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$849,000
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Property Description
Experience lakeside living at its finest with this custom-built ICF (Insulated Concrete Form) home, perfectly positioned on four expansive waterfront lots on Dunford Lake in the Paradise Lakes community of Washington County, Florida. Offering 2 bedrooms, 2 baths, 1,840 square feet of living space and 3,030 square feet under roof, this home blends timeless craftsmanship with modern efficiency. Built with ICF construction, the home is designed for strength, energy savings, and peace of mind-keeping interiors quiet, comfortable, and hurricane-ready. Enjoy sweeping waterfront views from every room, enhanced by a full-length covered and screened back porch that stretches 10x50 across the entire home-perfect for relaxing or entertaining while overlooking the lake. The exterior showcases a charming Craftsman design with a river rock stone border, Hardie board-and-batten siding, Andersen A-series windows and doors cased in white oak, and a striking mahogany front door. A hurricane-rated Haas garage door, seamless gutters, and a full-length 10x50 screened porch overlooking the water make this home as practical as it is beautiful. Inside, the living room features a massive stone fireplace, oversized picture window, built-in bookcases, and access to the back porch. The gourmet kitchen is equipped with ZLINE appliances including a 7-burner gas cooktop, double ovens, custom cabinetry, a flush-mount hood, and an oversized 6x9 quartzite island ideal for entertaining. Both bathrooms are thoughtfully designed with curbless walk-in showers, double vanities, Kohler fixtures, and luxury finishes. The master suite offers serene waterfront views, porch access, and a spacious dressing counter, while the guest suite includes French doors to the back porch. Throughout the home, reclaimed oak flooring, 10-foot ceilings, 8-foot solid wood doors, cypress tongue-and-groove ceilings, and custom cabinetry add warmth and style. Additional highlights include a large laundry/mudroom with canning pantry and utility sink, a 60x120 soil-tested garden with fruit trees and berry bushes, and a fully permitted 24x36 insulated pole barn with power and dual roll-up doors. A 22KW Generac whole-house generator, 250-gallon propane tank, deep well with filtration and softener system, and RV parking with hookups ensure modern convenience and reliability. This rare Dunford Lake retreat combines strength, efficiency, and luxury in every detail-offering a lifestyle of comfort, security, and natural beauty within the Paradise Lakes community.
Full Property Details
Full Property Details for 3130 Magnolia Dr
General
- Price: $849,000
- Taxes: $2,877 (2024)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 778451
- Updated: 12/2/2025
- Added to Site: 137 day(s) ago
Interior
- Number of Rooms: 3
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Gas Cooktop
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Additional Information
- Security/Safety: Gated Community, Security Gate, Smoke Detector(s)
Exterior
- Exterior Features: Porch
- Porch/Patio/Deck: Covered, Porch, Screened
Parking
- Garage: Yes
- Garage Spaces: 2
- Parking Features: RV Access/Parking, Gated
Location
- County: Washington
- Subdivision: Paradise Oaks
- Driving Directions: From Panama City take Hwy 77 North to Greenhead and turn left onto Hwy 279 (Moss Hill Rd.), travel approx. 3 miles to Paradise Lakes and turn left. You will need an agent with a gate code to get in. Go through the gate and turn left, follow Paradise Lakes Rd until you hit the dirt road and home will be down on the right. (Do not follow GPS, it will not give accurate directions.)
Community
- Community Name: 10 - Washington County
- Association: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central, Fireplace(s)
Utilities
- Utility Description: Underground Utilities
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Sq. Ft. Source: Appraiser
- Year Built: 2022
Additional Structures
- Other Structures: RV/Boat Storage
Lot Features
- Property View: Lake
- Lot Size (Acres): 3.59
- Lot Size (Sq. Ft.): 156,555
- Lot Size: 3.59
- Lot Dimensions: 478.38 x 452.73 x 215.26 x 450
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
- Boat Dock Slip: Yes
Financial Considerations
- Tax Amount: $2,877
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 30 2 14 LOT 15 BLK A PARADISE OAKS, ORB 1184 P 150
- Property ID: 00000000-00-3373-0115
Listed by Elite Realty
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Schools
Schools serving 3130 Magnolia Dr
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 5.4 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 17.1 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 4.2 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 16.5 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 4 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 16.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3130 Magnolia Dr
Date
Details
Price
Change
Source
9/02/2025
Listed
$849,000
1315%
MLS
8/18/2020
Sold
$60,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3130 Magnolia Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,061
6%
$261,802
3%
2024
$2,877
2%
$254,424
3%
2023
$2,818
540%
$247,014
672%
2022
$440
4%
$32,000
7%
2021
$424
-4%
$30,000
—
2019
$443
-3%
$30,000
—
2018
$459
-4%
$30,000
—
2017
$478
-2%
$30,000
—
2016
$487
-2%
$30,000
—
2015
$497
-1%
$30,000
—
2014
$501
1%
$30,000
—
2013
$495
—
$30,000
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3130 Magnolia Dr
3130 Magnolia Drive, Chipley, FL 32428 (MLS# 778451) is a Single Family property with 2 bedrooms and 2 full bathrooms. 3130 Magnolia Drive is currently listed for $849,000 and was received on September 02, 2025. Want to learn more about 3130 Magnolia Drive? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

