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$700,000
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Property Description
Luxury Lakefront Retreat on 3.6 Acres | 2789 Summer Drive, Chipley, FL Welcome to your private lakeside escape at 2789 Summer Drive, where 3.6 tranquil acres and 200 feet of shoreline on a spring-fed lake create the perfect blend of luxury, privacy, and natural beauty. This custom-built 3-bedroom, 2.5-bath home offers refined living with top-tier finishes, smart design, and high-speed Xfinity/Comcast internet to support both relaxation and remote work. Inside the 2,324 square foot main residence, you're welcomed by soaring vaulted ceilings with exposed cedar beams, a warm wood-burning fireplace, and exceptional craftsmanship throughout. The chef's kitchen is thoughtfully designed with quartz countertops, custom cabinetry, a double oven, pot filler, and an oversized walk-in pantry. It also includes a dedicated butler's pantry-perfect for entertaining and additional storage-making this kitchen as functional as it is beautiful. The primary suite is a true retreat featuring a spa-inspired en suite bath with double vanities, a tiled walk-in shower, a freestanding soaking tub, a private water closet, and dual walk-in closets. Two additional bedrooms share a Jack and Jill bathroom with separate vanities and walk-in closets, offering both comfort and privacy for family or guests. An additional 950-square-foot apartment or shop provides even more flexibility. Complete with its own full kitchen, living room, bedroom, bathroom, and laundry hookups, this space is perfect for use as a guest house, in-law suite, or income-generating rental. It includes a roll-down shop door and durable concrete flooring, making it equally suitable as a functional workshop. Step outside to enjoy the expansive 24-by-28-foot back deck, ideal for entertaining or simply soaking in the views. A hot tub hookup is ready and waiting, and a private trail leads to your own sandy beach area-perfect for boating, fishing, tubing, and kayaking in the clear spring-fed water. The property also includes three powered pole barns measuring 22x48, 22x60, and 16x24, offering ample storage for boats, RVs, ATVs, or equipment. There is also a camper hookup, a welding outlet, and full electrical and lighting in all covered areas. A built-in pet washing station inside the home adds even more thoughtful convenience. Located just 30 minutes from Panama City Beach, 20 minutes from Panama City, and 20 minutes from downtown Chipley, this lakefront retreat offers both seclusion and accessibility to the Emerald Coast's top destinations. Whether you're seeking a primary residence, vacation home, or multi-generational living solution, 2789 Summer Drive is a rare opportunity to own a one-of-a-kind lakefront property designed for elevated living. Schedule your private showing today and experience the lifestyle for yourself.
Full Property Details
Full Property Details for 2789 Summer Dr
General
- Price: $700,000
- Taxes: $3,441 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 772799
- Updated: 12/2/2025
- Added to Site: 260 day(s) ago
Interior
- Number of Rooms: 8
- Interior Features: Instant Hot Water
- Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 2
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Additional Information
- Pool: Yes
- Pool Description: Other, See Remarks
Exterior
- Exterior Features: Covered Patio, Deck, Fire Pit
- Porch/Patio/Deck: Deck, Covered, Open, Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 6
- Covered Spaces: 6
- Parking Features: Additional Parking, RV Garage, RV Carport, RV Access/Parking, Unpaved
Location
- County: Washington
- Subdivision: Chipley
- Driving Directions: At the intersection of Hwy 20 and Hwy 77, go North on Hwy 77 about 3.5 miles and turn left on Summer Drive, property will be on your left.
School Information
- Elementary School: Vernon Elementary
- Middle School: Vernon
- High School: Vernon
Community
- Community Name: 10 - Washington County
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Utility Description: Cable Connected, Electricity Available, Natural Gas Available, High Speed Internet Available
Structural Information
- Architectural Style: Traditional
- Windows: Storm Window(s)
- Doors: Storm Door(s)
- Sq. Ft. Source: Appraiser
- Year Built: 2021
Additional Structures
- Other Structures: Kennel/Dog Run, Second Garage, Garage(s), Guest House, Outbuilding, Other, RV/Boat Storage, Shed(s), Workshop
Lot Features
- Property View: Lake, Other
- Lot Size (Acres): 3.62
- Lot Size (Sq. Ft.): 157,687
- Lot Size: 3.62
- Lot Dimensions: 151 x 627 x 363 x 422
- Frontage: Private Road, Gravel
- Zoning: County, Horses Allowed
- Fencing (Description): Chain Link, Partial
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front, Shoreline - Sand
- Water Front View: Lake, Lake Front, Shoreline - Sand
- Lake Front: Yes
Financial Considerations
- Tax Amount: $3,441
- Tax Year: 2024
Disclosures and Reports
- Legal Description: LOTS 9 & 10 SPRING LAKE PLAT BOOK 3 PAGE 251 2.09 AC, ORB 1117 P 601, ORB 1117 P 597
- Property ID: 00000000-00-3110-0110
Listed by eXp Realty, LLC
Get Pre-Approved Today
Schools
Schools serving 2789 Summer Dr
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 10.8 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 21.8 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 9.7 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 21.2 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 9.5 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 21.2 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 2789 Summer Dr
Date
Details
Price
Change
Source
11/04/2025
Price Reduced
$700,000
-3.45%
MLS
10/11/2025
Price Reduced
$725,000
-3.33%
MLS
5/01/2025
Listed
$750,000
2400%
MLS
4/26/2018
Sold
$30,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 2789 Summer Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,658
6%
$304,946
3%
2024
$3,441
2%
$296,352
3%
2023
$3,373
3%
$287,720
3%
2022
$3,285
462%
$279,340
575%
2021
$585
-4%
$41,400
—
2019
$611
-13%
$41,400
-10%
2018
$704
92%
$46,000
100%
2017
$366
-2%
$23,000
—
2016
$373
-2%
$23,000
—
2015
$381
2%
$23,000
—
2014
$375
14%
$23,000
15%
2013
$330
—
$20,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 2789 Summer Dr
2789 Summer Drive, Chipley, FL 32428 (MLS# 772799) is a Single Family property with 3 bedrooms, 2 full bathrooms and 1 partial bathroom. 2789 Summer Drive is currently listed for $700,000 and was received on May 01, 2025. Want to learn more about 2789 Summer Drive? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

