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$142,500

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 1 Full Bath
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Exceptional find in downtown Chipley on a Generous Lot! Don't let this opportunity slip away! This delightful 3 bedroom home rests on a spacious 0.36 acre lot, offering tons of potential along with valuable updates! With 1,004 square feet of living space, the home provides 3 comfortable bedrooms, ideal for family, guests, or a home office. The oversized lot right in the heart of beautiful downtown Chipley provides privacy with the convenience of small town living. Recent improvements give you peace of mind: a NEW ROOF installed in 2025, a NEW WATER HEATER in early 2024, and a NEW A/C SYSTEM in 2019 to keep the home cool and efficient year round. Additional highlights include a covered carport to shield your vehicle from the weather and outdoor storage for tools, equipment, or seasonal items. With its blend of updates and expansive yard, this home offers both comfort and opportunity. Whether you're a first time buyer, an investor looking for an exceptional rental property, or simply looking for a place with room to grow, this property is a must see. Don't wait schedule your showing today.

Full Property Details for 540 4th St

General

  • Price: $142,500
  • Taxes: $1,477 (2024)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 779075
  • Updated: 12/20/2025
  • Added to Site: 122 day(s) ago

Interior

  • Number of Rooms: 7
  • Appliances: Electric Cooktop, Electric Oven

Rooms

Bathrooms

  • Total Bathrooms: 1
  • Full Bathrooms: 1

Bedrooms

  • Total Bedrooms: 3

Location

  • County: Washington
  • Subdivision: [No Recorded Subdiv]
  • Driving Directions: Heading north on Highway 77 turn left on Glenwood at the light. Property is at the corner of Glenwood and 4th

School Information

  • Elementary School: Kate M. Smith
  • Middle School: Roulhac
  • High School: Chipley

Community

  • Community Name: 10 - Washington County

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fan(s)
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Traditional
  • Sq. Ft. Source: Appraiser
  • Year Built: 1972

Lot Features

  • Lot Size (Acres): 0.36
  • Lot Size (Sq. Ft.): 15,682
  • Lot Size: .36
  • Lot Dimensions: IRREGULAR
  • Frontage: City Street
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $1,477
  • Tax Year: 2024

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 33 5 13 OR 793 P 313 BEG. AT SEC OF LOT 2, RUN N. 140', W. 113', S. 140', E. 113' TO POB BLK F
  • Property ID: 00000000-00-2859-0000

Listed by CENTURY 21 Commander Realty

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Listing agent

— 540 4th St —

  • CENTURY 21 Commander Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 540 4th St

School District:Washington County School District, Vernon, FL
NameGradesDistance
Kate M. Smith Elementary School
1447 South Boulevard, Chipley, FL 32428
PK-41.5 mi
Vernon Elementary School, Vernon, FL
3665 Roche Avenue, Vernon, FL 32462
PK-414.9 mi
Roulhac Middle School
1535 Brickyard Road, Chipley, FL 32428
5-82.1 mi
Vernon Middle School
3190 Moss Hill Road, Vernon, FL 32462
5-815.3 mi
Chipley High School
1545 Brickyard Road, Chipley, FL 32428
9-122.1 mi
Vernon High School
3232 Moss Hill Road, Vernon, FL 32462
9-1215.5 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 540 4th St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
12/20/2025
Price Reduced
$142,500
-0.7%
MLS
10/31/2025
Price Reduced
$143,500
-1.03%
MLS
9/16/2025
Listed
$145,000
145.76%
MLS
10/03/2008
Sold
$59,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 540 4th St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,621
10%
$93,727
1%
2024
$1,477
13%
$92,521
24%
2023
$1,311
10%
$74,885
13%
2022
$1,191
10%
$66,564
19%
2021
$1,080
—
$55,995
25%
2021
$1,080
16%
$44,867
5%
2019
$932
—
$42,823
2%
2018
$935
-3%
$41,925
—
2017
$959
-2%
$41,822
-1%
2016
$978
-1%
$42,118
—
2015
$992
-1%
$42,118
—
2014
$998
2%
$42,118
-3%
2013
$980
—
$43,566
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 540 4th St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by CENTURY 21 Commander Realty

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540 4th Street, Chipley, FL 32428 (MLS# 779075) is a Single Family property with 3 bedrooms and 1 full bathroom. 540 4th Street is currently listed for $142,500 and was received on September 16, 2025. Want to learn more about 540 4th Street? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

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