more about 3022 SW 28th Ave? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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