This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/14
$329,900 -$10,000 (-2.94%) Price Reduced
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/14
Property Description
***MOVE IN READY***100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM****NOT IN THE FLOOD ZONE,NO HOA,NO CDD, NO FLOOD INSURANCE******SELLER INCENTIVE-SELLER TO PROVIDE CREDIT towards closing cost, pre-paids or rate buy down with the use of a preferred lender and preferred title company********Preferred Lender is also offering another loan financing with an additional 3k closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyers As long as you have not owned a primary residence before closing).****Great NE Cape Coral location right near Santa Barbara Blvd and Kismet Pkwy. Home comes with 36" Ashburn Sienna kitchen cabinets with hardware, quartz kitchen counters, solid surface bathroom counters, 18" tile everywhere except the bedrooms, carpet in bedrooms, stainless kitchen appliances, white washer and dryer, blinds on all windows except for slider, ceramic shower tile in both bathrooms, paver driveways and lanai, covered lanai, full irrigation system, electric garage door with opener, dimensional shingle roof and a home-is-connected convenience package.
Full Property Details
Full Property Details for 322 NE 20th Terrace
General
- Price: $329,900
- Taxes: (2024)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2025013211
- Updated: 2/10/2026
- Added to Site: 20 day(s) ago
Interior
- Interior Features: Great Room, Built-In Cabinets, Wired for Data, Entrance Foyer, Other, Pantry, Walk-In Closet(s)
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator with Icemaker, Self-Cleaning Oven, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Dining Room: Dining - Family
- Laundry: Inside
Additional Information
- Shared Amenities: None, No Subdivision
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Room for Pool, Automatic Sprinkler
- Porch/Patio/Deck: Open Porch/Lanai
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC31 - Cape Coral Unit 17, 31-36,
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: Cable TV
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Heat Pump
Utilities
- Sewer: Septic Tank
- Water: Well
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Double Hung, Thermal, Shutters, Window Coverings
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,747
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,747 Sq. Ft.
- Year Built: 2020
Lot Features
- Property View: Landscaped Area
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage Feet: 80
- Road Maintenance: City Maintained
- Irrigation System: Well
- Lot Features: Regular
- Zoning: R1-D
- Lot Description: Regular
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Tax Year: 2024
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 36 BLK 2523 PB 16 PG 114 LOTS 12 + 13
- Property ID: 36-43-23-C1-02523.0120
- Section: 36
- Block: 2523
- Lot Number: 12
Listed by LoKation
Get Pre-Approved Today
Schools
Schools serving 322 NE 20th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909 | K-5 | 1.1 mi |
Dr Carrie D Robinson Littleton Elementary School 700 Hutto Road, North Fort Myers, FL 33903 | K-5 | 3.2 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 3.6 mi |
Diplomat Middle School 1039 Northeast 16th Terrace, Cape Coral, FL 33909 | 6-8 | 1.1 mi |
Caloosa Middle School 610 Del Prado Boulevard South, Cape Coral, FL 33990 | 6-8 | 3.5 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 2.9 mi |
Island Coast High School 2125 De Navarra Parkway, Cape Coral, FL 33909 | 9-12 | 3.4 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 4.1 mi |
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 322 NE 20th Terrace
Date
Details
Price
Change
Source
2/10/2026
Price Reduced
$329,900
-2.94%
MLS
1/30/2026
Price Reduced
$339,900
-2.86%
MLS
1/23/2026
Listed
$349,900
62.9%
MLS
9/09/2020
Sold
$214,800
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 322 NE 20th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,292
19%
$279,073
30%
2024
$3,614
4%
$214,355
3%
2023
$3,482
13%
$208,112
13%
2021
$3,074
-5%
$183,498
-9%
2022
$3,238
5%
$202,050
2594%
2021
$3,074
579%
$7,500
10%
2019
$453
2%
$6,822
10%
2018
$444
8%
$6,202
-40%
2017
$412
8%
$10,255
8%
2016
$381
14%
$9,500
38%
2015
$335
2%
$6,900
33%
2014
$329
70%
$5,170
23%
2013
$193
—
$4,200
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 322 NE 20th Terrace
322 NE 20th Ter, Cape Coral, FL 33909 (MLS# 2025013211) is a Single Family property with 3 bedrooms and 2 full bathrooms. 322 NE 20th Ter is currently listed for $329,900 and was received on January 23, 2026. Want to learn more about 322 NE 20th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

