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$439,000 Just Listed
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Property Description
Morning sun sets the tone at 644 Island Way #406, a bright 4th-floor condo on Island Estates built for easy coastal living. This 2-bedroom, 2-bath residence spans 1,315 square feet with an open floor plan that connects the kitchen, dining, and living areas. The kitchen and both baths have been beautifully updated, and the layout flows effortlessly into a window-lined dining area with views of the surrounding island. A stylish dry bar adds extra counter space and doubles as the perfect entertaining setup, while stone countertops and recessed lighting add a polished, finished touch. Floor-to-ceiling windows in the living room create a beautiful sitting area, the perfect spot to unwind and take in the views. Both bedrooms are generously sized, and the primary suite offers a spacious walk-in closet. An in-unit washer and dryer complete the everyday convenience. This home is truly turnkey and ready to enjoy from day one, whether as a primary residence or a seasonal escape. Waterfront living here comes with real amenities: a heated community pool, a community room, a kayak launch, and one dedicated covered parking space included with the unit. Boat slips can be rented directly through the association, subject to availability. Rentals are allowed once per year, with the building capped at nine rental units total, keeping the community quiet and owner-focused. Just minutes to the world-famous Clearwater Beach - consistently ranked among Florida's best - plus the Clearwater Marine Aquarium, local shopping, fine dining, and everything else this incredible area has to offer. Fully updated and ready to enjoy, 644 Island Way #406 is a rare find on Island Estates. Schedule your private showing today and don't miss out!
Full Property Details
Full Property Details for 644 Island Way #406
General
- Price: $439,000
- HOA FEE: $845/month
- Taxes: $3,403 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: TB8549592
- Updated: 9/24/2026
- Added to Site: 6 day(s) ago
Rental Information
- Min. Lease: 1-2 Years
Interior
- Number of Rooms: 8
- Interior Features: Window Treatments
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Furnishings: Negotiable
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: Laundry Closet
Additional Information
- Shared Amenities: Elevator(s), Lobby Key Required, Pool
- Pool Description: In Ground
- Security/Safety: Key Card Entry
Exterior
- Exterior Features: None
- Deck/Patio: None
- Porch/Patio/Deck: None
Location
- Area: 33767 - Clearwater/Clearwater Beach
- County: Pinellas
- Development Name: 33767 - Clearwater/Clearwater Beach
- Subdivision: ISLAND POINT 1 CONDO
- Driving Directions: From downtown Clearwater head east on Court Street toward the beach then turn left on Fort Harrison Avenue going north briefly then turn right on Drew Street heading east toward the causeway. Take the Clearwater Memorial Causeway east crossing over the water and continue onto Island Way. Stay on Island Way — it's a long straight road through the island — and 644 Island Way will be on your right side heading north.
- Direction Faces: East
Community
- Community Name: 33767 - Clearwater/Clearwater Beach
- Community Features: Buyer Approval Required, Community Mailbox, Pool, Sidewalks
- Optional Amenities: Elevator(s), Lobby Key Required, Pool
- Association: Yes
- Assoc. Name: Liza Tholen
- Assoc. Fees Include: Cable TV, Common Area Taxes, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Sewer, Trash, Water
- Number of Pets: 1
- Pet Restrictions: Buyer may bring one small dog or cat but cannot replace the pet. See Rules and all other information at https://islandpointcondos.org/, / 25lbs.
- Management Type: Full Time
- Mgmt. Company: Full Time
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: MANDALAY CHANNEL
- Water: Public
- Utility Description: BB/HS Internet Available, Cable TV Available, Sewer Connected, Water Connected
Structural Information
- Architectural Info: Florida
- Architectural Style: Florida
- Exterior Const.: Concrete
- Basement Desc.: Other
- Roof: Other
- Windows: Blinds
- Stories/Levels: One
- Square Feet: 1,335
- Sq. Ft. Source: Public Records
- Year Built: 1972
Lot Features
- Property View: City, Water
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Intracoastal Waterway
- Water Extras: Yes
- Water Front Name: MANDALAY CHANNEL
- Water Front Desc.: Intracoastal Waterway
Financial Considerations
- Association Fee: $845
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,403.42
- Tax Year: 2025
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: ISLAND POINT, NO. 1 CONDO BAY HOUSE, UNIT 406
- Flood Zone Info: AE
- APN: 52915434650004060
- Property ID: 52915434650004060
- Block/Lot/Section: 05-29-1
Listed by Lpt Realty, Llc.
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Price & Sales History for 644 Island Way #406
Date
Details
Price
Change
Source
9/23/2026
Listed
$439,000
73.52%
MLS
12/12/2019
Sold
$253,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 644 Island Way #406
Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,403
6%
$218,225
3%
2024
$3,217
2%
$212,075
3%
2023
$3,154
2%
$205,898
6%
2021
$3,086
1%
$194,079
-3%
2022
$3,056
-1%
$199,901
4%
2021
$3,086
-3%
$191,399
-2%
2019
$3,188
-20%
$195,642
3%
2018
$3,971
9%
$189,878
6%
2017
$3,649
16%
$178,730
9%
2016
$3,137
13%
$164,617
26%
2015
$2,774
—
$131,033
—
2014
$2,773
—
$130,806
-11%
2013
$2,781
—
$147,735
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 644 Island Way #406
644 Island Way #406, Clearwater, FL 33767 (MLS# TB8549592) is a Condo property with 2 bedrooms and 2 full bathrooms. 644 Island Way #406 is currently listed for $439,000 and was received on September 23, 2026. Want to learn more about 644 Island Way #406? Do you have questions about finding other Condo real estate for sale in Clearwater? You can browse all Clearwater real estate or contact a Coldwell Banker agent to request more information.

