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$699,999 Just Listed
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Property Description
Luxury living meets everyday comfort on 3.19± acres overlooking Grassy Pond. This beautifully crafted 4-bedroom, 2-bath custom home showcases exceptional craftsmanship, upscale finishes, and resort-style outdoor living in a peaceful waterfront setting. Step inside to an expansive open-concept design where abundant natural light, and rich eucalyptus hardwood flooring create a warm, inviting atmosphere. The spacious living room is anchored by a stunning floor-to-ceiling stone fireplace, while the adjoining dining area flows effortlessly into a chef's kitchen designed for both everyday living and entertaining. The kitchen is sure to impress with custom wood cabinetry, granite countertops, an oversized island with seating, a striking copper vent hood, and a dual-fuel Thor range featuring six gas burners with an electric oven. An additional serving bar and stainless steel appliances complete this incredible space. Designed with both comfort and functionality in mind, this split-bedroom floor plan creates a private retreat in the spacious primary suite. The bedroom includes a large walk-in closet, while the spa-inspired en-suite bath features dual vanities, a freestanding soaking tub, and an impressive travertine walk-in shower. The bath also offers direct access to the oversized laundry room, adding everyday convenience. Three additional bedrooms are complemented by an exceptional guest bathroom--a rare design featuring double sinks, a tub/shower combination, and an additional separate walk-in shower, providing outstanding functionality for family and visitors alike. The whole house generator provides reliable backup power for added peace of mind. Step outside to your own private waterfront paradise. The custom saltwater pool features a sun shelf, waterfall, and expansive paver deck, all perfectly positioned to take in the picturesque views of Grassy Pond. A large covered back porch provides the ideal place to relax in the shade, while the 24' x 16' pole barn gazebo creates another inviting space for outdoor entertaining. Gather around the fire pit on cool evenings or take advantage of the impressive 60' x 36' barn, complete with two enclosed bays and an RV lean-to, offering exceptional storage for equipment, recreational vehicles, boats, or workshop space. Situated on 3.19± acres with beautiful lake frontage, this exceptional property offers the perfect balance of privacy, luxury, and everyday comfort. From the quality finishes throughout the home to the incredible outdoor amenities and breathtaking views, every detail has been thoughtfully designed. If you've been searching for a one-of-a-kind waterfront property that truly has it all, this is one you won't want to miss. Schedule your private showing today!
Full Property Details
Full Property Details for 4447 Terzino Ln
General
- Price: $699,999
- Taxes: $3,724 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 793219
- Updated: Today (7/28/2026)
- Added to Site: Today
Interior
- Number of Rooms: 8
- Interior Features: Double Vanity, Soaking Tub, Separate Shower, Walk-In Closet(s)
- Fireplace: Yes
- Fireplace(s): Gas
- Appliances: Electric Oven, Gas Range
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 4
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, In Ground, Salt Water, Private
Exterior
- Exterior Features: Fire Pit
- Porch/Patio/Deck: Covered, Porch
Parking
- Covered Spaces: 2
- Parking Features: RV Carport
Location
- County: Washington
- Subdivision: Grassy Pond Ranch
- Driving Directions: From Chipley head south on Hwy 77. Left onto Grassy Pond Road, continue left on Grassy Pond Road, then take a left onto Terzino Ln and home will be on your left. Sign up.
Community
- Community Name: 10 - Washington County
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fan(s)
- Heating Type: Central, Electric, Fireplace(s)
Utilities
- Utility Description: Electricity Available
Structural Information
- Architectural Style: Craftsman
- Construction: HardiPlank Type
- Roof: Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2021
Additional Structures
- Other Structures: Barn(s)
Lot Features
- Property View: Other
- Lot Size (Acres): 3.19
- Lot Size (Sq. Ft.): 138,956
- Lot Size: 3.19
- Lot Dimensions: 292 x 626 x 91 x 497 x 98 x 54
- Zoning: Resid Single Family
Water Features
- Water Front: Yes
- Water Front Desc.: See Remarks
- Water Front View: See Remarks
Financial Considerations
- Tax Amount: $3,724.77
- Tax Year: 2025
Disclosures and Reports
- Legal Description: 9 1 14 3.19 LOT 30 GPR REC PLAT, ORB 1168 P 727
- Property ID: 00000000-00-3073-0031
Listed by Southern Way Realty, Inc.
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Schools
Schools serving 4447 Terzino Ln
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 8.8 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 19 mi |
Washington Virtual Franchise 753 West Boulevard, Chipley, FL 32428 | 6-12 | 19.3 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 7.6 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 18.4 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 7.4 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 18.4 mi |
Washington Virtual Instruction Program 652 3rd Street, Chipley, FL 32428 | K-12 | 19.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 4447 Terzino Ln
Date
Details
Price
Change
Source
7/28/2026
Listed
$699,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 4447 Terzino Ln
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,725
23%
$309,747
16%
2024
$3,036
2%
$266,271
3%
2023
$2,974
915%
$258,516
1147%
2021
$293
-90%
$20,735
-92%
2022
$2,895
888%
$250,986
1211%
2021
$293
4%
$19,140
—
2019
$282
5%
$19,140
9%
2018
$268
6%
$17,545
10%
2017
$254
-2%
$15,950
—
2016
$259
-24%
$15,950
-23%
2015
$343
-1%
$20,735
—
2014
$346
1%
$20,735
—
2013
$342
—
$20,735
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 4447 Terzino Ln
4447 Terzino Lane, Chipley, FL 32428 (MLS# 793219) is a Single Family property with 4 bedrooms and 2 full bathrooms. 4447 Terzino Lane is currently listed for $699,999 and was received on July 28, 2026. Want to learn more about 4447 Terzino Lane? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

