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Property Description
Freshwater canal, heated pool (via solar panels), coastal decor, low maintenance landscape and move-in Ready! Conveniently located near shopping, dining, schools, parks and everyday amenities, with easy access to everything Cape Coral has to offer. High ceilings, light and bright throughout. Everything you need is here. Whether you're looking for a full-time residence, seasonal getaway or investment opportunity, this home offers an excellent opportunity to enjoy the best of Southwest Florida living.
Full Property Details
Full Property Details for 434 SE 21st Terrace
General
- Price: $565,000
- Taxes: (2025)
- Status: Active
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026041428
- Updated: Today (10/9/2026)
- Added to Site: Today
Interior
- Interior Features: Split Bedrooms, Den - Study, Entrance Foyer, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Range, Refrigerator, Refrigerator/Freezer, Refrigerator with Icemaker, Self-Cleaning Oven
- Furnished: Yes
- Furnishings: Furnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Kitchen: Pantry
- Dining Room: Eat-in Kitchen, Formal
- Laundry: Inside
Additional Information
- Shared Amenities: None, No Subdivision, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure
- Security/Safety: Smoke Detector(s), Smoke Detectors
Exterior
- Exterior Features: Concrete Dock, Dock Included, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway Paved, Garage Door Opener, Attached
Location
- Area: CC13 - Cape Coral Unit 19-21, 25, 26, 89
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Driving Directions: Santa Barbara to SE 21st Ter
- Direction Faces: North
School Information
- Elementary School: CALOOSA ELEMENTARY
- Middle School: CHALLENGER MIDDLE
- High School: CAPE CORAL HIGH
Community
- Assoc. Fees Include: None
- Units Assoc/Comm: 1
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric
Utilities
- Sewer: Assessment Paid, Central
- Water: Assessment Paid, Central
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Architectural Style: Florida
- Description/Design: Single Family Residence
- Exterior Const.: Wood Frame, Stucco
- Roof: Shingle
- Windows: Arched, Single Hung, Shutters - Manual, Window Coverings
- Doors: French Doors
- Entry Floor Number: 1
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,819
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,819 Sq. Ft.
- Year Built: 1992
Lot Features
- Property View: Canal, Intersecting Canal, Landscaped Area, Pool/Club
- Lot Size (Acres): 0.262
- Lot Size (Sq. Ft.): 11,412
- Lot Size Source: Property Appraiser Office
- Lot Dimensions: 91 x 91 x 125 x 125
- Frontage: Public Road
- Frontage Feet: 91
- Street/Road Desc.: Paved
- Road Maintenance: County Maintained
- Irrigation System: Assessment Paid, Reclaimed
- Lot Features: Oversize
- Zoning: R1
- Lot Description: Oversize
Water Features
- Water Front: Yes
- Water Front Desc.: Canal Front, Freshwater, Seawall
- Canal Width: Canal Width 81-120
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash, FHA, VA Loan
Disclosures and Reports
- Ownership: Single Family
- Legal Description: CAPE CORAL UNIT 26 BLK 943 PB 14 PG 142 LOTS 72 + 73
- Property ID: 25-44-23-C3-00943.0720
- Section: 25
- Block: 943
- Lot Number: 72
Listed by Royal Shell Real Estate, Inc.
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Schools
Schools serving 434 SE 21st Terrace
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Caloosa Elementary School 620 Del Prado Boulevard South, Cape Coral, FL 33990 | K-5 | 2.4 mi |
Hancock Creek Elementary School 1601 Skyline Drive, North Fort Myers, FL 33903 | K-5 | 4.6 mi |
Tropic Isles Elementary School 5145 Orange Grove Boulevard, North Fort Myers, FL 33903 | K-5 | 4.6 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 1.6 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 4.2 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 0.9 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 3.7 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 4.4 mi |
Diplomat Elementary School 1115 Northeast 16th Terrace, Cape Coral, FL 33909 | K-5 | 5.1 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 434 SE 21st Terrace
Date
Details
Price
Change
Source
10/09/2026
Listed
$565,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 434 SE 21st Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$7,701
—
$340,718
-21%
2025
$7,701
3%
$430,240
2%
2024
$7,471
17%
$422,598
8%
2023
$6,360
11%
$392,873
8%
2022
$5,742
9%
$362,809
34%
2021
$5,280
—
$270,029
10%
2021
$5,280
8%
$245,492
2%
2019
$4,911
4%
$241,435
7%
2018
$4,722
-1%
$226,098
1%
2017
$4,769
2%
$224,480
2%
2016
$4,688
7%
$219,172
9%
2015
$4,398
6%
$200,504
8%
2014
$4,135
12%
$185,898
13%
2013
$3,681
—
$164,894
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 434 SE 21st Terrace
434 SE 21st Ter, Cape Coral, FL 33990 (MLS# 2026041428) is a Single Family property with 3 bedrooms and 2 full bathrooms. 434 SE 21st Ter is currently listed for $565,000 and was received on October 09, 2026. Want to learn more about 434 SE 21st Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

