540 4th Street, Chipley, FL 32428 - Photo 1

1/1

$136,000

Sold
Closed
Single Family
3 Beds
1 Full Bath
Updated 2 days ago

1/1

Property Description

Under Contract seller accepting back up offers.////// Exceptional find in downtown Chipley on a Generous Lot! Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates! With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round. Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.

Full Property Details

Full Property Details for 540 4th St

General

Sold For: $136,000
Taxes: $1,477 (2024)
Status: Closed
Type: Single Family
Source: Bay_County
MLS ID: 779075
Added to Site: 167 day(s) ago

Interior

Number of Rooms: 7
Appliances: Electric Cooktop, Electric Oven

Rooms

Bathrooms

Total Bathrooms: 1
Full Bathrooms: 1

Bedrooms

Total Bedrooms: 3

Location

County: Washington
Subdivision: [No Recorded Subdiv]
Driving Directions: Heading north on Highway 77 turn left on Glenwood at the light. Property is at the corner of Glenwood and 4th

School Information

Elementary School: Kate M. Smith
Middle School: Roulhac
High School: Chipley

Community

Community Name: 10 - Washington County

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Electric

Utilities

Sewer: Public Sewer
Utility Description: Electricity Available

Structural Information

Architectural Style: Traditional
Construction: Block, Vinyl Siding
Sq. Ft. Source: Appraiser
Year Built: 1972

Lot Features

Lot Size (Acres): 0.36
Lot Size (Sq. Ft.): 15,682
Lot Size: .36
Lot Dimensions: IRREGULAR
Frontage: City Street
Zoning: Resid Single Family

Financial Considerations

Tax Amount: $1,477
Tax Year: 2024

Disclosures and Reports

Special Conditions: Listed As-Is
Legal Description: 33 5 13 OR 793 P 313 BEG. AT SEC OF LOT 2, RUN N. 140', W. 113', S. 140', E. 113' TO POB BLK F
Property ID: 00000000-00-2859-0000

Listed by CENTURY 21 Commander Realty
Sold by Non-Member Office

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— 540 4th St —

CENTURY 21 Commander Realty

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Schools

Schools serving 540 4th St

School District:Washington County School District, Vernon, FL

Name	Grades	Distance
Kate M. Smith Elementary School 1447 South Boulevard, Chipley, FL 32428	PK-4	1.5 mi
Vernon Elementary School, Vernon, FL 3665 Roche Avenue, Vernon, FL 32462	PK-4	14.9 mi
Roulhac Middle School 1535 Brickyard Road, Chipley, FL 32428	5-8	2.1 mi
Vernon Middle School 3190 Moss Hill Road, Vernon, FL 32462	5-8	15.3 mi
Chipley High School 1545 Brickyard Road, Chipley, FL 32428	9-12	2.1 mi
Vernon High School 3232 Moss Hill Road, Vernon, FL 32462	9-12	15.5 mi

Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 540 4th St

Date

Details

Price

Change

Source

2/27/2026

Sold

$136,000

-4.56%

MLS

12/20/2025

Price Reduced

$142,500

-0.7%

MLS

10/31/2025

Price Reduced

$143,500

-1.03%

MLS

9/16/2025

Listed

$145,000

—

MLS

Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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540 4th Street, Chipley, FL 32428 (MLS# 779075) is a Single Family property that was sold at $136,000 on February 27, 2026. Want to learn more about 540 4th Street? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

540 4th St Chipley, FL 32428