22920 Privateer Drive, Cudjoe Key, FL 33042 - Photo 1

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$790,000 Just Listed

For Sale
Active
Single Family
3 Beds
2 Full Baths
1,560 Sq. Ft.
Updated 18 hours ago

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Property Description

Unlock Instant Equity on this Waterfront Gem waiting for restoration! Rare opportunity to own a waterfront escape at an unbeatable price point. This diamond in the rough is priced strictly for its condition, allowing you to build custom equity from day one. With a solid foundation and a backyard leading straight to the water's edge, this is the ultimate project for a savvy investor or visionary homeowner. Bring your contractor, your paint samples, and your kayak-turn this house into the crown jewel of the shoreline. Sold as-is, but the panoramic views are move-in ready. At this price point, it won't last long!

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Full Property Details

Full Property Details for 22920 Privateer Dr

General

Price: $790,000
Taxes: $3,461 (2025)
Status: Active
Type: Single Family
Source: Regional
MLS ID: B26007553
Updated: 3/27/2026
Added to Site: 1 day(s) ago

Interior

Number of Rooms: 3
Interior Features: Kitchen Island, Living/Dining Room, Upper Level Primary
Appliances: Cooktop, Dryer, Dishwasher, Electric Cooktop, Electric Range, Electric Water Heater, Oven, Range, Refrigerator, Water Heater, Washer
Flooring: Carpet, Concrete, Other, Tile, Wood

Rooms

Bathrooms

Total Bathrooms: 2
Full Bathrooms: 2

Bedrooms

Total Bedrooms: 3

Other Rooms

Laundry: In Unit

Additional Information

Security/Safety: None
Equipment: None

Exterior

Exterior Features: Balcony, Outdoor Living Area, Other
Porch/Patio/Deck: Deck, Open, Patio, Porch, Balcony

Parking

Carports: Yes
Carport Spaces: 1
Covered Spaces: 1
Total Spaces: 4
Parking Features: Attached Carport, Attached, Carport, Driveway

Location

County: Monroe
Subdivision: CUTTHROAT HARBOR ESTS
Direction Faces: Southwest

School Information

Elementary School: Sugarloaf
Middle School: Sugarloaf
High School: Key West

Community

Community Name: 5940 - Other Florida County

Heating & Cooling

Central air: Yes
Air Conditioning: Yes
Cooling Type: Central Air
Heating Type: Central

Utilities

Sewer: Public Sewer
Water: Public
Cable Available: Yes
Utility Description: Cable Available

Structural Information

Architectural Style: Other
Structure Type: House
Construction: Aluminum Siding
Roof: Metal
Windows: Other
Entry Floor Number: 2
Entry Location: Front
Stories/Levels: 2
Building Size: 3392
Square Feet: 1,560
Sq. Ft. Source: Other
Living Area: 1,560 Sq. Ft.
Year Built: 1980
Property Condition: Resale

Lot Features

Property View: Water
Lot Size (Acres): 0.14
Lot Features: None, 1/4 Acre
Zoning: is
Fencing (Description): Other

Water Features

Water Front: Yes
Water View: Yes
Water Front Desc.: Other, Seawall
Water Front View: Other, Seawall

Financial Considerations

Assessment Amount: $375,671
Tax Amount: $3,461.13
Tax Year: 2025
Terms: Cash

Disclosures and Reports

Special Conditions: In Foreclosure
Legal Description: BK 20 LT 15 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR553-884 OR805-508 OR823-2419 OR948-234/235 OR1501-1125/26 OR1653-651 OR1655-2343C
Property ID: 180830000000

Listed by Global Luxury Realty LLC

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Schools

Schools serving 22920 Privateer Dr

School District:Monroe County School District, Middle Torch Key, FL

Name	Grades	Distance
Sugarloaf School 255 Crane Boulevard, Summerland Key, FL 33042	PK-8	3.4 mi
Key West High School 2100 Flagler Avenue, Key West, FL 33040	9-12	20.3 mi

Disclaimer: School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 22920 Privateer Dr Get Price Alerts and Save Property

Date

Details

Price

Change

Source

3/27/2026

Listed

$790,000

444.83%

MLS

3/04/1998

Sold

$145,000

—

Public Record

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Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History

Tax History for 22920 Privateer Dr

Year

Property Taxes

Change

Tax Assessment

Change

2024

$3,275

—

$375,671

3%

2024

$3,275

5%

$365,084

3%

2023

$3,106

1%

$354,451

6%

2021

$3,086

2%

$334,105

-3%

2022

$3,016

-2%

$344,128

4%

2021

$3,086

3%

$329,493

2%

2019

$3,005

—

$322,086

2%

2018

$3,016

3%

$316,081

2%

2017

$2,926

-1%

$309,580

2%

2016

$2,943

-3%

$303,213

1%

2015

$3,030

-3%

$301,105

1%

2014

$3,123

-1%

$298,715

2%

2013

$3,161

—

$294,300

—

View All

Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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Estimate the Cost for 22920 Privateer Dr

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22920 Privateer Drive, Cudjoe Key, FL 33042 (MLS# B26007553) is a Single Family property with 3 bedrooms and 2 full bathrooms. 22920 Privateer Drive is currently listed for $790,000 and was received on March 27, 2026. Want to learn more about 22920 Privateer Drive? Do you have questions about finding other Single Family real estate for sale in Cudjoe Key? You can browse all Cudjoe Key real estate or contact a Coldwell Banker agent to request more information.

22920 Privateer Dr Cudjoe Key, FL 33042