Date
Details
Price
Change
Source
2/09/2026
Listed
$170,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
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1/5
$170,000
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1/5
Property Description
Set on a spacious 1-acre lot, this 3-bedroom, 1.5-bath home, built in 1975, offers timeless character with endless potential. The home carries a classic 70s charm, providing the perfect canvas for modern aesthetic updates to truly make it your own. A two-car garage adds convenience, while the generous lot size allows plenty of room for expansion, outdoor living, or future customization. With thoughtful interior modernizing, this property has all the ingredients to become a true forever home. Ideally located just outside the Chipley city limits, this property offers the peace of country-style living while remaining close to everyday conveniences. Enjoy easy access to Chipley, a straightforward drive to Panama City, and convenient proximity to Bonifay, making this a great option for those seeking space without sacrificing connectivity. Whether you're looking to renovate, personalize, or invest in long-term potential, this home delivers opportunity, flexibility, and a setting that invites vision and growth.
Full Property Details
Full Property Details for 3228 Gainer Rd
General
- Price: $170,000
- Status: Active
- Type: Single Family
- Source: Pensacola
- MLS ID: 677003
- Updated: 2/9/2026
- Added to Site: 16 day(s) ago
Interior
- Appliances: Electric Water Heater
- Flooring: Carpet
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 1
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Kitchen: Not Updated, 26 x 10, First Level, 260 Sq. Ft.
- Dining Room: Formal Dining Room, 26 x 12, First Level, 312 Sq. Ft.
Parking
- Garage: Yes
- Garage Spaces: 2
- Total Spaces: 2
- Parking Features: 2 Car Garage
Location
- County: Other Counties
- Driving Directions: To reach 3228 Gainer Road from Interstate 10 (I-10) in the Chipley, FL area, begin by taking Exit 120 onto State Road 77 (also signed as Hwy 77) and head north into Chipley. Continue north on SR-77 for about 5.5 miles out of the I-10 interchange until you reach Monroe Sheffield Road. Turn left (west) onto Monroe Sheffield Road and drive approximately 1.5 miles. Then turn left (south) onto Gainer Road and follow it until you arrive in the vicinity of 3228 Gainer Road, which will be on your right side in the Gainer Road area of Washington County.
School Information
- Elementary School: Local School In County
- Middle School: LOCAL SCHOOL IN COUNTY
- High School: Local School In County
Heating & Cooling
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central
Utilities
- Sewer: Septic Tank
Structural Information
- Architectural Style: Ranch
- Construction: Brick
- Roof: Shingle
- Stories/Levels: 1
- Square Feet: 1,368
- Year Built: 1975
- Property Condition: Resale
Lot Features
- Lot Size (Acres): 1
- Road Maintenance: County Maintained Road
- Lot Features: Central Access
- Zoning: Res Single
Financial Considerations
- Price Per Sq. Ft.: $124.27
Disclosures and Reports
- Property ID: 6920003
Listed by Keller Williams Realty Gulf Coast
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Listing agent
— 3228 Gainer Rd —
Keller Williams Realty Gulf Coast
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Schools
Schools serving 3228 Gainer Rd
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 6.8 mi |
Washington Virtual Franchise 753 West Boulevard, Chipley, FL 32428 | 6-12 | 7.1 mi |
Washington Virtual Instruction Program 652 3rd Street, Chipley, FL 32428 | K-12 | 7.5 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 6.2 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 9.7 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 6.2 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 9.8 mi |
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 10 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3228 Gainer Rd
Tax History
Tax History for 3228 Gainer Rd
Year
Property Taxes
Change
Tax Assessment
Change
2025
$155
15%
$58,949
3%
2024
$135
2%
$57,288
3%
2023
$132
-13%
$55,619
6%
2021
$151
1%
$52,426
-3%
2022
$150
-1%
$53,999
4%
2021
$151
—
$51,702
2%
2019
$151
-1%
$50,540
2%
2018
$152
-2%
$49,598
2%
2017
$155
-59%
$48,578
—
2016
$377
41%
$48,736
17%
2015
$267
1%
$41,644
1%
2014
$264
5%
$41,313
2%
2013
$251
—
$40,702
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3228 Gainer Rd
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- Lots/Land
- Active
- Updated 6 days ago
- 2.7Acres
Listed by New Alliance Group Realty
- Lots/Land
- Active
- Updated 6 days ago
- 0.72Acres
Listed by New Alliance Group Realty
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3228 Gainer Rd, Chipley, FL 32428 (MLS# 677003) is a Single Family property with 3 bedrooms, 1 full bathroom and 1 partial bathroom. 3228 Gainer Rd is currently listed for $170,000 and was received on February 09, 2026. Want to learn more about 3228 Gainer Rd? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.