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$999,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 3 Full Baths
  • 1,833 Sq. Ft.
  • Updated 7 days ago
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One or more photo(s) has been virtually staged. This is your chance to own a one-of-a-kind legacy property crafted for coastal living in one of the most sought-after locations in Pinellas County. This double lot, surrounded by lush tropical landscaping, sits just blocks from St. Joseph's Sound, where sunsets and salty air become part of your daily lifestyle. A renowned local builder preserved the bones and "Old Florida" charm of the original structures while completely renovating the property from the studs out to deliver modern comfort and convenience. To complete the experience, a brand-new pool, framed by gorgeous pavers, makes outdoor living and entertaining an absolute dream. Perhaps the most valuable aspect of this property is the grandfathered multi-family designation, which means it can be used as a single-family home or as a two-unit rental. The new owner can live in one unit and rent out the other, offering exceptional flexibility and income potential. The large double lot also supports future expansion, provides ample space for RV or boat parking, and creates an inviting backdrop for gatherings and celebrations. The location is extraordinary: despite its proximity to the ocean, the property sits high enough in elevation to remain outside the flood zone, eliminating any flood insurance requirement. The Pinellas Trail is accessible at the end of the block and, within minutes, connects you to downtown Dunedin, where restaurants, bars, renowned breweries, shopping, live music, award-winning beaches, and Major League Baseball spring training await. There are many creative ways to customize this property to suit your vision. The staged renderings highlight multiple possibilities, from a refined single-family haven to a multi-family, income-producing retreat.High-end finishes and thoughtful, flexible design are apparent in every space and feature throughout this home. Make this property yours-opportunities like this are rare!

Full Property Details for 1109 Charles St

General

  • Price: $999,000
  • Taxes: $6,914 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8489075
  • Updated: 3/23/2026
  • Added to Site: 8 day(s) ago

Rental Information

  • Min. Lease: 3 Months

Interior

  • Number of Rooms: 5
  • Interior Features: High Ceilings, Kitchen and Family Room Combination, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Range, Range Hood, Tankless Water Heater
  • Furnishings: Unfurnished
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: Inside, Laundry Closet

Additional Information

  • Pool: Yes
  • Private Pool: Yes
  • Pool Description: Child Safety Fence, Gunite, In Ground
  • Security/Safety: Smoke Detector(s)

Exterior

  • Exterior Features: Lighting, Private Mailbox, Rain Gutters
  • Deck/Patio: Deck, Porch
  • Porch/Patio/Deck: Deck, Porch

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Parking Pad

Location

  • Area: 33755 - Clearwater
  • County: Pinellas
  • Development Name: 33755 - Clearwater
  • Subdivision: PEALE PARK
  • Driving Directions: Head west on Main Street Dunedin. Turn left on Edgewater Drive. Turn left on Charles Street. Property is on your right hand side.
  • Direction Faces: East

Community

  • Community Name: 33755 - Clearwater

Heating & Cooling

  • Cooling Type: Central Air, Mini-Split Unit(s)
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: BB/HS Internet Available, Cable TV Available, Electricity Connected, Natural Gas Connected, Phone Available, Sewer Connected, Street Lights, Water Connected

Structural Information

  • Architectural Info: Coastal, Contemporary, Craftsman
  • Architectural Style: Coastal, Contemporary, Craftsman
  • Exterior Const.: HardiPlank Type, Wood Frame
  • Roof: Metal
  • Windows: Storm Window(s)
  • Stories/Levels: Two
  • Square Feet: 1,833
  • Sq. Ft. Source: Appraiser
  • Year Built: 1936

Lot Features

  • Property View: Pool
  • Lot Size (Acres): 0.27
  • Lot Size (Sq. Ft.): 11,953
  • Lot Size: 11953
  • Lot Dimensions: 90 x 133
  • Street/Road Desc.: Asphalt

Financial Considerations

  • Tax Amount: $6,914.48
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: PEALE PARK BLK D, LOT 4 AND W 40FT OF LOT 5
  • Flood Zone Info: X
  • APN: 32915680940040040
  • Property ID: 32915680940040040
  • Block/Lot/Section: D

Listed by Charles Rutenberg Realty Inc

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Listing agent

— 1109 Charles St —

  • Charles Rutenberg Realty Inc

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 1109 Charles St

School District:Pinellas County School District
NameGradesDistance
Sandy Lane Elementary School
1360 Sandy Lane, Clearwater, FL 33755
PK-50.8 mi
Dunedin Highland Middle School
70 Patricia Avenue, Dunedin, FL 34698
6-81 mi
Dunedin High School
1651 Pinehurst Road, Dunedin, FL 34698
9-122.8 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 1109 Charles St Get Price Alerts and Save Property

Date
Details
Price
Change
Source
3/22/2026
Listed
$999,000
122%
MLS
8/02/2021
Sold
$450,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 1109 Charles St

Year
Property Taxes
Change
Tax Assessment
Change
2024
$6,206
—
$414,401
12%
2024
$6,206
-28%
$369,869
-17%
2023
$8,569
414%
$444,560
257%
2021
$1,666
-81%
$124,678
-72%
2022
$8,694
422%
$448,334
265%
2021
$1,666
3%
$122,957
2%
2019
$1,611
2%
$120,193
2%
2018
$1,579
5%
$117,952
2%
2017
$1,503
1%
$115,526
2%
2016
$1,481
-2%
$113,150
1%
2015
$1,504
1%
$112,363
1%
2014
$1,492
1%
$111,471
1%
2013
$1,477
—
$109,824
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Charles Rutenberg Realty Inc

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1109 Charles Street, Clearwater, FL 33755 (MLS# TB8489075) is a Single Family property with 3 bedrooms and 3 full bathrooms. 1109 Charles Street is currently listed for $999,000 and was received on March 22, 2026. Want to learn more about 1109 Charles Street? Do you have questions about finding other Single Family real estate for sale in Clearwater? You can browse all Clearwater real estate or contact a Coldwell Banker agent to request more information.

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