Recently Viewed Properties
See This Home
Save This Listing
Close

$2,675,000

  • Sold
  • Closed
  • Single Family
  • 4 Beds
  • 3 Full Baths
  • 2,951 Sq. Ft.
See This Home
Save This Home
See This Home
Save This Home
FISHERMAN'S DREAM! BIG BOATS WELCOME! DEEP WATER! LARGE WATERFRONT HOME in the prestigious neighborhood of Cudjoe Gardens. When you first walk up you will notice the beautiful landscaping, tropical fruit trees, key limes, mangoes, lemons, bananas and avocados! This stunning and elegant concrete residence on elevated lot, offers the perfect harmony of luxury and comfort. All new impact windows & doors, framed by custom plantation shutters. Every space has been meticulously curated, brand-new AC, and more! This incredible property with almost 3,000sf offers an open and spacious floor plan. The living area blends seamlessly with the screened in lanai with full bar, concrete heated, saltwater pool and overflow hot tub, offering full sun during the day. Leave the full wall of glass doors open to allow the fresh breeze of the Florida Keys as well as the gentle sound of the pool's waterfall. The Custom Chef's Kitchen has top of the line Stainless Steel Appliances, new wine cooler, Granite Countertops, huge island, and Custom Cabinetry. The home has a large master bedroom suite with its own living room/office/exercise area, sliders to back yard, 2 closets, and wonderful bathroom with spa like shower. 2 large guest bedrooms with full bath, an incredible Mother In Law/Guest Suite set up as bedroom sleeping 4-8 people with living area, with it's own driveway and private entrance and access to lanai, gorgeous bamboo flooring with inlayed Compass Rose and ceiling made of river recovered heart cypress, walk in closet designed as storm shelter, and full bath. Other features, outdoor kitchen and bar, 1 car garage with ample storage, double boat lift 20,000lb, 5 ft draft, 2 Ace 5,500lb davits, 100x10 concrete dock, Killer Dock brand fish cleaning station, commercial ice maker, and 5 min. Ride from the Ocean or Gulf, Fuel, Marina, and Tackle store, perfect for the avid fisherman. Wide canal, flow thru canal. This property is a boat lover, fisherman, and chef's Dream Home

Full Property Details for 20844 W 4th Ave

General

  • Sold For: $2,675,000
  • HOA FEE: $6/month
  • HOA FEE FREQ.: Yearly
  • Taxes: $21,893 (2025)
  • Status: Closed
  • Type: Single Family
  • Source: 927
  • MLS ID: 619299
  • Added to Site: 92 day(s) ago

Interior

  • Interior Features: Entrance Foyer, Walk-in Closet(s), Bar, Built-in Cabinets, Drapes/Blinds Incl, Granite Counter Top, Pantry, Smoke Alarms, Split Bedroom, Storage, Wet Bar, Whirlpool Bath Tub, Window Treatments, Other, Smart Thermostat
  • Appliances: Stainless Steel Appliance(s), Dishwasher, Disposal, Dryer, Freezer, Gas Appliances, Ice Machine, Microwave, Oven, Range, Refrigerator, Washer, Wine Cooler
  • Flooring: Wood, Tile

Rooms

Bathrooms

  • Total Bathrooms: 3
  • Full Bathrooms: 3

Bedrooms

  • Total Bedrooms: 4

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Other Area Features, Community Boat Ramp
  • Pool: Yes
  • Pool Description: Concrete, Heated, Salt Water, In Ground, Decked, Screened In
  • Security/Safety: Other, Patrolled Area

Exterior

  • Exterior Features: Rain Gutters, Lighting, Bar, Built-in Grill, Fencing, Fruit Tree(s), Hot Tub, Lanai, Outdoor Kitchen, Outdoor Shower, Privacy Wall/Fence, Sprinkler System, Storage, Water Display
  • Deck/Patio: Screened Patio, Open Porch/Balcony, Patio, Screened
  • Porch/Patio/Deck: Screened Patio, Open Porch/Balcony, Patio, Screened

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Parking Features: Open, Guest, Off Street, Attached, Garage Door Opener

Location

  • Area: 07 - Cudjoe Key
  • County: Monroe
  • Subdivision: Cudjoe Gardens (21.0)
  • Driving Directions: Overseas Hwy to Cudjoe Gardens, turn onto Drost, turn right onto 4th W, house on left.

Community

  • Assoc. Fees Include: Other, Common Area Mnt
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air, Ceiling Fans(s)
  • Heating Type: Central, Electric, Propane Stove

Structural Information

  • Architectural Style: Above Flood
  • Construction Status: Updated/Remodeled
  • Construction: CBS, Concrete
  • Roof: Metal
  • Windows/Doors: Glass Doors, Impact Rstnce Doors, Impact Rstnce Window, Sliding Glass Doors
  • Square Feet: 2,951
  • Sq. Ft. Source: Tax Records
  • Year Built: 1997
  • Property Condition: Updated/Remodeled

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.29
  • Lot Size (Sq. Ft.): 12,500
  • Lot Size Source: Property Data Card
  • Lot Dimensions: x
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $75
  • Assoc Fee Freq.: Yearly
  • Tax Amount: $21,893.66
  • Tax Year: 2025
  • Terms: Cash, Conventional, VA Loan, FHA

Disclosures and Reports

  • Legal Description: BK 21 LT 7 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR1272-492/94PET OR1282-2179/82/TR OR1318-1404/06 OR1320-2251/53 OR1356
  • Flood Zone: AE
  • APN: 00174635-000700

Listed and Sold by Berkshire Hathaway HomeServices Knight & Gardner Realty, Stacey Nash Pillari (305) 906-0144

Listing agent

— 20844 W 4th Ave —

  • Stacey Nash Pillari

    Berkshire Hathaway HomeServices Knight & Gardner Realty

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20844 W 4th Ave

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-81.3 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1218.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20844 W 4th Ave

Date
Details
Price
Change
Source
6/01/2026
Sold
$2,675,000
-4.29%
MLS
4/01/2026
Listed
$2,795,000
—
MLS
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Listed and Sold by Berkshire Hathaway HomeServices Knight & Gardner Realty, Stacey Nash Pillari (305) 906-0144

Similar Properties near 20844 W 4th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

20833 W 4th Ave, Cudjoe Key, FL 33042 - Photo 1
$2,699,999

20833 W 4th Ave  Cudjoe Key, FL 33042

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 2,452
    Sq. Ft.
Listed by Coldwell Banker Schmitt Real Estate Co, Diane Corliss
1553 Sunrise Dr, Big Pine Key, FL 33043 - Photo 1
$2,700,000

1553 Sunrise Dr  Big Pine Key, FL 33043

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 2,100
    Sq. Ft.
16843 E Point Dr, Sugarloaf Key, FL 33042 - Photo 1
$2,599,000

16843 E Point Dr  Sugarloaf Key, FL 33042

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 2,224
    Sq. Ft.
Listed by Suzanne Moore Real Estate, Suzanne M Moore
20920 5th Ave, Cudjoe Key, FL 33042 - Photo 1
$2,795,000

20920 5th Ave  Cudjoe Key, FL 33042

  • Single Family
  • Active
  • 4
    Beds
  • 3
    Total Baths
  • 2,913
    Sq. Ft.
Listed by Compass Florida, LLC, Miriam Novotny and Compass Florida, LLC, Paul Brooks

Just Listed near 20844 W 4th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

96 John St, Summerland Key, FL 33042 - Photo 1 Just Listed
$550,800

96 John St  Summerland Key, FL 33042

  • Single Family
  • Active
  • Updated 7 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,120
    Sq. Ft.
Listed by Berkshire Hathaway HomeServices Knight & Gardner Realty, Will Langley and Berkshire Hathaway HomeServices Knight & Gardner Realty, Logan Guevremont
711 State Rd, Little Torch Key, FL 33042 - Photo 1 Just Listed
$689,000

711 State Rd  #4A  Little Torch Key, FL 33042

  • Single Family
  • Active
  • Updated 2 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,056
    Sq. Ft.
Listed by Island Welcome Real Estate, Sandra Tuttle
28597 Peg Leg Rd, Little Torch Key, FL 33042 - Photo 1 Just Listed
$595,000

28597 Peg Leg Rd  Little Torch Key, FL 33042

  • Lots/Land
  • Active
  • Updated 23 hours ago
  • 0.16
    Acres
Listed by Ocean Sotheby's International Realty, Claudette Mell
28587 Peg Leg Rd, Little Torch Key, FL 33042 - Photo 1 Just Listed
$595,000

28587 Peg Leg Rd  Little Torch Key, FL 33042

  • Lots/Land
  • Active
  • Updated 10 hours ago
  • 0.14
    Acres
Listed by Ocean Sotheby's International Realty, Claudette Mell

Price Reduced near 20844 W 4th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

Sunset Blvd, Summerland Key, FL 33042 - Photo 1 Price Reduced
-$10,000 (-2.94%)
$329,999

Sunset Blvd  Summerland Key, FL 33042

  • Lots/Land
  • Active
  • Updated 8 hours ago
  • 0.55
    Acres
Listed by Keller Williams Island Life Real Estate
00200670-000100 Sunset Blvd, Summerland Key, FL 33042 - Photo 1 Price Reduced
-$10,000 (-2.94%)
$329,999

00200670-000100 Sunset Blvd  Summerland Key, FL 33042

  • Residential Lots
  • Active
  • Updated 8 hours ago
  • 0.55
    Acres
885 Hawksbill Ln, Sugarloaf Key, FL 33042 - Photo 1 Price Reduced
-$100,000 (-7.15%)
$1,299,000

885 Hawksbill Ln  Sugarloaf Key, FL 33042

  • Single Family
  • Active
  • Updated 6 days ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,398
    Sq. Ft.
Listed by Coastal Collection Real Estate Inc., Tommy Mack
813 Hawksbill Ln, Sugarloaf, FL 33042 - Photo 1 Price Reduced
-$20,000 (-2.2%)
$890,000

813 Hawksbill Ln  Sugarloaf, FL 33042

  • Single Family
  • Active
  • Updated 1 day ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,008
    Sq. Ft.

Recent Sales near 20844 W 4th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

653 Sawyer Dr, Cudjoe Key, FL 33042 - Photo 1 Sold
$2,500,000

653 Sawyer Dr  Cudjoe Key, FL 33042

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 1,714
    Sq. Ft.
Listed and Sold by Berkshire Hathaway HomeServices Knight & Gardner Realty, Stacey Nash Pillari
1176 Thatch Ln, Cudjoe Key, FL 33042 - Photo 1 Sold
$2,280,000

1176 Thatch Ln  Cudjoe Key, FL 33042

  • Single Family
  • Closed
  • 2
    Beds
  • 2
    Total Baths
  • 1,577
    Sq. Ft.
Listed by Homecoin.com, Jonathan Minerick
Sold by Ocean Sotheby's International Realty, Emily Lombard
835 Gulf Dr, Summerland Key, FL 33042 - Photo 1 Sold
$2,495,000

835 Gulf Dr  Summerland Key, FL 33042

  • Single Family
  • Closed
  • 4
    Beds
  • 4
    Total Baths
  • 2,416
    Sq. Ft.
Listed by Keller Williams Key West Compass Realty, Donna Pezzi
Sold by Coldwell Banker Schmitt Real Estate Co., Samuel Davis Williams
1147 Flagship Dr, Summerland Key, FL 33042 - Photo 1 Sold
$2,725,000

1147 Flagship Dr  Summerland Key, FL 33042

  • Single Family
  • Closed
  • 3
    Beds
  • 2
    Total Baths
  • 2,058
    Sq. Ft.
Listed by Coldwell Banker Schmitt Lower Keys (KW), Lisa H Ferringo
Sold by Outside Of MLS, outside of mls

20844 W 4th Avenue, Cudjoe Key, FL 33042 (MLS# 619299) is a Single Family property that was sold at $2,675,000 on June 01, 2026. Want to learn more about 20844 W 4th Avenue? Do you have questions about finding other Single Family real estate for sale in Cudjoe Key? You can browse all Cudjoe Key real estate or contact a Coldwell Banker agent to request more information.