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$700,000
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Property Description
This is where luxury meets the lake. Built in 2020, this home was crafted sparing no expense. Walk through the large covered porch and enter the home where you're met with an open living space highlighted by raised ceilings, luxury vinyl plank flooring, and beautiful finishes. The kitchen is a cooks paradise with two islands, gas range stove, ample storage, and wrap around countertops. The living room boasts a fireplace with plenty of room for seating as well as beautiful views of the lake. The large master bedroom with views of the lake has an ensuite bathroom with a walk in closet. There are two guest bathrooms and a full guest bathroom as well. The best views come from the massive covered deck with a built in grill accessible by the living room and master bedroom. Downstairs is an additional covered patio with a bedroom, full bathroom, and second living room or bunk room. Located on Chain Lake, this location is a slice of heaven with abundance wildlife, greenery, and an 80+ acre lake with no boat restrictions. You can feel how special it is as soon as you drive in, so come see it today!
Full Property Details
Full Property Details for 3520 Lodge Dr
General
- Price: $700,000
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 782816
- Updated: 1/15/2026
- Added to Site: 28 day(s) ago
Interior
- Number of Rooms: 9
- Appliances: Bar Fridge, Gas Oven, Gas Range, Ice Maker, Water Softener Owned, Wine Cooler
- Flooring: Luxury Vinyl Plank
Rooms
Bathrooms
- Total Bathrooms: 4
- Full Bathrooms: 4
Bedrooms
- Total Bedrooms: 4
Additional Information
- Security/Safety: Fire Alarm
Exterior
- Exterior Features: Covered Patio, Outdoor Kitchen
- Porch/Patio/Deck: Deck, Covered, Patio, Porch
Parking
- Parking Features: Gravel
Location
- County: Washington
- Subdivision: Chain Lakes
- Driving Directions: Heading North on Hwy 77, turn left on Chain Lake Rd. Drive approximately 2.5 miles until road dead ends at Leisure Lakes Community entrance gate. Do not enter Leisure Lakes, instead turn right onto a dirt road and drive approximately 1.2 miles until you hit a stop sign. At the stop sign, turn left and it's the 5th house on the right.
Community
- Community Name: 10 - Washington County
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Utility Description: Cable Connected, Electricity Available
Structural Information
- Construction: HardiPlank Type, Wood Frame
- Windows: Double Pane Windows
- Stories/Levels: 2
- Sq. Ft. Source: Appraiser
- Year Built: 2020
Lot Features
- Property View: Lake
- Lot Size (Acres): 0.5
- Lot Size (Sq. Ft.): 21,780
- Lot Size: .5
- Lot Dimensions: 196.38′ × 101.53′ × 193.81′ × 10
- Frontage: Private Road, Dirt
- Lot Features: Sprinkler System
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front, Shoreline - Sand
- Water Front View: Lake, Lake Front, Shoreline - Sand
- Lake Front: Yes
Disclosures and Reports
- Legal Description: 2 1 15 ORB 308 P 243 PARCEL OF LOT 31 CHAIN LAKES LODGE, DESC. IN ORB 308 P 243 ORB 399 P 236, AND PRCL DESC IN ORB 7 65 P 389, ORB 798 P 85 RD MAIN TENANCE AGREEMENT, ORB 272 P 2055, ORB 1341 P 12.
- Property ID: 00000000-00-4131-0001
Listed by CENTURY 21 Commander Realty
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Schools
Schools serving 3520 Lodge Dr
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 7.7 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 20 mi |
Washington Virtual Franchise 753 West Boulevard, Chipley, FL 32428 | 6-12 | 20.3 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 6.7 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 19.4 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 6.6 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 19.4 mi |
Washington Virtual Instruction Program 652 3rd Street, Chipley, FL 32428 | K-12 | 21 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3520 Lodge Dr
Date
Details
Price
Change
Source
12/19/2025
Listed
$700,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3520 Lodge Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$6,163
7%
$444,957
—
2024
$5,742
10%
$446,218
11%
2023
$5,200
21%
$401,731
32%
2021
$4,301
-10%
$304,506
-17%
2022
$4,782
11%
$368,406
1266%
2021
$4,301
981%
$26,967
—
2019
$398
-81%
$26,967
-81%
2018
$2,150
-3%
$140,574
1%
2017
$2,219
-3%
$139,364
-1%
2016
$2,279
-2%
$140,417
—
2015
$2,326
-1%
$140,417
—
2014
$2,344
-2%
$140,417
-3%
2013
$2,380
—
$144,257
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3520 Lodge Dr
3520 Lodge Drive, Chipley, FL 32428 (MLS# 782816) is a Single Family property with 4 bedrooms and 4 full bathrooms. 3520 Lodge Drive is currently listed for $700,000 and was received on December 19, 2025. Want to learn more about 3520 Lodge Drive? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

