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$455,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,669 Sq. Ft.
  • Updated 1 day ago

Next open house:

Open House: 11:00 AM - 3:00 PM

Saturday 2/28 11:00 AM - 3:00 PM

604 SW 20th Ter,Cape Coral, FL 33991

604 SW 20th TerCape CoralFL33991

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  • Open House: 11:00 AM - 2:00 PM

    Sunday 3/1 11:00 AM - 2:00 PM

    604 SW 20th Ter,Cape Coral, FL 33991
    604 SW 20th TerCape CoralFL33991
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Welcome to your slice of paradise in beautiful Cape Coral, Florida! This immaculate 3-bedroom, 2-bathroom home combines comfort, style, and waterfront living. Perfectly located across from Skyline Elementary School if you have grade schoolers who would love the shortest commute to school possible. Step inside to find a bright, open floor plan with new stainless steel kitchen appliances and a remodeled pool bathroom that bring a modern touch to this charming home. The 2022 HVAC system ensures year-round comfort and efficiency. Out back, enjoy the Florida lifestyle to the fullest with a heated pool and relaxing hot tub, all within a screened lanai overlooking the tranquil freshwater canal. Your private boat dock is perfect for fishing, kayaking, or a leisurely sunset cruise. Additional highlights include: City water and city sewer All assessments paid in full Move-in ready condition with thoughtful upgrades throughout. This waterfront gem offers the ultimate in coastal living - whether you're looking for a full-time residence, winter retreat, or investment property. Enjoy the sunshine, the water, and the peaceful atmosphere that make Cape Coral one of Florida's most desirable locations. Don't miss your chance to own this beautiful canal home - schedule your private showing today!

Full Property Details for 604 SW 20th Terrace

General

  • Price: $455,000
  • Taxes: (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bonita_Springs
  • MLS ID: 2026008197
  • Updated: 2/23/2026
  • Added to Site: 2 day(s) ago

Interior

  • Interior Features: Split Bedrooms, Great Room
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Primary Bathroom: Shower Only

Bedrooms

  • Total Bedrooms: 3
  • Primary Bedroom: Master BR Ground

Other Rooms

  • Kitchen: Built-In Desk
  • Dining Room: Dining - Living
  • Laundry: Inside

Additional Information

  • Shared Amenities: None, Non-Gated
  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: In Ground, Electric Heat
  • Spa: Yes
  • Spa Description: Above-Ground, Heated (Electric)
  • Security/Safety: Smoke Detector(s), Smoke Detectors

Exterior

  • Exterior Features: Dock, Dock Included
  • Porch/Patio/Deck: Screened Lanai/Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway Paved, Under Bldg Closed, Attached

Location

  • Area: CC23 - Cape Coral Unit 28, 29, 45, 62, 63, 66, 68
  • County: Lee
  • Subdivision: CAPE CORAL
  • Building Name: CAPE CORAL
  • Direction Faces: North

School Information

  • Elementary School: SCHOOL CHOICE
  • Middle School: SCHOOL CHOICE
  • High School: SCHOOL CHOICE

Community

  • Assoc. Fees Include: None
  • Units Assoc/Comm: 1
  • Pets Allowed: Yes
  • Management Type: None

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Central Electric
  • Heating Type: Central Electric

Utilities

  • Sewer: Assessment Paid, Central
  • Water: Assessment Paid, Central
  • Cable Available: Yes
  • Utility Description: Cable Available

Structural Information

  • Description/Design: Single Family Residence
  • Exterior Const.: Concrete Block, Stucco
  • Roof: Shingle
  • Windows: Single Hung, Shutters - Manual
  • Entry Floor Number: 1
  • Stories/Levels: 1
  • Stories in Building: 1
  • Square Feet: 1,669
  • Sq. Ft. Source: Property Appraiser Office
  • Living Area: 1,669 Sq. Ft.
  • Year Built: 1985

Lot Features

  • Property View: Canal, Water
  • Lot Size (Acres): 0.233
  • Lot Size (Sq. Ft.): 10,149
  • Lot Size Source: Property Appraiser Office
  • Lot Dimensions: 81 x 81 x 125 x 125
  • Frontage: Public Road
  • Frontage Feet: 81
  • Fence: Yes
  • Irrigation System: Assessment Paid, Central
  • Lot Features: Regular
  • Zoning: R1
  • Lot Description: Regular
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water Front Desc.: Canal Front, Navigable Water
  • Canal Width: Canal Width 31-80

Financial Considerations

  • Tax Year: 2025
  • Terms: Buyer Finance/Cash, FHA, VA Loan

Disclosures and Reports

  • Ownership: Single Family
  • Legal Description: CAPE CORAL UNIT 62 BLK 3061 PB 21 PG 29 LOTS 3 + 4
  • Property ID: 26-44-23-C4-03061.0030
  • Section: 26
  • Block: 3061
  • Lot Number: 3
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 604 SW 20th Terrace —

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NMLS#: 1598647

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Be ready to buy your new home!

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NMLS#: 1598647

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Schools serving 604 SW 20th Terrace

School District:Lee County School District, Fort Myers, FL
NameGradesDistance
Skyline Elementary School
620 Southwest 19th Street, Cape Coral, FL 33991
K-50.1 mi
Patriot Elementary School
711 Southwest 18th Street, Cape Coral, FL 33991
K-50.4 mi
Trafalgar Elementary School
1850 Southwest 20th Avenue, Cape Coral, FL 33991
K-51.8 mi
Challenger Middle School, Cape Coral, FL
624 Trafalgar Parkway, Cape Coral, FL 33991
6-80.5 mi
Mariner Middle School
425 Chiquita Boulevard North, Cape Coral, FL 33993
6-83.4 mi
Cape Coral High School
2300 Santa Barbara Boulevard, Cape Coral, FL 33991
9-120.7 mi
Ida S. Baker High School
3500 Agualinda Boulevard, Cape Coral, FL 33914
9-122.6 mi
Mariner High School
701 Chiquita Boulevard North, Cape Coral, FL 33993
9-123.7 mi
Hector A. Cafferata Jr Elementary School
250 Santa Barbara Boulevard North, Cape Coral, FL 33993
K-53 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 604 SW 20th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/23/2026
Listed
$455,000
56.95%
MLS
8/14/2020
Sold
$289,900
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 604 SW 20th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,536
-18%
$359,902
-5%
2024
$6,729
9%
$378,661
11%
2023
$6,185
40%
$339,636
53%
2021
$4,433
-8%
$222,025
-26%
2022
$4,824
9%
$298,126
55%
2021
$4,433
39%
$191,928
2%
2019
$3,182
—
$187,613
2%
2018
$3,172
-18%
$184,115
3%
2017
$3,887
6%
$178,455
7%
2016
$3,666
7%
$167,153
11%
2015
$3,421
6%
$150,899
9%
2014
$3,218
9%
$139,003
2%
2013
$2,953
—
$136,301
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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604 SW 20th Ter, Cape Coral, FL 33991 (MLS# 2026008197) is a Single Family property with 3 bedrooms and 2 full bathrooms. 604 SW 20th Ter is currently listed for $455,000 and was received on February 23, 2026. This property is listed by Jason Knutson from our Cape Coral Office.Want to learn more about 604 SW 20th Ter? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

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