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$599,900
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Property Description
This charming single-level coastal cottage captures the essence of laid-back beach living, offering 3 bedrooms and 2.5 bathrooms with ample space to comfortably host family and guests. The primary suite is a private retreat featuring a king-size bed, en suite bath, and direct access to the back porch-perfect for enjoying gentle coastal breezes and quiet mornings. A second bedroom offers a queen bed, while the third bedroom includes two sets of bunk beds, creating a layout well suited for families and visiting guests. The open-concept living, kitchen, and dining area provides an inviting gathering space after a day on the sand, designed for relaxed entertaining and effortless coastal living. Outdoor living areas further enhance both enjoyment and guest appeal, including a wraparound porch with seating and dining areas, a screened-in porch with exterior access, a fire pit surrounded by Adirondack chairs for evenings under the stars, and a convenient outdoor shower for easy beach days. Located in the Piney Woods Beach Subdivision, the home offers neighborhood beach access and is just steps from the community pool. With its refined design, desirable outdoor amenities, and prime coastal setting, this property is well suited as a primary residence, an upscale second home, or a high-demand vacation rental opportunity.
Full Property Details
Full Property Details for 120 McCosh Mill Rd
General
- Price: $599,900
- HOA FEE: $63/month
- HOA FEE FREQ.: Annually
- Taxes: $5,412 (2025)
- Status: Active
- Type: Single Family
- Source: 933
- MLS ID: 324955
- Updated: 2/5/2026
- Added to Site: 53 day(s) ago
Interior
- Rooms/Areas: Blinds, Carpet, First Floor
- Interior Features: Breakfast Bar, Recessed Lighting, Lock Out Closet, Smoke Detector, Washer/Dryer Hookup
- Appliances: Dryer, Washer, Dishwasher, Microwave, Refrigerator, Electric Oven, Electric Water Heater
- Furnishings: Furnished
- Flooring: Carpet, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: In Ground
Exterior
- Exterior Features: BBQ Pit/Grill
- Porch/Patio/Deck: Rear Porch, Covered Porch, Front Porch, Porch, Wrap Ar
Parking
- Parking Features: Assigned, Driveway
Location
- Area: Cape San Blas/S. Gulf
- Subdivision: Piney Woods Beach
- Building Name: Beach Daisy
- Driving Directions: Turn on 30E (Cape San Blas RD), approximately 1 mile, turn left on McCosh Mill Rd. Home is on the left-hand side
Community
- Assoc. Fees Include: Accounting, Recreational Facilities
Heating & Cooling
- Cooling Type: Central Air, Electric
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Cable Connected, Electricity Available, Electricity Connected, Internet Available, Sewer Connected, Water Connected
Structural Information
- Architectural Style: Beach House, Florida, Florida Cottage, Open Floor Plan
- Construction Status: Construction Complete
- Exterior Const.: Frame, Vinyl Siding
- Square Feet: 1,224
- Living Area: 1,224 Sq. Ft.
- Year Built: 2015
Unit Information
- Occupancy Rate: Tenant
Lot Features
- Lot Dimensions: 53 x 135
- Lot Features: Dedicated Beach, Deeded Water Access, Flood Insurance Required, Within 1/2 Mile of Water
Financial Considerations
- Association Fee: $750
- Assoc Fee Freq.: Annually
- Tax Amount: $5,412.17
- Tax Year: 2025
- Terms: Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Special Conditions: As Is
- Legal Description: PNEY WOODS BEACH REPLAT PB 5 PGE 46 LOT 10 BLK 1 ORB 797/779 FR ADDISON MAP 35D
- Flood Zone Info: AE
- Property ID: 06297-159R
Listed by Going Coastal
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Schools
Schools serving 120 McCosh Mill Rd
School District:Gulf County School District
| Name | Grades | Distance |
|---|---|---|
Port St. Joe Elementary School 2201 Long Ave, Port St. Joe, FL 32456 | PK-6 | 8.1 mi |
Port St. Joe High School 100 Shark Dr, Port St. Joe, FL 32456 | 7-12 | 7.8 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 120 McCosh Mill Rd
Date
Details
Price
Change
Source
2/05/2026
Price Reduced
$599,900
-2.46%
MLS
1/10/2026
Listed
$615,000
3.36%
MLS
5/13/2023
Sold
$595,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 120 McCosh Mill Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,412
—
$472,980
1%
2024
$5,412
18%
$468,146
-1%
2023
$4,576
36%
$473,278
91%
2021
$3,359
3%
$248,109
-2%
2022
$3,255
-3%
$252,178
1%
2021
$3,359
-8%
$250,581
-4%
2019
$3,667
1%
$260,581
-2%
2018
$3,640
-5%
$265,543
-1%
2017
$3,837
75%
$268,032
70%
2016
$2,188
332%
$158,074
619%
2015
$507
77%
$22,000
10%
2014
$287
2%
$20,000
—
2013
$281
—
$20,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 120 McCosh Mill Rd
120 McCosh Mill Rd, Cape San Blas, FL 32456 (MLS# 324955) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 120 McCosh Mill Rd is currently listed for $599,900 and was received on January 10, 2026. Want to learn more about 120 McCosh Mill Rd? Do you have questions about finding other Single Family real estate for sale in Cape San Blas? You can browse all Cape San Blas real estate or contact a Coldwell Banker agent to request more information.

