This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/45
$840,000
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/45
Property Description
SELLER FINANCING AVAILABLE! Rarely available at MARINER'S COVE! Waterfront condo offering breathtaking Intra-coastal Waterway views from this spacious 3B/2B residence with BONUS loft and 2,460 sq. ft. of living space, located in the private GATED community of Mariner's Cove in Cortez FL. 2 large dogs allowed! This property is being sold in "white box condition", which means the condo has ALL BRAND NEW DRYWALL and ready for a new owner to finish and customize with texturing and painting the walls and ceilings. The unit experienced minor interior water intrusion from the roof during Hurricane Helene. Kitchens and bathrooms are updated. Enjoy a deeded 30' x 16' BOAT SLIP that accommodates up to a 32-foot vessel located just outside your front door, private ELEVATOR access, and 2 deeded under-building parking spaces with a private storage unit. The large screened lanai offers sweeping views of the Intra-coastal waters of ANNA MARIA SOUND where you can relax and watch dolphins, seabirds, and unforgettable sunsets. Inside laundry adds convenience. MONTHLY HOA FEE OF $1484 INCLUDES: Cable TV, 2 Community Pools, Escrow Reserves Fund, Fidelity Bond, Building Insurance, Internet, Maintenance Exterior, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Private Road, Recreational Facilities, Sewer, Trash, Water, gate and tennis court maintenance. Mariner's Cove offers 2 heated swimming pools, a spa, 2 PICKLE BALL COURTS AND one TENNIS COURT, a scenic boardwalk along the marina, and lush tropical landscaping in a secure, gated environment. Located just half a mile from the Gulf beaches of Anna Maria Island and close to local favorites such as Tide Tables, Star Fish Company, and Cortez Kitchen. This is a rare opportunity to own a waterfront property with exceptional boating access and endless potential to create your ideal coastal retreat. SELLER FINANCING AVAILABLE.
Full Property Details
Full Property Details for 3840 Mariners Way #525
General
- Price: $840,000
- HOA FEE: $1,484/month
- Taxes: $9,366 (2024)
- Status: Active
- Type: Condo
- Source: MidFloridaRegionalMLS
- MLS ID: A4669536
- Updated: 1/1/2026
- Added to Site: 79 day(s) ago
Rental Information
- Min. Lease: 3 Months
Interior
- Number of Rooms: 7
- Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Open Floorplan, Solid Wood Cabinets, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Fireplace: Yes
- Fireplace(s): Living Room, Wood Burning
- Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Furnishings: Unfurnished
- Flooring: Carpet, Ceramic Tile, Hardwood
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Electric Dryer Hookup, Inside, Washer Hookup
Additional Information
- Shared Amenities: Cable TV, Elevator(s), Gated, Pool, Storage, Tennis Court(s)
- Security/Safety: Smoke Detector(s)
Exterior
- Exterior Features: Balcony, Storage, Tennis Court(s)
- Deck/Patio: Covered, Deck, Patio, Porch
- Porch/Patio/Deck: Covered, Deck, Patio, Porch
Parking
- Carports: Yes
- Carport: 2
- Carport Spaces: 2
- Covered Spaces: 2
- Parking Features: Assigned, Covered, Under Building
Location
- Area: 34215 - Cortez
- County: Manatee
- Development Name: 34215 - Cortez
- Subdivision: MARINERS COVE PH I
- Driving Directions: Cortez Road West to North on 127th Street (the street where Seafood Shack was located) and go all the way to the end until you come to the gate. Once through the gate go left and first right to Building 5 and park in one of the 2 assigned parking spots #525 under the building. You will need gate code and you can get that on showing time.
- Direction Faces: Northwest
School Information
- Elementary School: Sea Breeze Elementary
- Middle School: W.D. Sugg Middle
- High School: Bayshore High
Community
- Community Name: 34215 - Cortez
- Community Features: Bay/Harbor Front, Boat Slip, Canal Front, Dock, Fishing, Intracoastal Waterway, Water Access, Waterfront, Gated Community - No Guard, Golf Carts OK, Pool, Tennis Court(s)
- Optional Amenities: Cable TV, Elevator(s), Gated, Pool, Storage, Tennis Court(s)
- Association: Yes
- Assoc. Name: C&S MANAGEMENT DANA CLOER
- Assoc. Fees Include: Cable TV, Community Pool, Escrow Reserves Fund, Fidelity Bond, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Sewer, Trash, Water
- Number of Pets: 2
- Pet Restrictions: see rules and regulations., / 999lbs.
Heating & Cooling
- Cooling Type: Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water District: ANNA MARIA SOUND
- Water: Public
- Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Sprinkler Recycled, Water Connected
Structural Information
- Exterior Const.: Block, Stucco
- Roof: Shingle
- Stories/Levels: One
- Square Feet: 2,156
- Sq. Ft. Source: Public Records
- Year Built: 1984
Lot Features
- Property View: Water
- Frontage: Private Road
- Street/Road Desc.: Asphalt
Water Features
- Water Front: Yes
- Water View: Yes
- Water Access: Yes
- Water Access Desc: Bay/Harbor, Canal - Saltwater, Gulf/Ocean, Intracoastal Waterway
- Water Extras: Yes
- Water Front Name: ANNA MARIA SOUND
- Water Front Desc.: Bay/Harbor Front, Canal Front, Waterfront, Bay/Harbor, Saltwater Canal, Intracoastal Waterway
Financial Considerations
- Assoc Fee Freq.: Monthly
- Assoc Fee Desc.: Required
- Condo Fee: $1,484
- Condo Fee Freq: Monthly
- Tax Amount: $9,366
- Tax Year: 2024
Disclosures and Reports
- Ownership: Condominium
- Special Conditions: None
- Legal Description: UNIT 525 B MARINER'S COVE CONDO PHASE I PI#76013.2135/4
- Flood Zone Info: AE
- APN: 7601321354
- Property ID: 7601321354
Listed by Sato Real Estate Inc.
Get Pre-Approved Today
Schools
Schools serving 3840 Mariners Way #525
School District:Manatee County School District
| Name | Grades | Distance |
|---|---|---|
Sea Breeze Elementary School 3601 71st Street West, Bradenton, FL 34209 | PK-5 | 3.6 mi |
W. D. Sugg Middle School 3801 59th Street West, Bradenton, FL 34209 | 6-8 | 4.4 mi |
Bayshore High School 5401 34th Street West, Bradenton, FL 34210 | 9-12 | 6.3 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 3840 Mariners Way #525
Date
Details
Price
Change
Source
12/18/2025
Price Reduced
$840,000
-6.56%
MLS
10/30/2025
Listed
$899,000
104.32%
MLS
6/12/2012
Sold
$440,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 3840 Mariners Way #525
Year
Property Taxes
Change
Tax Assessment
Change
2024
$9,366
—
$807,500
3%
2024
$9,366
6%
$782,000
8%
2023
$8,796
36%
$722,500
70%
2021
$6,482
-13%
$425,000
-24%
2022
$7,440
15%
$556,500
32%
2021
$6,482
1%
$420,000
1%
2019
$6,438
-4%
$415,000
9%
2017
$6,681
—
$380,000
-16%
2017
$6,681
8%
$453,650
12%
2016
$6,178
—
$403,750
—
2015
$6,185
11%
$403,750
15%
2014
$5,585
-5%
$351,721
-4%
2013
$5,873
—
$366,059
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 3840 Mariners Way #525
3840 Mariners Way #525, Cortez, FL 34215 (MLS# A4669536) is a Condo property with 3 bedrooms and 2 full bathrooms. 3840 Mariners Way #525 is currently listed for $840,000 and was received on October 30, 2025. Want to learn more about 3840 Mariners Way #525? Do you have questions about finding other Condo real estate for sale in Cortez? You can browse all Cortez real estate or contact a Coldwell Banker agent to request more information.

