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$389,000 Just Listed
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Property Description
Waterfront living at its finest! This beautifully maintained newer 4-bedroom, 2-bath home is perfectly situated on a freshwater canal with access to Cape Coral's sought-after chain of lakes, offering endless opportunities for boating, fishing, kayaking, and enjoying the Florida lifestyle. The open-concept floor plan features tile flooring throughout, stainless steel appliances, a newer A/C system (2024), and plenty of space for family and friends. Outside, you'll love the private dock, screened lanai, charming front porch, and spacious 3-car garage. Located in one of SW Cape Coral's most desirable neighborhoods, you're just minutes from shopping, dining, parks, and top-rated schools. Best of all, all assessments are paid, and the home is NOT in a flood zone. Whether you're looking for a year-round residence, vacation home, or investment property, this waterfront gem offers the perfect blend of comfort, convenience, and recreation. Don't miss your chance to own a piece of paradise!
Full Property Details
Full Property Details for 324 SW 21st Terrace
General
- Price: $389,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026027514
- Updated: 6/23/2026
- Added to Site: 5 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Guest Bath, Guest Room
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Dining Room: Dining - Living
- Laundry: Inside
Additional Information
- Shared Amenities: See Remarks, Boating, No Subdivision
Exterior
- Exterior Features: Dock, Concrete Dock, Room for Pool
- Porch/Patio/Deck: Open Porch/Lanai, Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Florida
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Shutters, Shutters - Manual
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,718
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,718 Sq. Ft.
- Year Built: 2018
Lot Features
- Property View: Canal, Water
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage Feet: 80
- Irrigation System: Assessment Paid
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front
- Canal Width: Canal Width 81-120
- Boat Dock Slip: Yes
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 62 BLK 3052 PB 21 PG 27 LOTS 39 + 40
- Property ID: 26-44-23-C3-03052.0390
- Section: 26
- Block: 3052
- Lot Number: 39
Listed by Legacy Premier Realty LLC
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Schools
Schools serving 324 SW 21st Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 0.5 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 0.7 mi |
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 2.2 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 0.8 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 3.7 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 0.3 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 2.8 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 3.9 mi |
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 3.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 324 SW 21st Terrace
Date
Details
Price
Change
Source
6/23/2026
Listed
$389,000
1340.74%
MLS
6/11/2018
Sold
$27,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 324 SW 21st Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,720
9%
$364,125
6%
2024
$6,137
1%
$342,896
-11%
2023
$6,056
23%
$383,655
54%
2021
$4,918
-12%
$249,150
-26%
2022
$5,569
13%
$335,636
48%
2021
$4,918
13%
$226,094
2%
2019
$4,353
691%
$221,256
1299%
2018
$550
-6%
$15,813
-9%
2017
$583
6%
$17,442
-3%
2016
$552
11%
$18,000
20%
2015
$499
22%
$15,000
39%
2014
$410
13%
$10,800
-5%
2013
$363
—
$11,400
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 324 SW 21st Terrace
324 SW 21st Ter, Cape Coral, FL 33991 (MLS# 2026027514) is a Single Family property with 4 bedrooms and 2 full bathrooms. 324 SW 21st Ter is currently listed for $389,000 and was received on June 23, 2026. Want to learn more about 324 SW 21st Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

