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$539,000 Sale Pending
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Property Description
Assumable VA Mortgage of about $270,000.00 at low intrest rate of 2,25%. Buyer does not have to be VA "¢ 0.34-acre oversized waterfront lot "¢ Saltwater pool "¢ Private dock "¢ New roof "¢ New AC "¢ Owned solar (2019) "¢ Whole-house reverse osmosis system "¢ 3-car garage "¢ Fresh exterior paint "¢ Roll-down storm shutters and much more... Experience breathtaking water views and peaceful waterfront living in this beautifully maintained 3-bedroom, 2-bath pool home situated on a rare 0.34-acre oversized fenced lot in Southwest Florida. This property is loaded with valuable upgrades, including a new roof, new AC system, new gutters, freshly painted exterior, and a whole-house reverse osmosis water system. The owned solar panel system installed in 2019 produces more than enough electricity to power the home, allowing the new owner to enjoy extremely low utility costs with only a $27 monthly LCEC connection fee. Step outside to your private waterfront oasis featuring a sparkling saltwater pool and a relaxing fire pit area overlooking tranquil waterways. Fish directly from your private dock or enjoy freshwater boating adventures from your backyard on the Horseshoe Hermosa Canal System, offering 61.7 miles of navigable canals. The expansive 0.34-acre fenced yard provides incredible space for entertaining, gardening, pets, or family activities. A three-car garage offers ample room for vehicles, storage, a home gym, or recreational equipment. The attic features solar fans for improved climate and heat control, creating additional functional storage space. Roll-down storm shutters protecting the lanai and the new roof add extra comfort and peace of mind. Financing Opportunity: This property includes an assumable VA mortgage of approximately $270,000 at a very low 2.25% interest rate. The buyer does not need to be a veteran, but must qualify with the lender to assume the loan. 10 year stipulation and must be primary residence forecasted for first 12 month-offering a rare chance to secure an exceptionally low-rate mortgage in today's market. Combining waterfront serenity, major upgrades, energy efficiency, an oversized lot, and a unique financing opportunity, this Southwest Florida freshwater retreat is ready to welcome its next owner.
Full Property Details
Full Property Details for 905 NW 28th Pl
General
- Price: $539,000
- Taxes: (2025)
- Status: Pending
- Type: Single Family
- Source: Bonita_Springs
- MLS ID: 2026012208
- Updated: 3/24/2026
- Added to Site: 23 day(s) ago
Interior
- Interior Features: Split Bedrooms, Bar, Built-In Cabinets, Wired for Data, Closet Cabinets, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Outside
- Appliances: Electric Cooktop, Dishwasher, Dryer, Microwave, Range, Refrigerator/Freezer, Refrigerator with Icemaker, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Separate Tub And Shower
Bedrooms
- Total Bedrooms: 3
- Primary Bedroom: Master BR Ground
Other Rooms
- Kitchen: Kitchen Island, Pantry
- Dining Room: Breakfast Bar, Breakfast Room, Formal
Additional Information
- Shared Amenities: None, Non-Gated
- Pool: Yes
- Private Pool: Yes
- Pool Description: In Ground, Concrete, Screen Enclosure
- Spa: Yes
- Spa Description: Above-Ground, Heated (Electric)
- Security/Safety: Smoke Detectors
Exterior
- Exterior Features: Concrete Dock, Elec Avail at dock, Water Avail at Dock, Automatic Sprinkler
- Porch/Patio/Deck: Screened Lanai/Porch, Deck
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Garage Door Opener, Attached
Location
- Area: CC42 - Cape Coral Unit 50, 54, 51, 52, 53,
- County: Lee
- Subdivision: CAPE CORAL
- Building Name: CAPE CORAL
- Direction Faces: North
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
- Management Type: None
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Electric
- Heating Type: Central Electric, Solar
Utilities
- Sewer: Septic Tank
- Water: Well
- Cable Available: Yes
- Utility Description: Cable Available
Structural Information
- Description/Design: Single Family Residence
- Exterior Const.: Concrete Block, Stucco
- Roof: Shingle
- Windows: Single Hung, Shutters - Screens/Fabric, Shutters, Decorative Shutters, Window Coverings
- Stories/Levels: 1
- Stories in Building: 1
- Square Feet: 1,970
- Sq. Ft. Source: Property Appraiser Office
- Living Area: 1,970 Sq. Ft.
- Year Built: 1998
Lot Features
- Property View: Basin, Canal, Water
- Lot Size (Acres): 0.344
- Lot Size (Sq. Ft.): 14,984
- Lot Size Source: Property Appraiser Office
- Frontage: Public Road
- Fence: Yes
- Irrigation System: Well
- Lot Features: 3 Lots, Oversize
- Zoning: R1
- Lot Description: 3 Lots, Oversize
- Fencing (Description): Fenced
Water Features
- Water Front: Yes
- Water Front Desc.: Basin, Canal Front, Freshwater
- Canal Width: Canal Width 121-150
Financial Considerations
- Tax Year: 2025
- Terms: Buyer Finance/Cash
Disclosures and Reports
- Ownership: Single Family
- Multiple Parcels: Yes
- Legal Description: CAPE CORAL UNIT 56 BLK 4043 PB 19 PG 109 LOTS 36 THRU 38
- Property ID: 05-44-23-C4-04043.0360
- Section: 5
- Block: 4043
- Lot Number: 36
Listed by Cornerstone Coastal Properties
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Schools
Schools serving 905 NW 28th Pl
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
Hector A. Cafferata Jr Elementary School 250 Santa Barbara Boulevard North, Cape Coral, FL 33993 | K-5 | 3.7 mi |
Trafalgar Elementary School 1850 Southwest 20th Avenue, Cape Coral, FL 33991 | K-5 | 3.7 mi |
Patriot Elementary School 711 Southwest 18th Street, Cape Coral, FL 33991 | K-5 | 4.4 mi |
Mariner Middle School 425 Chiquita Boulevard North, Cape Coral, FL 33993 | 6-8 | 1.8 mi |
Challenger Middle School, Cape Coral, FL 624 Trafalgar Parkway, Cape Coral, FL 33991 | 6-8 | 4.3 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 1.8 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 5.4 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 5.8 mi |
Skyline Elementary School 620 Southwest 19th Street, Cape Coral, FL 33991 | K-5 | 4.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 905 NW 28th Pl
Date
Details
Price
Change
Source
3/14/2026
Listed
$539,000
63.33%
MLS
5/02/2019
Sold
$330,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 905 NW 28th Pl
Year
Property Taxes
Change
Tax Assessment
Change
2024
$1,010
—
$257,791
3%
2024
$1,010
11%
$250,526
3%
2023
$909
22%
$243,229
3%
2022
$743
13%
$236,145
-2%
2021
$656
—
$241,342
7%
2021
$656
-74%
$226,102
54%
2019
$2,518
1%
$146,575
2%
2018
$2,499
1%
$143,842
2%
2017
$2,478
4%
$140,883
3%
2016
$2,380
—
$136,899
-27%
2015
$2,379
2%
$187,905
1%
2014
$2,338
7%
$186,084
14%
2013
$2,192
—
$163,203
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 905 NW 28th Pl
905 NW 28th Pl, Cape Coral, FL 33993 (MLS# 2026012208) is a Single Family property with 3 bedrooms and 2 full bathrooms. 905 NW 28th Pl is currently listed for $539,000 and was received on March 14, 2026. Want to learn more about 905 NW 28th Pl? Do you have questions about finding other Single Family real estate for sale in Cape Coral? You can browse all Cape Coral real estate or contact a Coldwell Banker agent to request more information.

