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$1,124,900
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Property Description
Water Wings cottage is waterfront, two-stories with Master on the first floor. The open first floor plan allows water views from the kitchen and living/dining areas which open onto a covered/screened porch and an open deck. The second floor features a loft-guest bedroom with bath, and a water view balcony. Both the interior and exterior have been renovated to first class quality. Exterior is Hardi Board, roofing is aluminum and decks are wood. Naturally the construction meets all windstorm resistance codes as the developer is a well-known contractor that has completed numerous high quality homes and renovations on the island over the past 20 years. Interior finishes include granite or marble counters, quality cabinetry and appliances. The entrance to the home is from a driveway of stone pavers and a thoughtfully landscaped yard. There is a shared storage room, a new propane generator and a 500-gallon propane tank. In addition to these fine features, Village owners recently were treated to significant road improvement of layered gravel, and heavily landscaped with mature palms of all types, creating a beautiful, tropical boulevard access. Recently completed multi-family dockage is just steps away and accommodates boats up to 24'. This home is located in the Useppa Village neighborhood on the western shore of the reimagined and redeveloped, private Useppa Island. Featuring the Useppa Island Club and Marina, Useppa Village owners enjoy all the services and amenities of a small town. Useppa is a bridgeless island ensuring privacy and solitude. Yet, there is an active lifestyle of boating and sporting activities for any that wish to participate. The island is known for its outgoing community of residents, and with only 118 homes, the nature of the island will not deviate from the tropical luxury and Old Florida ambiance that create this special place in the sun.
Full Property Details
Full Property Details for 520 Useppa Is
General
- Price: $1,124,900
- HOA FEE: $504/month
- Taxes: $10,023 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: C7523816
- Updated: 3/25/2026
- Added to Site: 10 day(s) ago
Rental Information
- Min. Lease: 1-7 Days
Interior
- Number of Rooms: 8
- Interior Features: Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Window Treatments
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Range Hood, Refrigerator, Washer, Water Filtration System
- Furnishings: Turnkey
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Kitchen
Additional Information
- Security/Safety: Fire Alarm, Smoke Detector(s)
Exterior
- Exterior Features: Balcony, Courtyard, Hurricane Shutters, Lighting, Outdoor Grill, Private Yard, Storage
- Deck/Patio: Covered, Deck, Front Porch, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Deck, Front Porch, Rear Porch, Screened
Parking
- Parking Features: Driveway, Electric Vehicle Charging Station(s), Ground Level, Off Street, Open
Location
- Area: 33924 - Captiva
- County: Lee
- Development Name: 33924 - Captiva
- Subdivision: USEPPA VILLAGE
- Driving Directions: rom I-75 or US 41 take SR 78 (Pine Island Road) west to Stringfellow Road in the center of Pine Island. Turn right and continue north approximately 7 miles to the Useppa Shore Port, 8115 Main Street, Bokeelia. Alternately, your agent may pick you up in Four Winds Marina, also in Bokeelia and just before the bridge over Jug Creek.
- Direction Faces: West
Community
- Community Name: 33924 - Captiva
- Association: Yes
- Assoc. Name: Evelyn
- Number of Pets: 2
Heating & Cooling
- Cooling Type: Central Air, Zoned
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: PINE ISLAND SOUND
- Water: Public
- Utility Description: Electricity Connected, Phone Available, Private, Propane, Sewer Connected, Street Lights, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Key West
- Architectural Style: Key West
- Exterior Const.: HardiPlank Type
- Roof: Metal
- Common Walls: End Unit
- Windows: Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Storm Window(s)
- Stories/Levels: Two
- Square Feet: 1,366
- Sq. Ft. Source: Public Records
- Year Built: 1981
Additional Structures
- Other Structures: Storage
Lot Features
- Property View: Water
- Lot Size (Acres): 0.05
- Lot Size (Sq. Ft.): 2,352
- Lot Size: 2352
- Frontage: Private Road
- Street/Road Desc.: Gravel
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor
- Water Extras: Yes
- Water Front Name: PINE ISLAND SOUND
- Water Front Desc.: Bay/Harbor
Financial Considerations
- Association Fee: $504
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $10,023.53
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: USEPPA VILLAGE W 1/2 LOT 10 AS DESC IN OR 1570 PG 1214
- Flood Zone Info: A8
- APN: 0944210200010.00A0
- Property ID: 0944210200010.00A0
- Block/Lot/Section: 10
Listed by Uip Property Company Llc
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Schools
Schools serving 520 Useppa Is
School District:Lee County School District, Fort Myers, FL
| Name | Grades | Distance |
|---|---|---|
The Sanibel School 3840 Sanibel Captiva Road, Sanibel, FL 33957 | 6-8 | 16.1 mi |
Mariner High School 701 Chiquita Boulevard North, Cape Coral, FL 33993 | 9-12 | 13 mi |
Ida S. Baker High School 3500 Agualinda Boulevard, Cape Coral, FL 33914 | 9-12 | 13.3 mi |
Cape Coral High School 2300 Santa Barbara Boulevard, Cape Coral, FL 33991 | 9-12 | 15.1 mi |
Island Coast High School 2125 De Navarra Parkway, Cape Coral, FL 33909 | 9-12 | 18.2 mi |
North Fort Myers High School 5000 Orange Grove Boulevard, North Fort Myers, FL 33903 | 9-12 | 18.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 520 Useppa Is
Date
Details
Price
Change
Source
3/25/2026
Listed
$1,124,900
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 520 Useppa Is
520 Useppa Island, Captiva, FL 33924 (MLS# C7523816) is a Single Family property with 2 bedrooms and 2 full bathrooms. 520 Useppa Island is currently listed for $1,124,900 and was received on March 25, 2026. Want to learn more about 520 Useppa Island? Do you have questions about finding other Single Family real estate for sale in Captiva? You can browse all Captiva real estate or contact a Coldwell Banker agent to request more information.

