Recently Viewed Properties

No photo available

See This Home
Save This Listing
Close

$1,250,000

  • For Sale
  • Active
  • Single Family
  • 2 Beds
  • 2 Full Baths
  • 1,344 Sq. Ft.
  • Updated 3 hours ago

Next open house:

Open House: 10:00 AM - 12:00 PM

Saturday 5/16 10:00 AM - 12:00 PM

20868 W 5th Avenue,Cudjoe Key, FL 33042

20868 W 5th AvenueCudjoe KeyFL33042

Get directions

No photo available

Welcome to your cozy coastal retreat in Cudjoe Gardens in the beautiful Florida Keys! This well maintained 2bedroom, 2bath CBS home offers 1,344 sq ft of comfortable island living with thoughtful upgrades throughout. Step inside to find custom cabinetry, adding both style and functionality to the home's inviting interior. Outside is where this property truly shines, featuring a private, small man made sandy beach, concrete seawall, and boat lift, making it a boater's dream with easy access to open water. Relax and entertain in true Keys fashion with a spacious patio, tiki hut, and outdoor shower Perfect after a day on the water. The garage provides added storage and convenience, while the cozy layout makes this home ideal as a full time residence, vacation getaway, or investment property. Located just minutes from Cudjoe Gardens Marina, local dining favorites, and world-class fishing and diving, this home offers the perfect blend of tranquility and adventure. Experience laid back coastal living at its finest your Keys escape awaits!

Full Property Details for 20868 W 5th Ave

General

  • Price: $1,250,000
  • HOA FEE: $75
  • Taxes: $3,999 (2025)
  • Status: Active
  • Type: Single Family
  • Source: 927
  • MLS ID: 619465
  • Updated: 5/13/2026
  • Added to Site: 30 day(s) ago

Interior

  • Interior Features: Workshop, Built-in Cabinets, Drapes/Blinds Incl, Granite Counter Top, Storage, Window Treatments
  • Appliances: Dishwasher, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Flooring: Vinyl, Tile

Rooms

Bathrooms

  • Total Bathrooms: 2
  • Full Bathrooms: 2

Bedrooms

  • Total Bedrooms: 2

Other Rooms

  • Laundry: Laundry Room

Additional Information

  • Shared Amenities: Other Area Features

Exterior

  • Exterior Features: Chickee Hut, Fencing, Outdoor Shower, Sandy Beach
  • Deck/Patio: No Porch/Balcony, Patio
  • Porch/Patio/Deck: No Porch/Balcony, Patio

Parking

  • Garage: Yes
  • Parking Features: Open, Guest

Location

  • Area: 07 - Cudjoe Key
  • County: Monroe
  • Subdivision: Cudjoe Gardens (21.0)
  • Driving Directions: Drost Drive, right on 5th Ave. house is on the left side.

Community

  • Assoc. Fees Include: None
  • Pets Allowed: Yes

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air

Structural Information

  • Architectural Style: Above Flood
  • Construction: CBS
  • Roof: Metal
  • Windows/Doors: Awning Windows, Sliding Glass Doors, Shutters
  • Square Feet: 1,344
  • Sq. Ft. Source: Property Data Card
  • Year Built: 1995

Unit Information

  • Units in Building: 1

Lot Features

  • Property View: Canal
  • Lot Size (Acres): 0.18
  • Lot Size (Sq. Ft.): 8,000
  • Lot Dimensions: 80 x 100
  • Zoning: IS - Improved Subivision District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Canal Front

Financial Considerations

  • Association Fee: Yes
  • Association Fee: $75
  • Tax Amount: $3,999.26
  • Tax Year: 2025
  • Terms: Cash, Conventional, VA Loan

Disclosures and Reports

  • Legal Description: Bk 20 Lt 9 Cudjoe Gardens Fifth And Seventh Addns Cudjoe Key Pb6-88 Or507-522 Or639-436 Or639-437 Or864-906 Or1051-1138
  • APN: 174634007200

Listed by Coldwell Banker Schmitt RE Co., Karen A Haack (305) 872-8056 and Coldwell Banker Schmitt RE Co., Halley Haack (305) 304-1456

Quickly Find Out More

* Indicates a required field

Yes, I would like more information. Please use and/or share my information with a Coldwell Banker ® affiliated agent to contact me about my real estate needs. By clicking Send Message, I request to be contacted by phone or text message and consent to being contacted by automated means. I understand that my consent to receive calls or texts is not a condition of purchasing any property, goods, or services. Alternatively, I understand that I can access real estate services by email or I can contact the agent myself.

If an Coldwell Banker affiliated agent is not available in the area where I need assistance, I agree to be contacted by a real estate agent affiliated with another brand owned or licensed by Anywhere Real Estate (BHGRE®, CENTURY 21®, Corcoran®, ERA®, or Sotheby’s International Realty®). I acknowledge that I have read and agree to the Terms of Use and Privacy Notice.

We Value Your Privacy

Listing agents

— 20868 W 5th Ave —

  • Karen A Haack

    Coldwell Banker Schmitt RE Co.

  • Halley Haack

    Coldwell Banker Schmitt RE Co.

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 20868 W 5th Ave

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-81.4 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1218.4 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 20868 W 5th Ave Get Price Alerts and Save Property

Date
Details
Price
Change
Source
4/13/2026
Listed
$1,250,000
180.9%
MLS
9/19/2011
Sold
$445,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 20868 W 5th Ave

Year
Property Taxes
Change
Tax Assessment
Change
2025
$3,999
5%
$402,934
3%
2024
$3,801
5%
$391,579
3%
2023
$3,626
—
$380,174
6%
2021
$3,610
2%
$358,351
-3%
2022
$3,530
-2%
$369,101
4%
2021
$3,610
2%
$353,404
2%
2019
$3,524
—
$345,459
2%
2018
$3,538
3%
$339,018
2%
2017
$3,442
-1%
$332,046
2%
2016
$3,460
-3%
$325,217
1%
2015
$3,554
-3%
$322,956
1%
2014
$3,654
-7%
$320,393
8%
2013
$3,942
—
$296,531
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Estimate the Cost for 20868 W 5th Ave

$
Down Payment
%
$
%

$
$

*These costs are estimates, and the interest rates assume exceptional credit standing.

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Listed by Coldwell Banker Schmitt RE Co., Karen A Haack (305) 872-8056 and Coldwell Banker Schmitt RE Co., Halley Haack (305) 304-1456

Similar Properties near 20868 W 5th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

1331 Hudgins Dr, Summerland Key, FL 33042 - Photo 1
$1,150,000

1331 Hudgins Dr  Summerland Key, FL 33042

  • Single Family
  • Active
  • Updated 3 hours ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,060
    Sq. Ft.
Listed by Home Sold Realty, LLC, Camilo De La Cruz Perez
29662 Independence Ave, Big Pine Key, FL 33043 - Photo 1
$1,199,000

29662 Independence Ave  Big Pine Key, FL 33043

  • Single Family
  • Active
  • Updated 9 days ago
  • 2
    Beds
  • 2
    Total Baths
  • 1,024
    Sq. Ft.
715 E Caribbean Dr E, Lower Keys, FL 33042 - Photo 1
$1,150,000

715 E Caribbean Dr E  Lower Keys, FL 33042

  • Single Family
  • Active
  • 3
    Beds
  • 2
    Total Baths
  • 1,544
    Sq. Ft.
22737 Blackbeard Ln, Cudjoe Key, FL 33042 - Photo 1
$1,145,000

22737 Blackbeard Ln  Cudjoe Key, FL 33042

  • Single Family
  • Active
  • Updated 11 minutes ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,260
    Sq. Ft.
Listed by Keller Williams Key West Compass Realty, Terry L Garcia

Just Listed near 20868 W 5th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

88845 Old Hwy, Upper Sugarloaf Key, FL 33070 - Photo 1 Just Listed
$27,000,000

88845 Old Hwy  Upper Sugarloaf Key, FL 33070

  • Single Family
  • Active
  • Updated 3 hours ago
  • 5
    Beds
  • 8
    Total Baths
  • 8,200
    Sq. Ft.
Listed by Serhant Florida LLC - Coconut Grove, Courtney Conley and Serhant Florida LLC - Coconut Grove, Angel Nicolas
88835 Old Hwy, Upper Sugarloaf Key, FL 33070 - Photo 1 Just Listed
$15,000,000

88835 Old Hwy  Upper Sugarloaf Key, FL 33070

  • Single Family
  • Active
  • Updated 3 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,504
    Sq. Ft.
Listed by Serhant Florida LLC - Coconut Grove, Courtney Conley and Serhant Florida LLC - Coconut Grove, Angel Nicolas
88835 & 88845 Old Hwy, Upper Sugarloaf Key, FL 33070 - Photo 1 Just Listed
$40,000,000

88835 & 88845 Old Hwy  Upper Sugarloaf Key, FL 33070

  • Single Family
  • Active
  • Updated 3 hours ago
  • 8
    Beds
  • 11
    Total Baths
  • 9,704
    Sq. Ft.
Listed by Serhant Florida LLC - Coconut Grove, Courtney Conley and Serhant Florida LLC - Coconut Grove, Angel Nicolas
75071 Overseas Hwy, Upper Sugarloaf Key, FL 33036 - Photo 1 Just Listed
$3,199,000

75071 Overseas Hwy  Upper Sugarloaf Key, FL 33036

  • Single Family
  • Active
  • Updated 3 hours ago
  • 3
    Beds
  • 2
    Total Baths
  • 1,260
    Sq. Ft.
Listed by Coastal Realty of the Florida Keys, Derek Rodberg

Price Reduced near 20868 W 5th Ave

This is a carousel with tiles that activate property listing cards. Use the previous and next buttons to navigate.

74520 Overseas Hwy, Upper Sugarloaf Key, FL 33036 - Photo 1 Price Reduced
-$50,000 (-4.17%)
$1,149,000

74520 Overseas Hwy  Upper Sugarloaf Key, FL 33036

  • Lots/Land
  • Active
  • Updated 3 hours ago
  • 0.31
    Acres
Listed by Coldwell Banker Schmitt Islamorada, Eddy Chamizo
79901 Overseas Hwy, Upper Sugarloaf Key, FL 33036 - Photo 1 Price Reduced
-$24,001 (-4.37%)
$524,999

79901 Overseas Hwy  #204  Upper Sugarloaf Key, FL 33036

  • Condo
  • Active
  • Updated 3 hours ago
  • 2
    Beds
  • 2
    Total Baths
  • 981
    Sq. Ft.
Listed by Venture Realty Group, Tracey E. Petrusha and Venture Realty Group, Michael Petrusha
81250 Overseas Hwy, Upper Sugarloaf Key, FL 33036 - Photo 1 Price Reduced
-$310,000 (-11.92%)
$2,290,000

81250 Overseas Hwy  #5  Upper Sugarloaf Key, FL 33036

  • Single Family
  • Active
  • Updated 3 hours ago
  • 4
    Beds
  • 3
    Total Baths
  • 2,336
    Sq. Ft.
Listed by Palm House Real Estate, AJ Vetter and Palm House Real Estate, Drew Moret
154 Sebring Dr, Upper Sugarloaf Key, FL 33070 - Photo 1 Price Reduced
-$40,000 (-4.85%)
$785,000

154 Sebring Dr  Upper Sugarloaf Key, FL 33070

  • Single Family
  • Active
  • Updated 3 hours ago
  • 3
    Beds
  • 3
    Total Baths
  • 1,667
    Sq. Ft.
Listed by Harbour Residential Realty, Andres Navarro

20868 W 5th Avenue, Cudjoe Key, FL 33042 (MLS# 619465) is a Single Family property with 2 bedrooms and 2 full bathrooms. 20868 W 5th Avenue is currently listed for $1,250,000 and was received on April 13, 2026. Want to learn more about 20868 W 5th Avenue? Do you have questions about finding other Single Family real estate for sale in Cudjoe Key? You can browse all Cudjoe Key real estate or contact a Coldwell Banker agent to request more information.

Tour this property