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Property Description
EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle. Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication. Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views. The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room. Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world. Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. Call for Matterport 3D virtual floorplan and youtube video.
Full Property Details
Full Property Details for 12925 42nd Terrace W
General
- Price: $7,775,000
- HOA FEE: $500/month
- HOA FEE FREQ.: Annually
- Taxes: $39,968 (2025)
- Status: Active
- Type: Single Family
- Source: MidFloridaRegionalMLS
- MLS ID: A4695510
- Updated: Today (6/2/2026)
- Added to Site: Today
Rental Information
- Min. Lease: 6 Months
Interior
- Number of Rooms: 9
- Interior Features: Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Elevator, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Other, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Porcelain Tile
Rooms
Bathrooms
- Total Bathrooms: 5
- Full Bathrooms: 4
- Half Bathrooms: 1
Bedrooms
- Total Bedrooms: 4
Other Rooms
- Laundry: Laundry Room
Additional Information
- Pool: Yes
- Private Pool: Yes
- Pool Description: Gunite, Heated
- Spa: Yes
- Spa Description: Heated, In Ground
Exterior
- Exterior Features: Balcony, Irrigation System, Lighting, Other
- Deck/Patio: Covered, Front Porch, Rear Porch
- Porch/Patio/Deck: Covered, Front Porch, Rear Porch
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 3
- Covered Spaces: 3
- Parking Features: Driveway, Garage Faces Side, Oversized
Location
- Area: 34215 - Cortez
- County: Manatee
- Development Name: 34215 - Cortez
- Subdivision: SUNSET HARBOR
- Driving Directions: Cortez Rd To North On 127 Th, Turn Left Into Sunset Harbor, Home At End On Left
- Direction Faces: East
School Information
- Elementary School: Sea Breeze Elementary
- Middle School: W.D. Sugg Middle
- High School: Bayshore High
Community
- Community Name: 34215 - Cortez
- Community Features: Waterfront, Gated Community - No Guard
- Association: Yes
- Assoc. Name: Sunstate Property Management
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water District: ANNA MARIA SOUND
- Water: Public
- Utility Description: Public
Structural Information
- Architectural Info: Custom, Elevated, Florida, Mediterranean, Traditional
- Architectural Style: Custom, Elevated, Florida, Mediterranean, Traditional
- Builder: Whitehead Construction Inc.
- Exterior Const.: Concrete, Stucco
- Roof: Tile
- Windows: Storm Window(s), Window Treatments
- Stories/Levels: Three Or More
- Square Feet: 5,138
- Sq. Ft. Source: Public Records
- Year Built: 1996
Lot Features
- Property View: Pool, Water
- Lot Size (Acres): 0.47
- Lot Size (Sq. Ft.): 20,460
- Lot Size: 20460
- Street/Road Desc.: Asphalt, Paved
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Intracoastal Waterway
- Water Extras: Yes
- Water Front Name: ANNA MARIA SOUND
- Water Front Desc.: Waterfront, Bay/Harbor, Intracoastal Waterway
Financial Considerations
- Association Fee: $6,000
- Assoc Fee Freq.: Annually
- Assoc Fee Desc.: Required
- Tax Amount: $39,968
- Tax Year: 2025
Disclosures and Reports
- Ownership: Fee Simple
- Special Conditions: None
- Legal Description: LOT 1 & 2 SUNSET HARBOR SUB; SUBJ TO PRIVATE ROADWAY AS PLATTED PI#76197.0017/7
- Flood Zone Info: VE
- APN: 7619700177
- Property ID: 7619700177
Listed by Club Realty
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Price & Sales History for 12925 42nd Terrace W
Date
Details
Price
Change
Source
6/02/2026
Listed
$7,775,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 12925 42nd Terrace W
Year
Property Taxes
Change
Tax Assessment
Change
2024
$38,942
—
$2,930,403
3%
2024
$38,942
-18%
$2,847,816
-15%
2023
$47,219
99%
$3,351,276
108%
2021
$23,776
1%
$1,611,120
-3%
2022
$23,654
-1%
$1,659,454
4%
2021
$23,776
10%
$1,588,876
4%
2017
$21,625
—
$1,524,193
2%
2017
$21,625
-7%
$1,492,843
-4%
2019
$23,321
8%
$1,553,153
6%
2016
$21,655
-2%
$1,462,138
1%
2015
$21,986
-1%
$1,451,974
1%
2014
$22,100
—
$1,440,450
1%
2013
$22,063
—
$1,419,163
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 12925 42nd Terrace W
12925 42nd Terrace W, Cortez, FL 34215 (MLS# A4695510) is a Single Family property with 4 bedrooms, 4 full bathrooms and 1 partial bathroom. 12925 42nd Terrace W is currently listed for $7,775,000 and was received on June 02, 2026. Want to learn more about 12925 42nd Terrace W? Do you have questions about finding other Single Family real estate for sale in Cortez? You can browse all Cortez real estate or contact a Coldwell Banker agent to request more information.

