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$320,000
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Property Description
CURRETLY UNDER CONTRACT, SELLER WILL CONSIDER TAKING A BACKUP CONTRACT Lakefront Living with Endless Possibilities! Nestled on the shores of stunning Lucas Lake-renowned for its crystal-clear waters and rare allowance for water skiing-this 3-bedroom, 2-bath retreat offers the perfect blend of recreation and relaxation. Whether you're seeking a weekend getaway or a full-time residence, you'll love the easy access to Hwy 79 and Hwy 77, placing you just a short drive from the Gulf of America, Panama City, Chipley, and Vernon. Nearby Holmes Creek invites adventure with canoeing and diving opportunities, while local schools and amenities are conveniently close. Embrace the tranquility of lake life with the freedom to explore, unwind, and make lasting memories.
Full Property Details
Full Property Details for 3965 Stillwater Dr
General
- Price: $320,000
- Taxes: $1,498 (2024)
- Status: Under Contract
- Type: Single Family
- Source: Bay_County
- MLS ID: 780183
- Updated: 12/30/2025
- Added to Site: 99 day(s) ago
Interior
- Number of Rooms: 5
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Parking
- Covered Spaces: 1
Location
- County: Washington
- Subdivision: No Named Subdivision
- Driving Directions: In Vernon on Hwy 79 turn onto Moss Hill RD OR in Greenhead on Hwy 77 turn onto Moss Hill RD, then turn onto Lucas Lake RD, right on Stillwater DR, home on left.
School Information
- Elementary School: Vernon Elementary
- Middle School: Vernon
- High School: Vernon
Community
- Community Name: 10 - Washington County
Structural Information
- Architectural Style: Cabin
- Sq. Ft. Source: Appraiser
- Year Built: 1995
Additional Structures
- Other Structures: Outbuilding
Lot Features
- Lot Size (Acres): 0.78
- Lot Size (Sq. Ft.): 33,933
- Lot Size: .78
- Lot Dimensions: 46.78 x 67.28 x 316.70 x 84.29 x 385.93(m)
Water Features
- Water Front: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Financial Considerations
- Tax Amount: $1,498
- Tax Year: 2024
Disclosures and Reports
- Special Conditions: Listed As-Is
- Legal Description: LOT 28 LUCAS LAKE UNREC PLAT ORB 810 P 4, ORB 1012 P 190
- Property ID: 00000000-00-4414-0042
Listed by New Town Realty
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Schools
Schools serving 3965 Stillwater Dr
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 5.6 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 18 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 4.6 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 17.4 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 4.4 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 17.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3965 Stillwater Dr
Date
Details
Price
Change
Source
11/30/2025
Price Reduced
$320,000
-5.88%
MLS
10/09/2025
Listed
$340,000
44.68%
MLS
1/29/2007
Sold
$235,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3965 Stillwater Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,642
10%
$157,918
3%
2024
$1,498
12%
$152,680
14%
2023
$1,336
11%
$133,784
17%
2021
$1,208
-3%
$114,276
-8%
2022
$1,246
3%
$124,886
19%
2021
$1,208
7%
$104,522
3%
2019
$1,124
-1%
$101,523
2%
2018
$1,140
-1%
$99,520
2%
2017
$1,149
1%
$97,164
2%
2016
$1,136
22%
$95,035
—
2015
$928
-18%
$95,035
-11%
2014
$1,129
-3%
$106,544
-2%
2013
$1,161
—
$108,960
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3965 Stillwater Dr
3965 Stillwater Drive, Chipley, FL 32428 (MLS# 780183) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3965 Stillwater Drive is currently listed for $320,000 and was received on October 09, 2025. Want to learn more about 3965 Stillwater Drive? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

