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Property Description
Welcome to a rare lakefront opportunity in the heart of Cutler Bay! Nestled on a quiet cul-de-sac within a gated community, this 3-bedroom, 2-bathroom home offers beautiful lake views, a spacious backyard, and endless potential to create a home that truly reflects your style. Enjoy peaceful mornings overlooking the water, entertain family and friends on the private terrace, or transform the outdoor space into your own personal waterfront oasis. With a desirable location near schools, parks, Publix, shopping, dining, and major roadways, this property offers the perfect combination of privacy, convenience, and lakeside living. Whether you're looking for your next home or an opportunity to add value through personalized updates, this property is ready for your vision. Bring your ideas and make this Cutler Bay lakefront gem your own!
Full Property Details
Full Property Details for 20315 SW 86th Ct
General
- Price: $550,000
- HOA FEE: $150/month
- Taxes: $1,777 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A12082786
- Updated: 9/10/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: First Floor Entry, Garage Converted
- Appliances: Dishwasher, Electric Range, Other Equipment/Appliances, Refrigerator
- Flooring: Ceramic Floor
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
Bedrooms
- Total Bedrooms: 3
- Bedroom Features: Entry Level
Other Rooms
- Living Room: Garage Converted Sq. Ft.
Additional Information
- Maint. Includes: Maintenance Incl Common Area, Maintenance Incl Lawn/Lndscp Care, Maintenance Incl Security, Maintenance Incl Trash
Exterior
- Deck/Patio: Patio, Screened Porch
Parking
- Parking Features: Driveway
Location
- Area: Sea Grape Town Homes
- County: Miami-Dade County
- Subdivision: SEA GRAPE TOWN HOMES
- Building Name: SEA GRAPE TOWN HOMES
- Driving Directions: Please use GPS
- Direction Faces: Southwest
Community
- Community Name: Sea Grape Town Homes
- Gated community: Yes
- Association: Yes
- Adult Community: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Electric
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Detached, One Story
- Structure Type: R30-No Pool/No Water, House
- Detached/Attached: Detached
- Construction: CBS Construction
- Roof: Shingle
- Building Size: 1540
- Square Feet: 1,510
- Living Area: 1,510 Sq. Ft.
- Year Built: 1989
Lot Features
- Property View: Lake
- Lot Size (Sq. Ft.): 4,060
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: 100
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: Lake
Financial Considerations
- Price Per Sq. Ft.: $364.24
- Association Fee: $150
- Assoc Fee Freq.: Monthly
- Tax Amount: $1,777
- Tax Year: 2025
- Terms: All Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: SEA GRAPE TOWN HOMES PB 106-80 LOT 14 & PROP INT IN & TO COMMON ELEMENTS LOT SIZE 4060 SQ FT OR 16174-3294 1293 1 OR 20387-3768 05 2002 1 F/
- Restrictions: Assoc Approval Required
- Property ID: 36-60-10-016-0140
Listed by The Lab Realty Group, LLC
Get Pre-Approved Today
Schools
Schools serving 20315 SW 86th Ct
School District:Dade County School District
| Name | Grades | Distance |
|---|---|---|
Dr. Edward L. Whigham Elementary School 21545 Southwest 87th Avenue, Cutler Bay, FL 33189 | PK-5 | 0.9 mi |
Cutler Bay Middle 19400 Gulfstream Road, Cutler Bay, FL 33157 | 6-8 | 1.4 mi |
Miami Southridge Senior High School 19355 Southwest 114th Avenue, Miami, FL 33157 | 9-12 | 2.9 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 20315 SW 86th Ct
Date
Details
Price
Change
Source
9/10/2026
Listed
$550,000
340%
MLS
5/09/2002
Sold
$125,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 20315 SW 86th Ct
Year
Property Taxes
Change
Tax Assessment
Change
2025
$1,777
3%
$125,748
3%
2024
$1,717
21%
$122,205
3%
2023
$1,423
12%
$118,646
6%
2021
$1,268
-4%
$111,836
-3%
2022
$1,314
4%
$115,191
4%
2021
$1,268
6%
$110,292
2%
2019
$1,201
8%
$107,813
2%
2018
$1,110
1%
$105,803
2%
2017
$1,094
3%
$103,627
2%
2016
$1,059
-1%
$101,496
1%
2015
$1,069
-1%
$100,791
1%
2014
$1,083
1%
$99,992
1%
2013
$1,071
—
$98,515
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 20315 SW 86th Ct
20315 SW 86th Ct, Cutler Bay, FL 33189 (MLS# A12082786) is a Single Family property with 3 bedrooms and 2 full bathrooms. 20315 SW 86th Ct is currently listed for $550,000 and was received on September 10, 2026. Want to learn more about 20315 SW 86th Ct? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

