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$610,000

  • For Sale
  • Active
  • Single Family
  • 3 Beds
  • 2 Full Baths
  • 1,680 Sq. Ft.
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A rare waterfront canal residence with personal dock in one of Crystal River's most established boating neighborhoods. This 3-bedroom, 2-bath home offers a refined coastal lifestyle anchored in direct water access, thoughtful design, and long-term ownership confidence. The kitchen features granite countertops, modern appliances, and a clean, functional layout excellent for both everyday living and entertaining. Major systems including AC, water heater, plumbing, and sewer connection have been updated to support comfort, efficiency, and reliability. The home presents as curated, complete, and ready to enjoy, balancing modern reliability with authentic coastal character. The dock provides effortless access to Crystal River's waterways, Gulf boating, fishing, and year-round manatee encounters. Kayaks convey, reinforcing a lifestyle centered on daily water access rather than occasional recreation. While the property offers income flexibility, it is positioned foremost as a waterfront lifestyle asset suited for full-time living, second-home ownership, or hybrid use. This is not simply a waterfront home. It is a waterfront position.

Full Property Details for 3644 N Hiawatha Terrace

General

  • Price: $610,000
  • Taxes: $5,654 (2025)
  • Status: Active
  • Type: Single Family
  • Source: MidFloridaRegionalMLS
  • MLS ID: TB8472132
  • Updated: 2/3/2026
  • Added to Site: 17 day(s) ago

Interior

  • Number of Rooms: 3
  • Interior Features: Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s)
  • Fireplace: Yes
  • Fireplace(s): Living Room, Wood Burning
  • Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator
  • Furnishings: Unfurnished
  • Flooring: Ceramic Tile, Luxury Vinyl

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 3

Other Rooms

  • Laundry: In Garage

Exterior

  • Exterior Features: Fire Pit, Lighting, Private Mailbox
  • Deck/Patio: Covered, Front Porch, Rear Porch, Screened
  • Porch/Patio/Deck: Covered, Front Porch, Rear Porch, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 1
  • Covered Spaces: 1

Location

  • Area: 34428 - Crystal River
  • County: Citrus
  • Development Name: 34428 - Crystal River
  • Subdivision: INDIAN WATERS UNIT 02
  • Driving Directions: Hwy 19 N, left on 19th St, right on Hiawatha, home on the left
  • Direction Faces: South

School Information

  • Elementary School: Crystal River Primary School
  • Middle School: Crystal River Middle School
  • High School: Crystal River High School

Community

  • Community Name: 34428 - Crystal River

Heating & Cooling

  • Cooling Type: Central Air
  • Heating Type: Heat Pump

Utilities

  • Sewer: Public Sewer
  • Water: Public
  • Utility Description: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Structural Information

  • Architectural Info: Traditional
  • Architectural Style: Traditional
  • Exterior Const.: Wood Frame, Wood Siding
  • Roof: Metal
  • Stories/Levels: Two
  • Square Feet: 1,680
  • Sq. Ft. Source: Public Records
  • Year Built: 1980

Lot Features

  • Property View: Water
  • Lot Size (Acres): 0.24
  • Lot Size (Sq. Ft.): 10,558
  • Lot Size: 10558
  • Frontage: Street Paved
  • Street/Road Desc.: Paved
  • Fencing (Description): Fenced

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Access: Yes
  • Water Access Desc: Canal - Brackish
  • Water Extras: Yes
  • Water Front Desc.: Canal - Brackish

Financial Considerations

  • Tax Amount: $5,654
  • Tax Year: 2025

Disclosures and Reports

  • Ownership: Fee Simple
  • Special Conditions: None
  • Legal Description: INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 35 BLK D
  • Flood Zone Info: AE
  • APN: 17E18S170220000D00350
  • Property ID: 17E18S170220000D00350
  • Block/Lot/Section: D

Listed by Plantation Realty, Inc.

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Listing agents

— 3644 N Hiawatha Terrace —

  • Plantation Realty, Inc.

  • Plantation Realty, Inc.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 3644 N Hiawatha Terrace

School District:Citrus County School District
NameGradesDistance
Crystal River High School
3195 Crystal River High Drive, Crystal River, FL 34428
8-122.3 mi
Crystal River Primary School
8624 West Crystal Street, Crystal River, FL 34428
PK-52.6 mi
Citrus Virtual Instruction Program
1007 West Main Street, Inverness, FL 34450
K-1217.5 mi
Crystal River Middle School
344 Northeast Crystal Street, Crystal River, FL 34428
6-82 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 3644 N Hiawatha Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
2/03/2026
Listed
$610,000
-0.08%
MLS
8/11/2022
Sold
$610,500
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 3644 N Hiawatha Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2025
$5,654
-27%
$367,056
-28%
2024
$7,737
1%
$510,606
2%
2023
$7,654
48%
$500,131
71%
2021
$5,166
-1%
$292,312
-26%
2022
$5,199
1%
$393,163
82%
2021
$5,166
169%
$215,976
33%
2019
$1,919
1%
$162,707
2%
2018
$1,891
—
$159,673
2%
2017
$1,884
-1%
$156,389
2%
2016
$1,906
-1%
$153,172
1%
2015
$1,934
-2%
$152,107
1%
2014
$1,975
-8%
$150,900
-5%
2013
$2,152
—
$159,380
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 3644 N Hiawatha Terrace

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*These costs are estimates, and the interest rates assume exceptional credit standing.

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NMLS#: 1598647

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Listed by Plantation Realty, Inc.

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3644 N Hiawatha Terrace, Crystal River, FL 34428 (MLS# TB8472132) is a Single Family property with 3 bedrooms and 2 full bathrooms. 3644 N Hiawatha Terrace is currently listed for $610,000 and was received on February 03, 2026. Want to learn more about 3644 N Hiawatha Terrace? Do you have questions about finding other Single Family real estate for sale in Crystal River? You can browse all Crystal River real estate or contact a Coldwell Banker agent to request more information.

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