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$2,250,000
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Property Description
This beautiful home features a stunning entrance under an old Live Oak tree and tropical foliage. Know as the Paddle to the Sea cottage, the entrance is a classic split foyer, with steps down to 4 bedrooms, 2 baths and guest living area. Step up and open to a dramatic Great Room with vaulted and coffered ceiling, kitchen, bar and half bath. Multiple classic multi-lite French doors along 3 sides open up the outdoors, while screened decks surround both the first and second floors providing comfortable and spacious outdoor living. A corner stairwell then provides access to the third-floor master suite and living area. Enter this ultimate private suite and Stunning views open up across Boca Grande Pass and Charlotte Harbor and to Boca Grande. A private balcony facing north provides unsurpassed privacy and beauty. Beneath the first living floor is a fully screened and decked area for golf cart parking, work room, spare fridge and freezer, ping pong table, storage or whatever, It is spacious, protected multi-use space. Access is via a stairwell to the first floor and a ground level automatic garage door for cart access. The home is in new condition, following significant reconstruction after Hurricane Ian in 2022. This effort brought the entire structure up to current building and windstorm codes with new roof strapping and roof, all impact glass, interior finishes, appliances, whole house generator and too much to summarize here. Refer to the supplementary information tabs for complete details of the work accomplished. As far as flood threats are concerned, the home is in the X Zone, above any potential storm surge or flooding. Home buyers on bridgeless Useppa Island are required to have membership in the Useppa Island Club and Marina. Useppa is a luxury boating, fishing private resort in the style of Olde Florida. No cars, just golf carts, bikes and feet for transport. Boat Dockage is available at the Marina. The island is just 3 miles south of Boca Grande and a 15-minute boat ride to Pine Island and all things "mainland".
Full Property Details
Full Property Details for 328 Useppa
General
- Price: $2,250,000
- HOA FEE: $504/month
- Taxes: $17,604 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: C7523767
- Updated: 4/9/2026
- Added to Site: 18 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 7
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Skylight(s), Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Furnishings: Turnkey
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 3
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 5
Other Rooms
- Laundry: Inside, Laundry Room
Additional Information
- Shared Amenities: Clubhouse, Fence Restrictions, Fitness Center, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
- Security/Safety: Fire Alarm, Fire Sprinkler System
Exterior
- Exterior Features: Balcony, French Doors, Private Entrance, Storage
- Deck/Patio: Covered, Screened, Wrap Around
- Porch/Patio/Deck: Covered, Screened, Wrap Around
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Covered, Curb Parking, Driveway, Garage Door Opener, Garage Faces Rear, Golf Cart Garage, Golf Cart Parking, Ground Level, Guest, Under Building, Workshop in Garage
Location
- Area: 33924 - Captiva
- County: Lee
- Development Name: 33924 - Captiva
- Subdivision: COTTAGE SITE III-28
- Driving Directions: From I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port, 8115 Main Street, Bokeelia. Alternately, your agent may pick you up in Four Winds Marina, also in Bokeelia and just before the bridge over Jug Creek.
- Direction Faces: East
Community
- Community Name: 33924 - Captiva
- Community Features: Bay/Harbor Front, Intracoastal Waterway, Marina, Water Access, Waterfront, Association Recreation - Owned, Buyer Approval Required, Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Golf Carts OK, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Sidewalks, Special Community Restrictions, Tennis Court(s)
- Optional Amenities: Clubhouse, Fence Restrictions, Fitness Center, Recreation Facilities, Spa/Hot Tub, Tennis Court(s), Vehicl
- Association: Yes
- Assoc. Name: Evelyn
- Assoc. Fees Include: Community Pool, Escrow Reserves Fund, Manager, Pool Maintenance, Private Road, Recreational Facilities, Trash
- Number of Pets: 2
- Management Type: On Site Property Manager
- Mgmt. Company: On Site Property Manager
Heating & Cooling
- Cooling Type: Central Air, Zoned
- Heating Type: Electric, Zoned
Utilities
- Sewer: Public Sewer
- Water: Public
- Utility Description: Electricity Connected, Propane, Sewer Connected, Street Lights, Underground Utilities
Structural Information
- Architectural Info: Key West
- Architectural Style: Key West
- Exterior Const.: HardiPlank Type, Wood Frame (FSC Certified)
- Basement Desc.: Daylight, Exterior Entry, Unfinished
- Roof: Metal
- Windows: Storm Window(s), Wood Frames
- Stories/Levels: Three Or More
- Square Feet: 2,992
- Sq. Ft. Source: Public Records
- Year Built: 1988
Lot Features
- Property View: Park/Greenbelt, Water
- Lot Size (Acres): 0.33
- Lot Size (Sq. Ft.): 14,244
- Lot Size: 14244
- Lot Dimensions: 145 x 103 x 96 x 156
- Frontage: Private Road, Street Unpaved
- Street/Road Desc.: Unimproved, Gravel
Water Features
- Water View: Yes
- Water Front Desc.: Bay/Harbor Front, Waterfront
Financial Considerations
- Association Fee: $504
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $17,604.15
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: USEPPA IS COTTAGE SITES SITE III-28 AS DESC IN OR 1823 PG 3223
- Flood Zone Info: X
- APN: 944210100003.028
- Property ID: 944210100003.028
- Block/Lot/Section: 3
Listed by Uip Property Company Llc
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Price & Sales History for 328 Useppa
Date
Details
Price
Change
Source
3/25/2026
Listed
$2,250,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 328 Useppa
328 Useppa, Captiva, FL 33924 (MLS# C7523767) is a Single Family property with 5 bedrooms, 3 full bathrooms and 1 partial bathroom. 328 Useppa is currently listed for $2,250,000 and was received on March 25, 2026. Want to learn more about 328 Useppa? Do you have questions about finding other Single Family real estate for sale in Captiva? You can browse all Captiva real estate or contact a Coldwell Banker agent to request more information.

