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$285,000
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Property Description
Beautifully updated Clearwater condo in the gated, resort-style community of Cove Cay, situated along Tampa Bay with convenient access to the Gulf of Mexico. This move-in ready 2-bedroom, 2-bath residence offers a relaxed Florida lifestyle in a highly desirable waterfront golf course community. Upon entering through the guarded gate, you'll notice the tranquil setting with manicured fairways, mature oak trees, and tropical landscaping throughout the community. Cove Cay is known for its peaceful atmosphere and natural surroundings, creating a setting that feels both private and inviting. Inside, the home features fresh interior paint and new laminate flooring. The kitchen offers maple cabinetry, nearly new appliances, ample counter space, a pass-through to the main living area, breakfast bar seating, and additional storage cabinetry. A bright window brings in natural light and enhances the space. The living and dining areas are combined in an open layout that works well for everyday living and entertaining. Triple sliding glass doors open to a screened and tiled lanai with water views, offering a comfortable place to relax and enjoy the scenery of the bay inlet, conservation area, and distant Tampa Bay. The split-bedroom layout places both bedrooms just off the main living area. The primary suite is generously sized and includes lanai access through sliding doors, a large closet, and an ensuite bath with tile flooring, updated fixtures, and a mirrored linen closet. The secondary bedroom and guest bath are equally well maintained, with tile flooring and a tub/shower combination in the guest bath. New flooring was installed in both bedrooms. Located in Village III, this building includes its own recreation area with a heated pool, spa, and gathering space. Association dues cover water, sewer, trash, basic internet, reserve funding, building maintenance and insurance, grounds upkeep, pool and recreation area maintenance, 24-hour security, and pest control in common areas. Cove Cay also offers access to a championship 18-hole golf course, marina, Bayview Grill, and AJ's Dockside Bar and Grill. The semi-private golf course is USGA rated, features water on 12 holes, and provides scenic Tampa Bay views along the back nine. The marina offers boat slips, storage, rentals, and service options, adding to the community's appeal for waterfront and boating enthusiasts. Conveniently located near Gulf beaches, downtown St. Petersburg, Tampa International Airport, and Clearwater-St. Petersburg Airport, this home combines comfort, convenience, and a sought-after coastal lifestyle.
Full Property Details
Full Property Details for 900 Cove Cay Dr #5F
General
- Price: $285,000
- HOA FEE: $714/month
- Taxes: $3,363 (2025)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: TB8488642
- Updated: 3/21/2026
- Added to Site: 10 day(s) ago
Rental Information
- Min. Lease: 3 Months
Interior
- Number of Rooms: 4
- Interior Features: Living Room/Dining Room Combo
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Washer
- Furnishings: Furnished
- Flooring: Carpet, Laminate
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 2
Other Rooms
- Laundry: In Kitchen, Inside
Additional Information
- Shared Amenities: Clubhouse, Elevator(s), Maintenance, Pool, Security
- Spa: Yes
- Spa Description: In Ground
- Security/Safety: Security Gate
Exterior
- Exterior Features: Balcony, Sliding Doors
- Deck/Patio: Covered, Rear Porch, Screened
- Porch/Patio/Deck: Covered, Rear Porch, Screened
Parking
- Carports: Yes
- Carport: 1
- Carport Spaces: 1
- Covered Spaces: 1
- Parking Features: Assigned, Covered, Guest
Location
- Area: 33760 - Clearwater
- County: Pinellas
- Development Name: 33760 - Clearwater
- Subdivision: COVE CAY VILLAGE III
- Driving Directions: South on US Hwy 19 to Whitney Road exit. Take Frontage Road to Cove Cay entrance on US HWY 19. Unit is located in Village III at the front - Building 900 - 5th floor - Unit 5F. Visitor parking spots have yellow curbs and are located at the second left where the Village III sign is.
- Direction Faces: Southwest
School Information
- Elementary School: Belcher Elementary-PN
- Middle School: Oak Grove Middle-PN
- High School: Pinellas Park High-PN
Community
- Community Name: 33760 - Clearwater
- Community Features: Community Boat Ramp, Water Access, Waterfront, Buyer Approval Required, Clubhouse, Community Mailbox, Gated Community - Guard, Golf Carts OK, Golf, Pool, Sidewalks
- Optional Amenities: Clubhouse, Elevator(s), Maintenance, Pool, Security
- Association: Yes
- Assoc. Name: Cove Cay 3 Condo Assoc / Yuri Sande
- Assoc. Fees Include: 24-Hour Guard, Community Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Grounds, Pool Maintenance, Security, Sewer, Trash, Water
- Pet Restrictions: Please verify pet allowance and restrictions with the Association.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: TAMPA BAY
- Water: Public
- Utility Description: Electricity Connected, Fire Hydrant, Sewer Connected, Street Lights, Water Connected
Structural Information
- Exterior Const.: Block, Concrete, Stucco
- Roof: Built-Up
- Stories/Levels: One
- Square Feet: 960
- Sq. Ft. Source: Public Records
- Year Built: 1990
Lot Features
- Property View: Water
- Street/Road Desc.: Asphalt, Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Canal - Brackish
- Water Front Name: TAMPA BAY
- Water Front Desc.: Waterfront, Canal - Brackish
Financial Considerations
- Association Fee: $714
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Tax Amount: $3,363.75
- Tax Year: 2025
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: COVE CAY VILLAGE III CONDO PHASE THREE, UNIT 5-F
- Flood Zone Info: AE
- APN: 292916187080030560
- Property ID: 292916187080030560
Listed by Future Home Realty Inc
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Schools
Schools serving 900 Cove Cay Dr #5F
School District:Pinellas County School District
| Name | Grades | Distance |
|---|---|---|
Belcher Elementary School 2215 Lancaster Drive, Clearwater, FL 33764 | PK-5 | 1.2 mi |
Oak Grove Middle School 1370 South Belcher Road, Clearwater, FL 33764 | 6-8 | 1.6 mi |
Pinellas Park High School 6305 118th Avenue North, Largo, FL 33773 | 9-12 | 3.6 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 900 Cove Cay Dr #5F
Date
Details
Price
Change
Source
3/20/2026
Listed
$285,000
26.67%
MLS
12/19/2023
Sold
$225,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 900 Cove Cay Dr #5F
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,649
—
$180,368
-10%
2024
$3,649
50%
$200,524
16%
2023
$2,436
-2%
$172,509
30%
2021
$2,485
5%
$132,908
-21%
2022
$2,369
-5%
$167,484
35%
2021
$2,485
15%
$124,188
25%
2019
$2,163
9%
$99,300
10%
2018
$1,976
3%
$90,273
-17%
2017
$1,914
16%
$108,278
32%
2016
$1,657
1%
$82,302
-6%
2015
$1,644
15%
$87,627
28%
2014
$1,427
13%
$68,237
22%
2013
$1,268
—
$56,052
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 900 Cove Cay Dr #5F
900 Cove Cay Drive #5F, Clearwater, FL 33760 (MLS# TB8488642) is a Condo property with 2 bedrooms and 2 full bathrooms. 900 Cove Cay Drive #5F is currently listed for $285,000 and was received on March 20, 2026. Want to learn more about 900 Cove Cay Drive #5F? Do you have questions about finding other Condo real estate for sale in Clearwater? You can browse all Clearwater real estate or contact a Coldwell Banker agent to request more information.

