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$949,000 Sale Pending
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Property Description
Get ready! This 2018 DIRECT GULF ACCESS HOME is located on a beautiful 200-foot saltwater canal in NW Cape Coral. Grab the family, hop in the boat, and let's go fishing and end the day with a relaxing sunset! Once inside this open and captivating 2,207 square foot home with a split floor plan, you'll find calming water views. Step into the chef's kitchen with a direct view of the canal begging to take you on a fishing trip! The large home offers four bedrooms, a large den, three full bathrooms with pool access from the outside, and a three-car garage. The open kitchen is ready for a new chef and features Smart Samsung Black Stainless Steel appliances, including a refrigerator, electric cooktop, double oven, two dishwashers, and 42-inch cabinets. More to explore with a spacious main suite and large bathroom with double vanities, a large walk-in shower, a toilet room with a linen closet, and two closets. Additionally, you will find triple pocket sliding lanai doors, tray ceilings, and crown molding. The rear of the home is fully fenced and pet- and child-friendly. The lanai is designed for relaxation, fun, and entertaining, featuring a large football-ready TV lounging area, a dining area, and a functional outdoor kitchen with a vented hood, an island with a sink, a refrigerator, and a heated saltwater pool and spa. It also offers the much-welcomed no-see-um screens, beautiful pavers, and overlooks the canal and occasional neighboring boaters off to explore the day. A boaters' dream dock starts with your own 35-foot dock with a 13,000-pound lift, boat canopy (2025), water, and electric are both available. Have the blast hanging out at your very own Tiki hut with your very own plexiglass fish viewing window located on the deck. End the day by relaxing watching the sunset after a day of successful fishing with the grandkids. (Boat not included in the sale.) The home is equipped with a whole-house reverse osmosis system, electric storm shutters on the lanai, impact glass throughout, double switch fan controls, and recessed lighting. Pool and reverse osmosis maintenance is prepaid until the end of 2026. In-sink disposal replaced Dec 2024 and the pool heater was replaced in Dec 2025.
Full Property Details
Full Property Details for 4301 NW 20th Terrace
General
- Price: $949,000
- Taxes: $11,464 (2025)
- Status: Pending
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026012018
- Updated: 3/29/2026
- Added to Site: 19 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Split Bedrooms, Den - Study, Wired for Data, Cathedral Ceiling(s), Pantry, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Wall Oven, Washer, Water Treatment (Owned), Microwave, Refrigerator with Icemaker, Reverse Osmosis
- Furnishings: Negotiable
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Dining - Living
- Laundry: Washer/Dryer Hookup, Inside, Sink
Additional Information
- Shared Amenities: None, Boating, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Custom Upgrades, Equipment Stays, Electric Heat, Pool Bath, Salt Water, Screen Enclosure
- Spa: Yes
- Spa Description: Concrete, Equipment Stays, Heated (Electric), Pool Bath, Integrated with Pool, Screened
- Security/Safety: Security System, Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Gas Grill, Boat Canopy/Cover, Dock, Boat Lift, Boat Slip, Composite Dock, Dock Included, Elec Avail at dock, Hoist/Davit, Water Avail at Dock, Outdoor Grill, Outdoor Kitchen, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch, Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC43 - Cape Coral Unit 58, 59-61, 76,
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Old Burnt Store North, West on NW 20th St, North on NW 43rd Ave, West on NW 20th Ter. The home is immediately on right when you turn West (left) on corner of NW 43rd Ave and NW 20th Ter.
- Direction Faces: Southwest
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
- Ceiling Fan(s): 9
Utilities
- Sewer: Septic Tank
- Water: Filter, Reverse Osmosis - Entire House, Well
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Double Hung, Impact Resistant, Sliding, Impact Resistant Windows, Shutters Electric
- Doors: Impact Resistant Doors
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 2,207
- Sq. Ft. Source: Architectural Plans, Property Appraiser Office
- Living Area: 2,207 Sq. Ft.
- Year Built: 2018
Additional Structures
- Other Structures: Tiki Hut
Lot Features
- Property View: Canal, Landscaped Area, Water
- Lot Size (Acres): 0.23
- Lot Size (Sq. Ft.): 10,018
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 80 x 80 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 80
- Street/Road Desc.: Paved
- Road Maintenance: City Maintained, County Maintained
- Fence: Yes
- Irrigation System: Well
- Lot Features: Regular
- Zoning: R1-W
- Lot Description: Regular
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Gulf Access: Yes
- Water Front Desc.: Canal Front, Navigable Water, Seawall
- Canal Width: Canal Width 151-200
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $11,464
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 82 BLK 5252 PB 24 PG 123 LOTS 19 + 20
- Property ID: 36-43-22-C2-05252.0190
- Section: 36
- Block: 5252
- Lot Number: 19
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Schools
Schools serving 4301 NW 20th Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 5.8 mi |
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 5.8 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 6.7 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 4 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 6.6 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 3.9 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 7.7 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 7.7 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 6.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4301 NW 20th Terrace
Date
Details
Price
Change
Source
3/18/2026
Listed
$949,000
6.63%
MLS
12/02/2024
Sold
$890,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4301 NW 20th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$10,272
-13%
$667,825
-7%
2024
$11,764
-1%
$721,481
-14%
2023
$11,873
12%
$836,898
13%
2022
$10,631
12%
$743,340
45%
2021
$9,518
—
$511,446
15%
2021
$9,518
23%
$444,431
2%
2019
$7,715
323%
$434,439
411%
2018
$1,824
26%
$85,000
19%
2017
$1,450
2%
$71,383
-7%
2016
$1,425
-3%
$77,000
-14%
2015
$1,473
24%
$90,000
50%
2014
$1,185
28%
$60,000
54%
2013
$923
—
$38,900
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4301 NW 20th Terrace
4301 NW 20th Ter, Cape Coral, FL 33993 (MLS# 2026012018) is a Single Family property with 4 bedrooms and 3 full bathrooms. 4301 NW 20th Ter is currently listed for $949,000 and was received on March 18, 2026. Want to learn more about 4301 NW 20th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

