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$279,999
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Property Description
One-of-a-kind waterfront retreat on beautiful Piney Lake! This unique property offers the perfect blend of functionality and breathtaking views, featuring a climatized 3-car garage on the ground level with a thoughtfully designed 1 bedroom, 1 bath home above to capture the best lakefront scenery. Step inside to find rich hardwood floors and an open-concept living area that flows seamlessly into the eat-in kitchen equipped with granite countertops, tile flooring, and an abundance of cabinetry. The bathroom features tile floors, a custom tiled shower, and a convenient laundry area for added functionality. The bedroom is a true highlight, offering direct access to a private balcony overlooking the lake, the perfect spot to enjoy your morning coffee or unwind with sunset views. Whether you're looking for a weekend getaway, investment opportunity, or full-time lakefront living, this property delivers charm, versatility, and unbeatable views, all located approximately 35 minutes from Panama City Beach, home to ''The World's Most Beautiful Beaches.''
Full Property Details
Full Property Details for 5095 Pine Ridge Dr
General
- Price: $279,999
- Taxes: $2,349 (2025)
- Status: Active
- Type: Single Family
- Source: Bay_County
- MLS ID: 785291
- Updated: 2/15/2026
- Added to Site: 10 day(s) ago
Interior
- Number of Rooms: 3
- Appliances: Electric Range
Rooms
Bathrooms
- Total Bathrooms: 1
- Full Bathrooms: 1
Bedrooms
- Total Bedrooms: 1
Exterior
- Porch/Patio/Deck: Balcony
Parking
- Garage: Yes
- Garage Spaces: 3
Location
- County: Washington
- Subdivision: Pine Lake Estates
- Driving Directions: From Chipley head south on Hwy 77. Travel approximately 21 miles and take a left onto Rolling Pines Road then take a right onto Pine Ridge Drive, home is located down on the left. Sign up.
Community
- Community Name: 10 - Washington County
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ductless
- Heating Type: Central
Structural Information
- Architectural Style: Other
- Construction: Stone
- Roof: Composition, Shingle
- Sq. Ft. Source: Appraiser
- Year Built: 2007
Lot Features
- Property View: Lake
- Lot Size (Acres): 1.55
- Lot Size (Sq. Ft.): 67,518
- Lot Size: 1.55
- Lot Dimensions: 109 x 663 x 116 x 613
- Lot Features: Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake, Lake Front
- Water Front View: Lake, Lake Front
- Lake Front: Yes
Financial Considerations
- Tax Amount: $2,349
- Tax Year: 2025
Disclosures and Reports
- Legal Description: LOT 19 PINE LAKE ESTATES PHASE II 1.11 AC OR 572 P 561, AND PART OF LOT 18.
- Property ID: 00000000-00-3136-0219
Listed by Southern Way Realty, Inc.
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Schools
Schools serving 5095 Pine Ridge Dr
School District:Washington County School District, Vernon, FL
| Name | Grades | Distance |
|---|---|---|
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462 | PK-4 | 11.6 mi |
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428 | PK-4 | 22.5 mi |
Washington Virtual Franchise 753 West Boulevard, Chipley, FL 32428 | 6-12 | 22.8 mi |
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462 | 5-8 | 10.4 mi |
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428 | 5-8 | 21.9 mi |
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462 | 9-12 | 10.2 mi |
Chipley High School 1545 Brickyard Road, Chipley, FL 32428 | 9-12 | 21.8 mi |
Washington Virtual Instruction Program 652 3rd Street, Chipley, FL 32428 | K-12 | 23.4 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 5095 Pine Ridge Dr
Date
Details
Price
Change
Source
2/15/2026
Listed
$279,999
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 5095 Pine Ridge Dr
Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,349
11%
$171,288
4%
2024
$2,117
11%
$163,938
18%
2023
$1,902
150%
$139,316
48%
2021
$760
-2%
$93,909
-3%
2022
$773
2%
$96,726
4%
2021
$760
2%
$92,612
2%
2019
$748
—
$90,530
2%
2018
$751
-1%
$88,842
2%
2017
$756
-1%
$87,022
1%
2016
$763
-3%
$86,302
—
2015
$787
-47%
$86,530
-3%
2014
$1,486
1%
$89,030
—
2013
$1,469
—
$89,030
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 5095 Pine Ridge Dr
5095 Pine Ridge Drive, Chipley, FL 32428 (MLS# 785291) is a Single Family property with 1 bedroom and 1 full bathroom. 5095 Pine Ridge Drive is currently listed for $279,999 and was received on February 15, 2026. Want to learn more about 5095 Pine Ridge Drive? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

