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$324,999

  • For Sale
  • Active
  • Single Family
  • 4 Beds
  • 2 Full Baths
  • 1,712 Sq. Ft.
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Skip the new-construction wait and the assessment bill. 4 bed, 2 bath, 1,712 sq ft, 2-car garage in NW Cape Coral. No HOA. No CDD. Fully fenced 0.23-acre lot. Pet-friendly. Pool-ready. Never flooded. You move in now. This is the cost difference most listings skip: well and septic with a water softener already in place. No city water or sewer assessment today. Next review is not scheduled until 2045 or later. Buyers in other northern Cape sections are already paying $25,000-$35,000+ assessments plus higher monthly utilities. This owner keeps nearly 20 years of lower carrying costs. The work is done. New roof 2022. New A/C 2022. New water heater 2024. Hurricane-rated front door 2024. Updated kitchen and both baths. Tile throughout. Open concept, split bedrooms, cathedral ceilings. Expanded screened lanai, covered deck, gazebo, and irrigation. Room for a pool. One-year home warranty included. Seller relocating. Compare the payment on a finished, fenced home with no assessment to a new build that still needs time, yard, and a utility bill.

Full Property Details for 4317 NW 40th Terrace

General

  • Price: $324,999
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026019635
  • Updated: 9/26/2026
  • Added to Site: 164 day(s) ago

Interior

  • Number of Rooms: 6
  • Interior Features: Split Bedrooms, Cathedral Ceiling(s), Walk-In Closet(s)
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Furnishings: Negotiable
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Shower Only

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Kitchen: Kitchen Island, Pantry
  • Dining Room: Dining - Living
  • Laundry: Washer/Dryer Hookup

Additional Information

  • Shared Amenities: None, No Subdivision
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Room for Pool, Automatic Sprinkler, Storage

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: CC43 - Cape Coral Unit 58, 59-61, 76,
  • County: Lee
  • Subdivision: NOT APPLICABLE
  • Building Name: NOT APPLICABLE
  • Driving Directions: Burnt Store to Kismet to Old Burnt Store to NW 41st to NW 40th Ter. House is on the right.
  • Direction Faces: South

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Septic Tank
  • Water: Well
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Double Hung, Shutters, Window Coverings
  • Doors: Impact Resistant Doors
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,712
  • Sq. Ft. Source: Field Measurements
  • Living Area: 1,712 Sq. Ft.
  • Year Built: 2007

Additional Structures

  • Other Structures: Gazebo

Lot Features

  • Property View: None/Other
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,018
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 125 x 125
  • Frontage: Public Road
  • Frontage Feet: 80
  • Fence: Yes
  • Irrigation System: Well
  • Lot Features: Regular
  • Zoning: R1
  • Lot Description: Regular
  • Fencing (Description): Fenced

Water Features

  • Water Front Desc.: None
  • Canal Width: None

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 90 BLK 5461 PB 24 PG 28 LOTS 31 + 32
  • Property ID: 13-43-22-C3-05461.0310
  • Section: 13
  • Block: 5461
  • Lot Number: 31

Listed by Trend Realty

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— 4317 NW 40th Terrace —

  • Trend Realty

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 4317 NW 40th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Hector A. Cafferata Jr Elementary School
250 Santa Barbara Boulevard North, Cape Coral, FL 33993
K-57.5 mi
Trafalgar Elementary School
1850 Southwest 20th Avenue, Cape Coral, FL 33991
K-58.4 mi
Patriot Elementary School
711 Southwest 18th Street, Cape Coral, FL 33991
K-59 mi
Mariner Middle School
425 Chiquita Boulevard North, Cape Coral, FL 33993
6-86 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-88.9 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-125.8 mi
Island Coast High School
2125 De Navarra Parkway, Cape Coral, FL 33909
9-128.2 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-129.9 mi
Skyline Elementary School
620 Southwest 19th Street, Cape Coral, FL 33991
K-59.2 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 4317 NW 40th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/21/2026
Price Reduced
$324,999
-3.68%
MLS
8/20/2026
Price Reduced
$337,400
-3.6%
MLS
8/10/2026
Price Reduced
$349,999
-2.75%
MLS
7/28/2026
Price Increased
$359,900
22%
MLS
7/14/2026
Price Reduced
$295,000
-20.25%
MLS
6/30/2026
Price Reduced
$369,900
-1.36%
MLS
5/27/2026
Price Reduced
$375,000
-2.57%
MLS
4/30/2026
Listed
$384,900
106.94%
MLS
1/31/2020
Sold
$186,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 4317 NW 40th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,128
—
$188,583
8%
2025
$3,128
7%
$174,615
3%
2024
$2,924
5%
$169,694
3%
2023
$2,792
9%
$164,751
7%
2021
$2,556
—
$153,885
-3%
2022
$2,546
—
$158,502
10%
2021
$2,556
-12%
$143,752
10%
2019
$2,906
-2%
$130,815
-1%
2018
$2,964
-2%
$131,628
-1%
2017
$3,026
57%
$132,431
14%
2016
$1,924
—
$116,501
1%
2015
$1,919
-20%
$115,691
8%
2014
$2,410
18%
$106,686
22%
2013
$2,051
—
$87,302
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 4317 NW 40th Terrace

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4317 NW 40th Ter, Cape Coral, FL 33993 (MLS# 2026019635) is a Single Family property with 4 bedrooms and 2 full bathrooms. 4317 NW 40th Ter is currently listed for $324,999 and was received on April 30, 2026. Want to learn more about 4317 NW 40th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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