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Property Description
Cove Cay is one of the area's original planned resort-style communities, offering an active Florida lifestyle surrounded by golf, waterfront scenery, nature, and an abundance of amenities. From the moment you arrive at the gated entrance and security office, you'll feel as though you've entered your own oasis. Meticulously maintained grounds, mature oak trees, gardens, butterfly habitats, and wildlife create a peaceful park-like setting enjoyed year-round. The community offers a remarkable variety of environments and experiences. Enjoy sweeping views of Tampa Bay and the Bayside Bridge, colorful sunrises, ever-changing skies, passing weather patterns, calm waters one day and rolling waves the next, along with boat traffic and water recreation that bring the waterfront to life. Residents enjoy access to a golf course overlooking Tampa Bay, a waterfront restaurant with outdoor patio seating and firepit areas, marina facilities, boat launch access, swimming pool, spa, tiki huts, clubhouse activities, covered parking, convenient elevators, and thoughtfully designed village settings surrounded by beautifully maintained landscaping. Together, these features create an enjoyable lifestyle that allows more time for hobbies, recreation, and socializing with friends and neighbors. Village IV has long been one of the community's most sought-after villages. Available governing documents, reserve information, and inspection reports provide buyers with valuable information when considering ownership. The standout feature of this fourth-floor residence is its exceptional location and view orientation. Positioned at an ideal elevation, the east-facing home captures beautiful sunrise skies, Tampa Bay water views, and multiple greens and tee boxes along the golf course. Many owners appreciate that the fourth floor offers an excellent balance between panoramic views and a comfortable connection to the activity below. The expansive wall-to-wall porch serves as an extension of the living space and creates the perfect setting for morning coffee, entertaining guests, or simply enjoying the scenery. Oversized sliding glass doors bring natural light and views deep into the home, creating a seamless connection between indoor and outdoor living. The living and dining areas flow comfortably from the updated kitchen featuring newer appliances, stainless finishes, and decorative ceiling details. Quality laminate flooring enhances the main living areas, while tile flooring is featured on the porch, in the kitchen, and in the bathrooms. The spacious primary suite offers a walk-in closet, bonus beach closet, updated ensuite bath, and one of the home's most enjoyable features-waking up to water, golf course, and sunrise views right from your bed. Bedroom two offers a large closet and bright window. Additional improvements include a newer air conditioning system and water heater. The kitchen was thoughtfully extended to take advantage of additional window light, and the private laundry room is conveniently located on the porch. Just steps from the front door are two elevators and a nearby trash chute for everyday convenience. If you have not yet experienced the unique lifestyle that Cove Cay offers, and discover one of Clearwater's most distinctive waterfront and golf course communities. Schedule your private tour today and experience the views, amenities, and lifestyle that make this residence such a special place to call home. Furnishings neg, Premium cable, low util.
Full Property Details
Full Property Details for 3400 Cove Cay Dr #4E
General
- Price: $275,000
- HOA FEE: $731/month
- Taxes: $3,267 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: TB8518074
- Updated: 6/23/2026
- Added to Site: 3 day(s) ago
Rental Information
- Min. Lease: 4 Months
Interior
- Number of Rooms: 5
- Interior Features: Ceiling Fan(s), Eating Space In Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Cable TV, Clubhouse, Elevator(s), Gated, Golf Course, Maintenance, Optional Additional Fees, Pool, Security, Spa/Hot Tub, Vehicle Restrictions, Wheelchair Access
- Pool Description: Gunite, Outside Bath Access
- Spa Description: In Ground
- Security/Safety: Fire Alarm
Exterior
- Exterior Features: Balcony, Fire Pit, Garden, Irrigation System, Lighting, Private Entrance, Private Mailbox, Sliding Doors
- Deck/Patio: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Enclosed, Patio, Porch, Rear Porch, Screened
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
Location
- Area: 33760 - Clearwater
- County: Pinellas
- Development Name: 33760 - Clearwater
- Subdivision: COVE CAY VILLAGE IV
- Driving Directions: From US Hwy 19 in Largo head North to Clearwater and take the Whitney exit, continue North about a half mile then just past Haines, turn into Cove Cay, thru gate, then second village on the left BUIDLING 3400.
- Direction Faces: West
Community
- Community Name: 33760 - Clearwater
- Community Features: Bay/Harbor Front, Marina, Private Boat Ramp, Water Access, Waterfront, Buyer Approval Required, Clubhouse, Gated Community - Guard, Golf, Pool, Restaurant, Special Community Restrictions, Wheelchair Access
- Optional Amenities: Cable TV, Clubhouse, Elevator(s), Gated, Golf Course, Maintenance, Optional Additional Fees, Pool, Security,
- Association: Yes
- Assoc. Name: Cove Cay Village IV/Julie Nichols
- Assoc. Fees Include: 24-Hour Guard, Cable TV, Common Area Taxes, Community Pool, Electricity, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Private Road, Security, Trash, Water
- Management Type: On Site Property Manager
- Mgmt. Company: On Site Property Manager
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Electric
Utilities
- Sewer: Public Sewer
- Water District: TAMPA BAY-BAYSIDE BRIDGE
- Water: Public
- Utility Description: BB/HS Internet Available, Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Sprinkler Meter, Street Lights, Underground Utilities, Water Connected
Structural Information
- Architectural Info: Coastal
- Architectural Style: Coastal
- Exterior Const.: Block, Stucco
- Roof: Membrane
- Windows: Aluminum Frames, Blinds, Window Treatments
- Stories/Levels: One
- Square Feet: 1,070
- Sq. Ft. Source: Public Records
- Year Built: 1986
Lot Features
- Property View: Garden, Golf Course, Park/Greenbelt, Trees/Woods, Water
- Frontage: Street Dead-End, Street Paved, Private Road
- Street/Road Desc.: Paved, Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Marina
- Water Extras: Yes
- Water Front Name: TAMPA BAY-BAYSIDE BRIDGE
- Water Front Desc.: Bay/Harbor Front, Waterfront, Bay/Harbor, Marina
Financial Considerations
- Assoc Fee Desc.: None
- Condo Fee: $731
- Condo Fee Freq: Monthly
- Tax Amount: $3,267.71
- Tax Year: 2025
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: COVE CAY VILLAGE IV CONDO PHASE VIII BLDG 8, UNIT 4-E TOGETHER WITH THE USE OF CARPORT 8-39
- Flood Zone Info: AE
- APN: 292916187060080045
- Property ID: 292916187060080045
- Block/Lot/Section: 706-008
Listed by Keller Williams Realty- Palm H
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Schools
Schools serving 3400 Cove Cay Dr #4E
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Belcher Elementary School 2215 Lancaster Drive, Clearwater, FL 33764 | PK-5 | 1.3 mi |
Oak Grove Middle School 1370 South Belcher Road, Clearwater, FL 33764 | 6-8 | 1.7 mi |
Pinellas Park High School 6305 118th Avenue North, Largo, FL 33773 | 9-12 | 3.7 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3400 Cove Cay Dr #4E
Date
Details
Price
Change
Source
6/23/2026
Listed
$275,000
63.69%
MLS
1/08/2020
Sold
$168,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3400 Cove Cay Dr #4E
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,268
-10%
$175,135
-18%
2024
$3,631
2%
$213,296
-6%
2023
$3,562
23%
$227,448
57%
2021
$2,890
-10%
$144,897
-25%
2022
$3,201
11%
$193,925
76%
2021
$2,890
111%
$110,179
2%
2019
$1,369
2%
$107,702
2%
2018
$1,341
2%
$105,694
2%
2017
$1,320
1%
$103,520
1%
2016
$1,313
-42%
$102,021
-2%
2015
$2,251
276%
$103,593
54%
2014
$599
—
$67,326
2%
2013
$599
—
$66,331
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3400 Cove Cay Dr #4E
3400 Cove Cay Drive #4E, Clearwater, FL 33760 (MLS# TB8518074) is a Condo property with 2 bedrooms and 2 full bathrooms. 3400 Cove Cay Drive #4E is currently listed for $275,000 and was received on June 23, 2026. Want to learn more about 3400 Cove Cay Drive #4E? Do you have questions about finding other Condo real estate for sale in Clearwater? You can browse all Clearwater real estate or contact a Coldwell Banker agent to request more information.

