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$3,200,000 Just Listed

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 2,839 Sq. Ft.
  • Updated 5 days ago
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Experience exceptional boating and effortless Florida Keys living from this meticulously maintained Cudjoe Key residence, ideally positioned on a wide canal just 2 homes from open water. Lush tropical landscaping surrounds the property, while protected wetlands across the canal create a peaceful, private backdrop. Offering 4 Bedrooms plus an Office and 4 Baths, the home features 112' of concrete seawall and dockage, a 20,000 lb. boat lift and quick access to open water. Designed to embrace indoor-outdoor living, the living room features a Euro Door Wall System with sliders that open completely to the expansive screened porch with sitting and dining areas. Remote-controlled Kevlar hurricane screens provide added protection, while the waterfront retreat features a heated and chilled saltwater pool, poolside tiki, travertine decking and outdoor shower. With the rear of the home facing west, unforgettable Florida Keys sunsets unfold over the water and protected wetlands. The kitchen features granite countertops, Wolf cooktop, Electrolux large capacity refrigerator, wine cooler and dedicated ice maker. The spacious primary suite offers a soaking tub, walk-in shower and dual vanities. One guest bedroom features an ensuite bath, while 2 additional guest bedrooms share a Jack-and-Jill bath. A dedicated office adds flexible space. Additional features include a laundry room with dog wash, 2-car garage with convenient side access to the waterfront, and impact windows and doors. A nearby full-service marina and waterfront restaurant add to the ease of this sought-after boating neighborhood. Beautifully maintained inside and out, this property captures the privacy, boating access and outdoor lifestyle that make the Florida Keys so special.

Full Property Details for 20731 W 2nd Ave

General

  • Price: $3,200,000
  • Taxes: $577 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 621433
  • Updated: 9/29/2026
  • Added to Site: 5 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Walk-in Closet(s), Bar, Built-in Cabinets, Cathedral Ceilings, Granite Counter Top, Window Treatments, Sun/Florida Room
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Gas Appliances, Ice Machine, Microwave, Oven, Refrigerator, Washer, Wine Cooler
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4

Bedrooms

  • Total Bedrooms: 5

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Other Area Features
  • Pool: Yes
  • Pool Description: Heated, Salt Water, In Ground

Exterior

  • Exterior Features: Lighting, Chickee Hut, Fencing, Outdoor Shower
  • Deck/Patio: Screened Patio, Deck, Patio
  • Porch/Patio/Deck: Screened Patio, Deck, Patio

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking Features: Open, Guest, Off Street, Covered, Attached, Garage Door Opener

Location

  • Area: 07 - Cudjoe Key
  • County: Monroe
  • Subdivision: Cudjoe Gardens (21.0)
  • Driving Directions: From Overseas Hwy, turn oceanside onto Drost Dr. Turn right onto W 2nd Ave. Property will be on your right. Sign on property.

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS
  • Roof: Metal
  • Windows/Doors: Impact Rstnce Doors, Impact Rstnce Window
  • Square Feet: 2,839
  • Sq. Ft. Source: Property Data Card
  • Year Built: 2015

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,880
  • Lot Size Source: Property Data Card
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Tax Amount: $577.11
  • Tax Year: 2025
  • Terms: Cash, Conventional

Disclosures and Reports

  • Legal Description: Bk 22 Lt 13 Cudjoe Gardens Eighth Addition Pb7-16
  • APN: 174635003000

Listed by Coldwell Banker Schmitt Real Estate Co, Lisa H Ferringo (305) 797-1221

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Listing agent

— 20731 W 2nd Ave —

  • Lisa H Ferringo

    Coldwell Banker Schmitt Real Estate Co

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20731 W 2nd Ave

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-81.2 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1218.3 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20731 W 2nd Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
9/29/2026
Listed
$3,200,000
1423.81%
MLS
11/27/2013
Sold
$210,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20731 W 2nd Ave

Year
Property Taxes
Change
Tax Assessment
Change
2024
$549
—
$835,649
3%
2024
$549
20%
$812,099
3%
2023
$457
11%
$788,446
6%
2021
$413
-7%
$743,187
-3%
2022
$446
8%
$765,482
13%
2021
$413
-93%
$678,097
2%
2019
$6,115
-1%
$662,852
2%
2018
$6,159
3%
$650,493
2%
2017
$5,979
-1%
$637,114
2%
2016
$6,023
198%
$624,010
218%
2015
$2,019
7%
$196,314
10%
2014
$1,886
163%
$178,468
330%
2013
$717
—
$41,475
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 20731 W 2nd Ave

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*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Coldwell Banker Schmitt Real Estate Co, Lisa H Ferringo (305) 797-1221

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20731 W 2nd Avenue, Cudjoe Key, FL 33042 (MLS# 621433) is a Single Family property with 5 bedrooms and 4 full bathrooms. 20731 W 2nd Avenue is currently listed for $3,200,000 and was received on September 29, 2026. Want to learn more about 20731 W 2nd Avenue? Do you have questions about finding other Single Family real estate for sale in Cudjoe Key? You can browse all Cudjoe Key real estate or contact a Coldwell Banker agent to request more information.

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