Date
Details
Price
Change
Source
10/29/2025
Listed
$1,399,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/39
$1,399,000 Contingent
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
1/39
Property Description
Discover the ultimate boating lifestyle in the Florida Keys with this beautiful Deep Draft Canal Front Pool Home in the exclusive waterfront enclave of Cudjoe Gardens. Set on an expansive 11,000 sq ft lot with 100 feet of waterfront, this ground-level, above-flood concrete ranch home offers seamless access to the Pool and water. Inside, enjoy nearly 2,000 square feet of living space with 3 Bedrooms and 2 Bathrooms, soaring pine ceilings, and a sun-filled Florida room overlooking the canal. The layout is open and bright, perfect for entertaining or quiet relaxation. Step outside to your private 60' dock with a 10,000 lb boat lift, nestled on a crystal-clear 50' wide deep-draft canal - ideal for serious boaters. After a day on the water, unwind in the expansive screened-in pool area, perfect for enjoying the Keys' tropical lifestyle year-round. Cudjoe Gardens is a true gem - a concrete home community where most properties are built above flood and have no stairs to climb. The neighborhood Cudjoe Gardens Marina offers fuel, a boat ramp, bait, and refreshments, and is adjacent to the waterfront Bent Prop restaurant, all just a short walk away. This is more than a home - it's a launchpad for your next great adventure.
Full Property Details
Full Property Details for 20838 W 5th Ave
General
- Price: $1,399,000
- Taxes: $5,122 (2024)
- Status: Contingent
- Type: Single Family
- Source: 927
- MLS ID: 617081
- Updated: 5/13/2026
- Added to Site: 205 day(s) ago
Interior
- Interior Features: Walk-in Closet(s), Split Bedroom, Sun/Florida Room
- Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
- Flooring: Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
Other Rooms
- Laundry: Laundry Room
Additional Information
- Shared Amenities: Other Area Features, Bike Paths
- Pool: Yes
- Pool Description: Concrete, In Ground, Decked, Screened In
Exterior
- Exterior Features: Lanai
- Deck/Patio: Screened Patio
- Porch/Patio/Deck: Screened Patio
Parking
- Garage: Yes
- Parking Features: Off Street
Location
- Area: 07 - Cudjoe Key
- County: Monroe
- Subdivision: Cudjoe Gardens (21.0)
- Driving Directions: From the Overseas Highway, turn Oceanside onto Drost Rd., and turn right onto 5th Ave. W.
Community
- Assoc. Fees Include: None
- Pets Allowed: Yes
Heating & Cooling
- Central air: Yes
- Air Conditioning: Yes
- Cooling Type: Central Air, Ceiling Fans(s)
Structural Information
- Architectural Style: Above Flood
- Construction: CBS
- Roof: Shingle
- Square Feet: 1,944
- Sq. Ft. Source: Seller
- Year Built: 1987
Lot Features
- Property View: Canal
- Lot Size (Acres): 0.25
- Lot Size (Sq. Ft.): 11,000
- Lot Size Source: Property Data Card
- Zoning: IS - Improved Subivision District
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Canal Front
Financial Considerations
- Tax Amount: $5,122.73
- Tax Year: 2024
- Terms: Cash, Conventional
Disclosures and Reports
- Legal Description: BK 20 W 70FT LT 11 AND E 40FT LT 12 CUDJOE GARDENS FIFTH & SEVENTH ADDN'S PB6-88 CUDJOE KEY
- Flood Zone: AE
- APN: 00174634-007400
Listed by Coldwell Banker Schmitt Real Estate Co, Lisa H Ferringo (305) 797-1221
We Value Your Privacy
We Value Your Privacy
We Value Your Privacy
Listing agent
— 20838 W 5th Ave —
Lisa H Ferringo
Coldwell Banker Schmitt Real Estate Co
NMLS#: 1598647Get Pre-Approved Today
Schools
Schools serving 20838 W 5th Ave
School District:Monroe County School District, Middle Torch Key, FL
| Name | Grades | Distance |
|---|---|---|
Sugarloaf School 255 Crane Boulevard, Summerland Key, FL 33042 | PK-8 | 1.3 mi |
Key West High School 2100 Flagler Avenue, Key West, FL 33040 | 9-12 | 18.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20838 W 5th Ave
Tax History
Tax History for 20838 W 5th Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$5,123
—
$564,286
3%
2024
$5,123
4%
$548,383
3%
2023
$4,914
—
$532,411
6%
2021
$4,919
3%
$501,849
-3%
2022
$4,785
-3%
$516,904
4%
2021
$4,919
2%
$494,921
2%
2019
$4,806
-1%
$483,794
2%
2018
$4,833
3%
$474,774
2%
2017
$4,700
-1%
$465,009
2%
2016
$4,730
-3%
$455,445
1%
2015
$4,861
-3%
$452,279
1%
2014
$5,010
-1%
$448,689
2%
2013
$5,076
—
$442,058
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20838 W 5th Ave
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Active
- Updated 8 days ago
- 3Beds
- 2Total Baths
- 1,356Sq. Ft.
- Single Family
- Active
- Updated 8 days ago
- 3Beds
- 2Total Baths
- 1,398Sq. Ft.
- Single Family
- Active
- Updated 8 days ago
- 3Beds
- 2Total Baths
- 1,741Sq. Ft.
- Single Family
- Active
- Updated 8 days ago
- 3Beds
- 2Total Baths
- 1,508Sq. Ft.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Active
- Updated 6 days ago
- 3Beds
- 2Total Baths
- 1,350Sq. Ft.
- Single Family
- Active
- Updated 2 days ago
- 4Beds
- 2Total Baths
- 672Sq. Ft.
- Single Family
- Active
- Updated 2 days ago
- 3Beds
- 2Total Baths
- 1,144Sq. Ft.
- Single Family
- Active
- Updated 2 hours ago
- 3Beds
- 2Total Baths
- 888Sq. Ft.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Active
- Updated 7 hours ago
- 2Beds
- 2Total Baths
- 1,060Sq. Ft.
- Single Family
- Active
- Updated 3 days ago
- 2Beds
- 1Total Bath
- 768Sq. Ft.
- Single Family
- Active
- Updated 1 day ago
- 2Beds
- 2Total Baths
- 1,116Sq. Ft.
- Mobile Home
- Active
- Updated 4 days ago
- 2Beds
- 2Total Baths
- 1,206Sq. Ft.
This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.
- Single Family
- Closed
- Updated 8 days ago
- 3Beds
- 2Total Baths
- 1,872Sq. Ft.
- Single Family
- Closed
- Updated 7 days ago
- 3Beds
- 2Total Baths
- 1,645Sq. Ft.
- Single Family
- Closed
- Updated 7 days ago
- 3Beds
- 2Total Baths
- 1,674Sq. Ft.
- Single Family
- Closed
- Updated 7 days ago
- 2Beds
- 2Total Baths
- 1,152Sq. Ft.
20838 W 5th Avenue, Cudjoe Key, FL 33042 (MLS# 617081) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20838 W 5th Avenue is currently listed for $1,399,000 and was received on October 29, 2025. Want to learn more about 20838 W 5th Avenue? Do you have questions about finding other Single Family real estate for sale in Cudjoe Key? You can browse all Cudjoe Key real estate or contact a Coldwell Banker agent to request more information.