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$289,900
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Property Description
Opportunity to own a newer home on a freshwater canal in a convenient Cape Coral location. Built in 2022, this well-designed residence offers a flowing floorplan with 3 bedrooms plus a den, 2 baths, and a 2-car garage. The home appears to be in excellent condition overall, with only minor cosmetic refreshing needed such as cleaning and possible interior paint. Enjoy canal views and the added privacy of waterfront living, while still being close to shopping, dining, and major roadways. A functional layout and newer construction make this property well suited for owner-occupants or investors seeking value in a growing area. Agents: please review all private remarks prior to scheduling a showing.
Full Property Details
Full Property Details for 3620 NW 38th Terrace
General
- Price: $289,900
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 226005894
- Updated: 2/5/2026
- Added to Site: 21 day(s) ago
Interior
- Interior Features: Great Room, Split Bedrooms, Den - Study, Built-In Cabinets, Wired for Data, Other, Pantry
- Appliances: Electric Cooktop, Dishwasher, Microwave, Refrigerator/Freezer
- Furnishings: Unfurnished
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Breakfast Room
Additional Information
- Shared Amenities: None, No Subdivision
- Security/Safety: Smoke Detectors
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC43 - Cape Coral Unit 58, 59-61, 76,
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Septic Tank
- Water: Well
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Double Hung, Shutters - Manual
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,680
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,680 Sq. Ft.
- Year Built: 2022
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage Feet: 80
- Irrigation System: Well
- Lot Features: Regular
- Zoning: R1
- Lot Description: Regular
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater
- Canal Width: Canal Width 31-80
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, Buyer Pays Title
Disclosures and Reports
- Ownership: Single Family
- Special Conditions: Short Sale
- Legal Description: CAPE CORAL UNIT 91 BLK 5511 PB 24 PG 90 LOTS 11 + 12
- Property ID: 18-43-23-C4-05511.0110
- Section: 18
- Block: 5511
- Lot Number: 11
Listed by Keller Williams Elite Realty
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Schools
Schools serving 3620 NW 38th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 6.7 mi |
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 7.8 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 8.3 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 5.3 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 8.2 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 5.1 mi |
Island Coast High School 2125 De Navarra Parkway, Cape Coral, FL 33909 | 9-12 | 7.4 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 9.3 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 8.6 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3620 NW 38th Terrace
Date
Details
Price
Change
Source
2/05/2026
Listed
$289,900
-9.21%
MLS
6/15/2022
Sold
$319,300
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3620 NW 38th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,083
-9%
$362,150
8%
2024
$5,616
13%
$335,170
29%
2023
$4,951
795%
$259,385
2062%
2021
$553
-44%
$12,000
-54%
2022
$988
79%
$26,100
149%
2021
$553
14%
$10,500
5%
2018
$485
—
$10,000
-21%
2017
$487
12%
$12,678
33%
2016
$435
-10%
$9,500
-5%
2019
$486
9%
$10,000
-9%
2015
$445
17%
$11,000
10%
2014
$379
64%
$10,000
49%
2013
$231
—
$6,700
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3620 NW 38th Terrace
3620 NW 38th Ter, Cape Coral, FL 33993 (MLS# 226005894) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3620 NW 38th Ter is currently listed for $289,900 and was received on February 05, 2026. Want to learn more about 3620 NW 38th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

