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$5,995,000 -$295,000 (-4.69%) Price Reduced

  • For Sale
  • Active
  • Commercial
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Rare income-producing open-water compound on Cudjoe Key featuring 5 cottages plus a spacious main house. This gated, turnkey waterfront property offers direct open-water views, private dockage with ample boat space, on-site boat ramp, swimming pool, and lush tropical landscaping. Ideal for vacation rental income, corporate retreat, or private family compound. Each unit is well-appointed for guest comfort and positioned to maximize privacy. Excellent boating access to world-class fishing and diving. Strong investment opportunity in the Lower Keys with established income potential. Zoned Sub Urban Residential with one Buildable Sub Urban Commercial Lot, verify with the County. Included Parcel#'s Sub Urban Residential 00174920-000200, 00174920-000300, 00174920-000400, 00174920-000000, 00174920-000100, 00174920-000500. Sub Urban Commercial 00174920-000600. Owner is licensed Realtor The property is also listed with 9 additional units MLS #612522.

Full Property Details for 21470 Overseas Hwy

General

  • Price: $5,995,000
  • Taxes: $29,313 (2025)
  • Status: Active
  • Type: Commercial
  • Source: 927
  • MLS ID: 618705
  • Updated: 7/7/2026
  • Added to Site: 142 day(s) ago

Business

  • Name: Cudjoe Cottage

Interior

  • Interior Features: Drapes/Blinds Incl, Smoke Alarms, Furnished, Laundry Room
  • Appliances: Dishwasher, Range, Refrigerator
  • Flooring: Vinyl, Tile, Combo

Rooms

Bathrooms

  • Total Bathrooms: 7
  • Full Bathrooms: 7

Bedrooms

  • Total Bedrooms: 13

Parking

  • Parking Features: Trailer Storage, Guest, Off Street

Location

  • Area: 07 - Cudjoe Key
  • County: Monroe
  • Subdivision: Sacarma (21.0)
  • Driving Directions: LA must accompany, do not walk on property, do not disturb guests

Community

  • Assoc. Fees Include: None

Heating & Cooling

  • Central air: Yes
  • Air Conditioning: Yes
  • Cooling Type: Central Air
  • Heating Type: Central

Utilities

  • # Water Meters: 6
  • # Electric Meters: 6

Structural Information

  • # Buildings: 4
  • Construction: Combo Construction, Frame
  • Roof: Metal
  • Windows/Doors: Shutters
  • Year Built: 1977

Unit Information

  • Units in Building: 6

Lot Features

  • Property View: Open Water View, Ocean
  • Lot Size (Acres): 1.21
  • Lot Size (Sq. Ft.): 52,685
  • Lot Dimensions: 1.2 acres
  • Zoning: SR - Sub Urban Residential District

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: Bay Front, Oceanfront, Open Water

Financial Considerations

  • Tax Amount: $29,313.6
  • Tax Year: 2025
  • Terms: Buyer Obtain Finance

Disclosures and Reports

  • Legal Description: See documents tab
  • Flood Zone: VE, AE
  • APN: 00174920-000600

Listed by Select Properties of NWFL, Jennifer A Weeks (305) 509-2439

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Listing agent

— 21470 Overseas Hwy —

  • Jennifer A Weeks

    Select Properties of NWFL

Get Pre-Approved Today

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

Get Pre-Approved

Schools serving 21470 Overseas Hwy

School District:Monroe County School District, Middle Torch Key, FL
NameGradesDistance
Sugarloaf School
255 Crane Boulevard, Summerland Key, FL 33042
PK-82 mi
Key West High School
2100 Flagler Avenue, Key West, FL 33040
9-1219.1 mi
Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 21470 Overseas Hwy Get Price Alerts and Save Property

Date
Details
Price
Change
Source
7/07/2026
Price Reduced
$5,995,000
-4.69%
MLS
2/18/2026
Listed
$6,290,000
399.7%
MLS
8/19/2020
Sold
$1,258,750
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 21470 Overseas Hwy

Year
Property Taxes
Change
Tax Assessment
Change
2025
$2,510
9%
$315,732
—
2024
$2,307
5%
$315,732
—
2023
$2,190
5%
$315,732
—
2022
$2,086
21%
$315,732
67%
2021
$1,728
170%
$189,439
847%
2019
$639
1%
$19,999
10%
2018
$635
14%
$18,182
-87%
2017
$555
39%
$135,314
—
2016
$400
42%
$134,824
887%
2015
$281
—
$13,660
10%
2014
$281
4%
$12,419
10%
2013
$269
—
$11,290
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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NMLS#: 1598647

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Listed by Select Properties of NWFL, Jennifer A Weeks (305) 509-2439

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00200670-000100 Sunset Blvd, Summerland Key, FL 33042 - Photo 1 Price Reduced
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21470 Overseas Highway, Cudjoe Key, FL 33042 (MLS# 618705) is a Commercial property. 21470 Overseas Highway is currently listed for $5,995,000 and was received on February 18, 2026. Want to learn more about 21470 Overseas Highway? Do you have questions about finding other Commercial real estate for sale in Cudjoe Key? You can browse all Cudjoe Key real estate or contact a Coldwell Banker agent to request more information.

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