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$599,900 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 2,032 Sq. Ft.
  • Updated 2 days ago
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Step into this incredibly well-kept HIGH ELEVATION GULF-ACCESS POOL HOME in a great, centralized SW Cape Coral location, just minutes from everything you need in the city! With over 2,000 square feet of bright, naturally lit living space and tall ceilings inside, this home features 3 large bedrooms, plus a den/office (or 4th bedroom), 2 full baths, including a pool bath, TONS OF STORAGE AREAS with an extra-large 26' DEEP GARAGE, and a STUNNING SCREENED-IN OUTDOOR LIVING SPACE, including ample shaded spaces and a NORTHERN EXPOSURE POOL, all overlooking the incredible Gulf-access canal with a newer (2020) PRIVATE DOCK AND COVERED 10,000 lb BOAT LIFT! This home has NEVER BEEN FLOODED, and is built to SAVE $ ON INSURANCE, with a NEWER ROOF (2023), full storm shutter coverage, and one of the HIGHEST GULF-ACCESS ELEVATIONS you will find in Cape Coral! If you're looking for true and SAFE SW Florida waterfront lifestyle, you need to call and schedule a private tour of this house!

Full Property Details for 527 SW 40th Terrace

General

  • Price: $599,900
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026025407
  • Updated: 6/10/2026
  • Added to Site: 3 day(s) ago

Rental Information

  • Lease/Rent Term: 7
  • Min. Lease (Days): 7

Interior

  • Interior Features: Split Bedrooms, Den - Study, Built-In Cabinets, Wired for Data, Cathedral Ceiling(s), Vaulted Ceiling(s), Volume Ceiling, Walk-In Closet(s)
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
  • Furnishings: Unfurnished
  • Flooring: Carpet, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Sitting Area, Master BR Ground

Other Rooms

  • Kitchen: Pantry
  • Dining Room: Breakfast Bar, Breakfast Room, Formal
  • Laundry: Inside

Additional Information

  • Shared Amenities: None, Boating, No Subdivision, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Concrete, Equipment Stays
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Boat Canopy/Cover, Dock, Boat Lift, Captain's Walk, Dock Included, Wooden Dock, Automatic Sprinkler
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Garage Door Opener, Attached

Location

  • Area: CC21 - Cape Coral Unit 3, 30, 44, 6
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Driving Directions: Skyline Blvd. E on SW 40th Ter. Home is on the left. No sign in yard.
  • Direction Faces: South

School Information

  • Elementary School: CHOICE
  • Middle School: CHOICE
  • High School: CHOICE

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Electric
  • Heating Type: Central Electric
  • Ceiling Fan(s): 5

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Architectural Style: Traditional
  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stone
  • Roof: Shingle
  • Windows: Single Hung, Sliding, Shutters - Manual
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 2,032
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 2,032 Sq. Ft.
  • Year Built: 2006

Lot Features

  • Property View: Canal, City
  • Lot Size (Acres): 0.23
  • Lot Size (Sq. Ft.): 10,018
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 80 x 80 x 120 x 120
  • Frontage: Private Road, Public Road
  • Frontage Feet: 80
  • Road Maintenance: City Maintained
  • Irrigation System: Assessment Paid, Central
  • Lot Features: Regular
  • Zoning: R1
  • Lot Description: Regular

Water Features

  • Water Front: Yes
  • Gulf Access: Yes
  • Water Front Desc.: Bridge(s)/Water Indirect, Via Boat Lift, Canal Front, Navigable Water
  • Canal Width: Canal Width 81-120
  • Boat Dock Slip: Yes

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 44 BLK 1729 PB 21 PG 112 LOTS 3 + 4
  • Property ID: 11-45-23-C1-01729.0030
  • Section: 11
  • Block: 1729
  • Lot Number: 3

Listed by Schooner Bay Realty, Inc.

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Listing agent

— 527 SW 40th Terrace —

  • Schooner Bay Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 527 SW 40th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Pelican Elementary School
3525 Southwest 3rd Avenue, Cape Coral, FL 33914
K-50.7 mi
Gulf Elementary School
3400 Southwest 17th Place, Cape Coral, FL 33914
K-51.9 mi
Cape Elementary School
4519 Vincennes Boulevard, Cape Coral, FL 33904
K-52.5 mi
Gulf Middle School, Cape Coral, FL
1809 Southwest 36th Terrace, Cape Coral, FL 33914
6-81.7 mi
Trafalgar Middle School
2120 Trafalgar Parkway, Cape Coral, FL 33991
6-83.6 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-122 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-122.3 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-126.2 mi
North Fort Myers High School
5000 Orange Grove Boulevard, North Fort Myers, FL 33903
9-127.5 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 527 SW 40th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
6/10/2026
Listed
$599,900
71.4%
MLS
2/06/2018
Sold
$350,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 527 SW 40th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,336
5%
$379,770
3%
2024
$6,049
3%
$369,067
3%
2023
$5,882
6%
$358,317
3%
2022
$5,565
-4%
$347,881
-9%
2021
$5,771
—
$383,588
15%
2021
$5,771
1%
$333,086
2%
2019
$5,721
-9%
$325,597
5%
2018
$6,290
15%
$309,265
19%
2017
$5,492
-1%
$260,815
-1%
2016
$5,561
5%
$262,838
7%
2015
$5,317
-10%
$244,603
-10%
2014
$5,894
15%
$270,683
13%
2013
$5,139
—
$238,906
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Listed by Schooner Bay Realty, Inc.

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527 SW 40th Ter, Cape Coral, FL 33914 (MLS# 2026025407) is a Single Family property with 3 bedrooms and 2 full bathrooms. 527 SW 40th Ter is currently listed for $599,900 and was received on June 10, 2026. Want to learn more about 527 SW 40th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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