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$599,999 Just Listed
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Property Description
This is the space you have been looking for! With over 3,600 square feet heated and cooled and over 19 acres, this property is ready for you and your animals. When you step inside this 1995 4 bedroom/3 bathroom home you're immediately greeted by a massive, open concept living space that's nearly 1,200 square feet alone. With a kitchen/bar in the back corner, tile flooring, extra tall ceilings, and fireplace; this room is the perfect spot for entertaining! The first floor also features one bedroom, an office, laundry room, full bathroom, and a 2-car garage. Walk up the wooden staircase to the second floor where the main kitchen is located, with plenty of cabinets and storage. Along with a dining area and a sunroom that serves as an additional living room. The sunroom features wall to wall windows and a set of French doors that walk out onto a porch, overlooking a 1-acre chain link fenced portion of the yard. Additionally, the primary bedroom is located on the second floor and it is extremely spacious. It has a large walk-in-closet and en suite bathroom that features a double vanity, large garden tub, and walk-in shower. On the top floor are two additional bedrooms and one bathroom. Throughout, you will find an array of closets and storage space. The split levels of this home offer privacy and is the perfect layout for a multi-family living scenario or is simply perfect to give everyone their own space. The roof was replaced in 2019 and the water heater was replaced in 2019. There are 3 central air conditioning units and the ages are as follows: 2024, 2003, and 1993. The property has a paved driveway and is on a well and septic system. The drain field was replaced in 2025. Out back there is a metal shop with a slab and materials to finish the inside of it: insulation, plywood, lights, and some drywall. Electricity has not been connected to it yet. There is also a horse barn with a slab and plumbing. This barn has 3 horse stalls and a utility room. The land is fenced and cross fenced and has pasture area for your animals. At the back of the property there is a 2-acre pond that is currently dry because of the drought, but is fed by Reedy Creek that flows behind this property. Due to the pond and the wetlands that extend off of the creek, there is a bit of flood zone/conservation zoning on the land in the rear starting at the pond extending back, but the rest of the property including all pastures, barn, and house is high and dry! Even when the pond is full, there has never been any flooding under the current ownership. This property would be perfect for a homestead or compound. Plenty of room for animals, gardening, and opportunity for another dwelling. There is already an electricity pole at the back of the property and, per Washington County Planning & Zoning, you can add another dwelling under the current zoning (Agriculture/Silviculture) which allows for one house per 10 acres. Although the home is located near a highway, you would be surprised at how insulated and quiet it is inside. For an added layer of peace of mind, the seller is offering a one-year home warranty with an acceptable offer! With the construction of highway 77 set for completion in approximately 6 months according to FDOT, the drive down to the beach is quick and easy on a freshly paved 4-lane highway. Here you are only 45 minutes away from a beach day at the white sandy beaches of Panama City Beach! You are also a quick 15 minute drive to Chipley to go to Walmart and other conveniences.
Full Property Details
Full Property Details for 3955 Hwy 77
General
- Price: $599,999
- Taxes: $2,687 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 796208
- Updated: 10/5/2026
- Added to Site: 4 day(s) ago
Interior
- Number of Rooms: 16
- Interior Features: Double Vanity, Separate Shower, Upper Level Primary, Walk-In Closet(s)
- Fireplace: Yes
- Appliances: Electric Oven, Electric Range, Electric Water Heater
Rooms
Bathrooms
- Total Bathrooms: 3
- Full Bathrooms: 3
Bedrooms
- Total Bedrooms: 4
Exterior
- Exterior Features: Deck
- Porch/Patio/Deck: Deck, Covered, Porch
Parking
- Garage: Yes
- Garage Spaces: 2
Location
- County: Washington
- Subdivision: [No Recorded Subdiv]
- Driving Directions: From Chipley travel South on highway 77. Property is on the left just South of Wausau
Community
- Community Name: 10 - Washington County
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Other
- Construction: Vinyl Siding
- Roof: Composition, Shingle
- Sq. Ft. Source: Listing Agent
- Year Built: 1995
Additional Structures
- Other Structures: Barn(s)
Lot Features
- Lot Size (Acres): 19.21
- Lot Size (Sq. Ft.): 836,788
- Lot Size: 19.21
- Lot Dimensions: irregular
- Frontage: Highway
- Lot Features: Paved
- Zoning: Agriculture, County, Horses Allowed
- Fencing (Description): Chain Link, Fenced
Financial Considerations
- Tax Amount: $2,687.38
- Tax Year: 2025
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: 1 2 14 19.21 ORB 1085 P 334 PARCELS DESC IN ORB 1085 P 334 LESS ORB 1065 P 223 FOR ST R/W , LESS ORB 1105 P 934 FOR ST R/W, (ELE ORB 1329 P 244).
- Property ID: 00000000-00-3156-0006
Listed by Elite Realty
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Schools
Schools serving 3955 Hwy 77
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 6.9 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 11.8 mi |
Washington Virtual Franchise 753 West Boulevard, Chipley, FL 32428 | 6-12 | 12 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 6 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 11.1 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 6 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 11.1 mi |
Washington Virtual Instruction Program 652 3rd Street, Chipley, FL 32428 | K-12 | 12.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3955 Hwy 77
Date
Details
Price
Change
Source
10/05/2026
Listed
$599,999
3873.5%
MLS
12/12/2017
Sold
$15,100
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3955 Hwy 77
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,687
6%
$234,849
3%
2024
$2,525
5%
$228,300
6%
2023
$2,399
4%
$216,320
6%
2021
$2,316
-1%
$204,043
-3%
2022
$2,333
1%
$210,091
8%
2021
$2,316
4%
$194,422
2%
2019
$2,218
-2%
$190,106
1%
2018
$2,270
-36%
$188,107
-16%
2017
$3,561
-1%
$223,667
1%
2016
$3,597
43%
$221,656
16%
2015
$2,515
-1%
$190,875
—
2014
$2,533
—
$190,626
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3955 Hwy 77
3955 Highway 77, Chipley, FL 32428 (MLS# 796208) is a Single Family property with 4 bedrooms and 3 full bathrooms. 3955 Highway 77 is currently listed for $599,999 and was received on October 05, 2026. Want to learn more about 3955 Highway 77? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

