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$305,000 Just Listed
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Property Description
Prime Central Cape Coral location near Schools, Shopping, Parks, and Veterans Pkwy! This charming 3-bedroom, 2-bath home sits on an oversized 100' x 125' lot with plenty of room for a future pool or boat storage. Offering 1,424 sq ft of living space, the smart split-bedroom floor plan features soaring ceilings, new LVF-flooring, a spacious kitchen with island, newer appliances, and abundant cabinet storage. The cozy dining area opens to the covered lanai, creating the perfect space for indoor-outdoor living. The primary suite offers a walk-in closet, room for a king-size bed, and private lanai access. Two guest bedrooms are located on the opposite side of the home for added privacy, while the guest bath also provides convenient lanai access-ideal for a future pool bath setup. Enjoy true Southern exposure from the large fenced backyard and covered patio, perfect for soaking up the Florida sunshine all winter long. Additional features include an inside laundry room with washer and dryer, whole-house water softener, sprinkler system, accordion shutters throughout, and a 2-car garage with new wind-rated garage door and opener. Located in an X-500 Flood Zone, this home has never flooded and flood insurance is not required. City Water & Sewer Utilities with all Assessments Paid! Located on a nice quiet street across from Gulf Access Homes makes this the perfect choice for your new home. Whether you're looking for a seasonal retreat, full-time family home, or income-producing Airbnb opportunity, this property checks all the boxes. Priced to sell-schedule your private showing today before it's gone! ***Some Photos have been Virtually Staged to help visualize the space's potential.
Full Property Details
Full Property Details for 404 SE 28th Terrace
General
- Price: $305,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026017232
- Updated: 5/27/2026
- Added to Site: 3 day(s) ago
Interior
- Interior Features: Split Bedrooms, Great Room, Other
- Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Shower Only
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Kitchen Island
- Dining Room: Breakfast Bar, Dining - Living
Additional Information
- Shared Amenities: None, No Subdivision, Non-Gated
Exterior
- Exterior Features: Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Santa Barbara Blvd South to SE 28th Ter, turn East and head down about 1/2 way down, home will be on your right.
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Shutters - Manual, Window Coverings
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,424
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,424 Sq. Ft.
- Year Built: 1999
Lot Features
- Property View: None/Other
- Lot Size (Acres): 0.287
- Lot Size (Sq. Ft.): 12,501
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 100 x 100 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 100
- Street/Road Desc.: Paved
- Irrigation System: Assessment Paid, Reclaimed
- Lot Features: Oversize
- Zoning: R1
- Lot Description: Oversize
Water Features
- Water Front Desc.: None
- Canal Width: None
Financial Considerations
- Tax Year: 2025
- Terms: Seller Pays Title
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 26 BLK.875 PB 14 PG 132 E 1/2 OF LOT 14 AS DESC IN INST#2006-365141 + LOTS 15 + 16
- Property ID: 36-44-23-C4-00875.0150
- Section: 36
- Block: 875
- Lot Number: 14
Listed by Royal Shell Real Estate, Inc.
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Schools
Schools serving 404 SE 28th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Pelican Elementary School 3525 Southwest 3rd Avenue, Cape Coral, FL 33914 | K-5 | 1.3 mi |
Cape Elementary School 4519 Vincennes Boulevard, Cape Coral, FL 33904 | K-5 | 2.5 mi |
Gulf Elementary School 3400 Southwest 17th Place, Cape Coral, FL 33914 | K-5 | 3 mi |
Gulf Middle School, Cape Coral, FL 1809 Southwest 36th Terrace, Cape Coral, FL 33914 | 6-8 | 3 mi |
Trafalgar Middle School 2120 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 3.5 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 1 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 3.2 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 5.2 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 5.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 404 SE 28th Terrace
Date
Details
Price
Change
Source
5/27/2026
Listed
$305,000
4983.33%
MLS
9/13/2006
Sold
$6,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 404 SE 28th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,582
257%
$228,692
144%
2024
$1,284
9%
$93,674
3%
2023
$1,183
20%
$90,946
-51%
2021
$986
-7%
$184,939
109%
2022
$1,064
8%
$88,297
4%
2021
$986
8%
$84,541
4%
2018
$917
1%
$81,099
2%
2017
$911
5%
$79,431
2%
2016
$866
-7%
$77,797
-6%
2019
$933
-20%
$82,640
-27%
2015
$1,166
6%
$113,300
8%
2014
$1,099
12%
$104,700
14%
2013
$977
—
$92,096
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 404 SE 28th Terrace
404 SE 28th Ter, Cape Coral, FL 33904 (MLS# 2026017232) is a Single Family property with 3 bedrooms and 2 full bathrooms. 404 SE 28th Ter is currently listed for $305,000 and was received on May 27, 2026. Want to learn more about 404 SE 28th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

