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$299,999 -$5,001 (-1.64%) Price Reduced

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • Updated 6 days ago
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Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre. The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area. The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience. Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value. The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options. Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package. Scedule a private tour today!

Full Property Details for 657 Main St

General

  • Price: $299,999
  • Taxes: $1,896 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Bay_County
  • MLS ID: 785858
  • Updated: 4/8/2026
  • Added to Site: 47 day(s) ago

Interior

  • Number of Rooms: 9
  • Interior Features: Utility Room
  • Appliances: Electric Water Heater
  • Flooring: Luxury Vinyl Plank

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Exterior

  • Porch/Patio/Deck: Covered, Porch

Parking

  • Covered Spaces: 1
  • Parking Features: Additional Parking, Drive Through

Location

  • County: Washington
  • Subdivision: No Named Subdivision
  • Driving Directions: From Chipley travel North on Main Street. The home is located on the right just after Campbellton Ave.

School Information

  • Elementary School: Kate M. Smith
  • Middle School: Roulhac
  • High School: Chipley

Community

  • Community Name: 10 - Washington County

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Electric

Utilities

  • Sewer: Public Sewer
  • Utility Description: Electricity Available

Structural Information

  • Architectural Style: Ranch
  • Construction: Vinyl Siding, Wood Frame
  • Roof: Shingle
  • Stories/Levels: 1
  • Sq. Ft. Source: Appraiser
  • Year Built: 1938

Lot Features

  • Lot Size (Acres): 0.44
  • Lot Size (Sq. Ft.): 19,297
  • Lot Size: .44
  • Lot Dimensions: irregular
  • Frontage: City Street
  • Lot Features: Paved
  • Zoning: Resid Single Family

Financial Considerations

  • Tax Amount: $1,896
  • Tax Year: 2025

Disclosures and Reports

  • Special Conditions: Listed As-Is
  • Legal Description: 33 5 13 ORB 1041 P 288 LOTS 2 & 19 OF L/A BLK A AND 15' N & S. BY 145' E. & W. IN NWC OF LOT 1 OF L/A BLK A.
  • Property ID: 00000000-00-2752-0000

Listed by Counts Real Estate Group Inc

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Listing agents

— 657 Main St —

  • Counts Real Estate Group Inc

  • Counts Real Estate Group Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 657 Main St

School District:Washington County School District, Vernon, FL
NameGradesDistance
Washington Virtual Instruction Program
652 3rd Street, Chipley, FL 32428
K-120.5 mi
Washington Virtual Franchise
753 West Boulevard, Chipley, FL 32428
6-121.2 mi
Kate M. Smith Elementary School
1447 South Boulevard, Chipley, FL 32428
PK-41.5 mi
Roulhac Middle School
1535 Brickyard Road, Chipley, FL 32428
5-82 mi
Vernon Middle School
3190 Moss Hill Road, Vernon, FL 32462
5-815.3 mi
Chipley High School
1545 Brickyard Road, Chipley, FL 32428
9-122.1 mi
Vernon High School
3232 Moss Hill Road, Vernon, FL 32462
9-1215.5 mi
Vernon Elementary School, Vernon, FL
3665 Roche Avenue, Vernon, FL 32462
PK-415 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 657 Main St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/08/2026
Price Reduced
$299,999
-1.64%
MLS
3/21/2026
Price Reduced
$305,000
-1.61%
MLS
3/07/2026
Price Reduced
$310,000
-1.59%
MLS
2/26/2026
Listed
$315,000
425%
MLS
1/15/2025
Sold
$60,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 657 Main St

Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,896
6%
$90,949
-7%
2024
$1,791
9%
$97,757
9%
2023
$1,649
20%
$89,815
30%
2021
$1,370
-9%
$69,267
-16%
2022
$1,512
10%
$82,439
43%
2021
$1,370
15%
$57,523
5%
2019
$1,195
—
$54,942
3%
2018
$1,194
-2%
$53,567
1%
2017
$1,220
—
$53,213
1%
2016
$1,224
-6%
$52,679
-4%
2015
$1,296
-1%
$55,010
—
2014
$1,303
167%
$55,010
-3%
2013
$488
—
$56,574
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 657 Main St

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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with our affiliated lender
NMLS#: 1598647

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Listed by Counts Real Estate Group Inc

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657 Main Street, Chipley, FL 32428 (MLS# 785858) is a Single Family property with 3 bedrooms and 2 full bathrooms. 657 Main Street is currently listed for $299,999 and was received on February 26, 2026. Want to learn more about 657 Main Street? Do you have questions about finding other Single Family real estate for sale in Chipley? You can browse all Chipley real estate or contact a Coldwell Banker agent to request more information.

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