3903 Stewart Lake Road, Chipley, FL 32428 - Photo 1

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$178,500 -$6,500 (-3.51%) Price Reduced

For Sale
Active
Vacant Land
2 Acres
Updated 1 day ago

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Property Description

Welcome to your private lakeside retreat! This lovely approximately 2 acre parcel on peaceful Stewart Lake features a cozy 2-bedroom cabin with warm, inviting finishes -- a perfect place to relax and unwind. The property includes a spacious bathhouse with shower and laundry plus a handy storage shed for tools and water toys. Stewart Lake is roughly 35 acres; bring your boat for abundant fishing and a public boat ramp is nearby. Utilities are in place -- septic, well and power. No HOA fee is an added incentive. This would also make an excellent homesite for building or placing a mobile home, if desired. Picturesque lake views and ample outdoor space make this a rare offering. Long gated driveway; please schedule a showing before walking the property. Lakefront lots this size seldom become available, don't miss out, call today to schedule your private viewing. Swing does not convey. All measurements and boundary lines are approximate and should be verified by the buyer.

Full Property Details

Full Property Details for 3903 Stewart Lake Rd

General

Price: $178,500
Taxes: $1,702 (2025)
Status: Active
Type: Vacant Land
Source: Bay_County
MLS ID: 787027
Updated: 5/11/2026
Added to Site: 55 day(s) ago

Location

County: Washington
Subdivision: Stewart Lake
Driving Directions: From the intersection of Hwy 77 and Moss Hill Road, travel West on Moss Hill Road. Turn left on Lucas Lake Road, then left on Stewart Lake Road. Property is on left.

School Information

Elementary School: Vernon Elementary
Middle School: Vernon
High School: Vernon

Community

Community Name: 10 - Washington County

Additional Structures

Other Structures: Other, Residence, Shed(s)

Lot Features

Property View: Lake
Lot Size (Acres): 2
Lot Size (Sq. Ft.): 87,120
Lot Size: 2
Lot Dimensions: Irregular

Water Features

Water Front: Yes
Water View: Yes
Water Front Desc.: Lake
Water Front View: Lake
Lake Front: Yes

Financial Considerations

Tax Amount: $1,702
Tax Year: 2025

Disclosures and Reports

Special Conditions: Listed As-Is
Legal Description: LOTS 4, 5 & 6 STEWART LAKE UNREC PLAT AS DESC IN ORB 1146 P 109, ORB 1179 P 563, ORB 1192 P 257
Property ID: 00000000-00-4415-0006

Listed by Southern Way Realty, Inc.

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Schools

Schools serving 3903 Stewart Lake Rd

School District:Washington County School District, Vernon, FL

Name	Grades	Distance
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462	PK-4	5.8 mi
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428	PK-4	18.2 mi
Washington Virtual Franchise 753 West Boulevard, Chipley, FL 32428	6-12	18.5 mi
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462	5-8	4.8 mi
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428	5-8	17.7 mi
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462	9-12	4.6 mi
Chipley High School 1545 Brickyard Road, Chipley, FL 32428	9-12	17.6 mi
Washington Virtual Instruction Program 652 3rd Street, Chipley, FL 32428	K-12	19.2 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3903 Stewart Lake Rd Get Price Alerts and Save Property

Date

Details

Price

Change

Source

5/11/2026

Price Reduced

$178,500

-3.51%

MLS

3/19/2026

Listed

$185,000

—

MLS

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 3903 Stewart Lake Rd

Year

Property Taxes

Change

Tax Assessment

Change

2025

$1,702

$122,876

2024

$1,577

13%

$117,079

2023

$1,401

12%

$109,402

17%

2022

$1,255

$93,867

15%

2021

$1,151

—

$81,497

16%

2021

$1,151

158%

$70,362

27%

2019

$446

—

$55,243

2018

$446

-3%

$54,147

—

2017

$460

-2%

$53,922

—

2016

$471

75%

$53,999

31%

2015

$269

-59%

$41,241

2014

$653

—

$39,141

—

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Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost

Estimate the Cost for 3903 Stewart Lake Rd

3903 Stewart Lake Road, Chipley, FL 32428 (MLS# 787027) is a Vacant Land property with a lot size of 2 acres. 3903 Stewart Lake Road is currently listed for $178,500 and was received on March 19, 2026. Want to learn more about 3903 Stewart Lake Road? Do you have questions about finding other Vacant Land real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

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3903 Stewart Lake Rd Chipley, FL 32428