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$689,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 2,224 Sq. Ft.
  • Updated 1 day ago

Next open house:

Open House: 10:30 AM - 2:00 PM

Sunday 1/18 10:30 AM - 2:00 PM

309 SE 28th Ter,Cape Coral, FL 33904

309 SE 28th TerCape CoralFL33904

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NO FLOOD INSURANCE REQUIRED. NEVER FLOODED. PRICE jUST REDUCED. Experience the ultimate Southwest Florida lifestyle in this beautifully upgraded and immaculate Gulf-access pool home. Just one bridge (9'6" clearance) to open water, this tropical retreat is perfect for boating enthusiasts and those who love to entertain. Enjoy sunny days by your screened-in, heated saltwater pool, with oversized covered lanai, surrounded by lush landscaping and a private fenced yard. The covered dock features a captain's walk, durable synthetic decking, and a remote-controlled 10,000 lb lift-ready for your boat and endless days on the Gulf. Inside, you'll find an open, light-filled layout with plantation shutters, crown molding, and designer finishes throughout. The chef's kitchen is a showpiece with quartz countertops, tile backsplash, under- and over-cabinet lighting, and a large island/breakfast bar, ideal for gatherings. A Bluetooth sound system flows through the great room and lanai, -perfect for relaxing or hosting friends. The primary suite offers pool access, tray ceilings, and a spa-like bath with walk-in custom closets, ample cabinetry in separate vanities, a barrier-free walk-in shower, and a soaking tub and separate bluetooth sound system. Step outside to the expansive lanai with a wood ceiling, white curtains, and custom lighting, creating a serene outdoor living space. Recent updates include a 2023 roof, 2022 A/C system, and 2021 water heater with a hot water circulating system. A deep garage with custom cabinetry and a concealed paved side area complete the package. Move-in ready and minutes to the river-this home combines luxury, comfort, and true Florida waterfront living.

Full Property Details for 309 SE 28th Terrace

General

  • Price: $689,000
  • Taxes: (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2025012624
  • Updated: 1/15/2026
  • Added to Site: 110 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Great Room, Guest Bath, Guest Room, Closet Cabinets, Entrance Foyer, Pantry, Wired for Sound, Tray Ceiling(s), Volume Ceiling, Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Refrigerator with Icemaker, Self-Cleaning Oven, Washer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Kitchen Island, Pantry
  • Dining Room: Breakfast Bar, Dining - Family
  • Laundry: Inside, Sink

Additional Information

  • Shared Amenities: Fishing, Fish Cleaning Station, Boating
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Electric Heat
  • Security/Safety: Security System, Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Captain's Walk, Composite Dock, Elec Avail at dock, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway Paved, Garage Door Opener, Attached

Location

  • Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: Cape Coral parkway to north on Santa Barbara and right on 28th ter.
  • Direction Faces: South

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Arched, Single Hung, Shutters - Manual, Window Coverings
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,224
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,224 Sq. Ft.
  • Year Built: 2005

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.266
  • Lot Size (Sq. Ft.): 11,586
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 145 x 145
  • Frontage Feet: 80
  • Road Maintenance: City Maintained
  • Irrigation System: Assessment Paid, Central, Reclaimed
  • Lot Features: Regular
  • Zoning: R1-W
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Canal Front, Navigable Water, Seawall
  • Canal Width: Canal Width 31-80
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2024
  • Terms: Seller Pays Title

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 26 BLK.879 PB 14 PG 131 LOTS 55 + 56
  • Property ID: 36-44-23-C4-00879.0550
  • Section: 36
  • Block: 879
  • Lot Number: 55

Listed by Century 21 Selling Paradise

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— 309 SE 28th Terrace —

  • Century 21 Selling Paradise

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 309 SE 28th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-51.2 mi
Skyline Elementary School
620 Southwest 19th Street, Cape Coral, FL 33991
K-51.7 mi
Patriot Elementary School
711 Southwest 18th Street, Cape Coral, FL 33991
K-52 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-82 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-82.9 mi
Caloosa Middle School
610 Del Prado Boulevard South, Cape Coral, FL 33990
6-83.4 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-121 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-123.2 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-125.1 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 309 SE 28th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
11/30/2025
Price Reduced
$689,000
-3.64%
MLS
10/06/2025
Price Reduced
$715,000
-3.38%
MLS
9/29/2025
Listed
$740,000
52.58%
MLS
10/19/2020
Sold
$485,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 309 SE 28th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,329
-14%
$388,383
3%
2024
$6,227
3%
$377,437
3%
2023
$6,052
2%
$366,444
-11%
2021
$5,937
4%
$411,985
16%
2022
$5,724
-4%
$355,771
-1%
2021
$5,937
-5%
$360,846
2%
2019
$6,241
7%
$352,733
9%
2018
$5,851
-4%
$324,615
-2%
2017
$6,120
-7%
$332,705
6%
2016
$6,573
4%
$314,720
6%
2015
$6,341
-3%
$295,713
-1%
2014
$6,522
5%
$297,210
4%
2013
$6,210
—
$287,006
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 309 SE 28th Terrace

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Listed by Century 21 Selling Paradise

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309 SE 28th Ter, Cape Coral, FL 33904 (MLS# 2025012624) is a Single Family property with 3 bedrooms and 3 full bathrooms. 309 SE 28th Ter is currently listed for $689,000 and was received on September 29, 2025. Want to learn more about 309 SE 28th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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