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$859,000
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Property Description
Experience true Florida lakefront living with year-round sunsets! Lakefront pool home offering a calm, open layout and unobstructed water views from the main living areas and primary suite. Bright interiors, natural tones, and wood accents create a warm atmosphere. The backyard features a covered tiki area with fan, perfect for gatherings, plus a portable grill and a Cuisinart griddle on wheels. House features 3 bedrooms + office/flex room, 2 bathrooms, impact protection (accordion and/or impact windows), salt-system pool, sprinkler with well, smart alarm, remote lock, auto-on lights, camera system. Pets OK. Home is sold FULLY FURNISHED with a warm, natural aesthetic and custom wood furniture, including artisan pieces and quality décor. Some art pieces are not included, but all electronics and fixtures are, making this property truly move-in ready and ideal for relocations. Please tour the house through the ATTACHED PHOTOS. HOA is paid quarterly and averages $98/month. It covers lake maintenance and community aesthetics management. Prime location east of Old Cutler Road, close to top schools, parks, and Black Point Marina. Cutler Bay is a booming city in Miami-Dade, with plenty of attractions. The home is located at "Lakes by the Bay" community, close to Turnpike, taking just a 35-minute drive-outside rush hour-to reach Miami International Airport. Built in 1996 under the significantly improved 1994 Building Code. Great opportunity to own this unique home! Easy to show!
Full Property Details
Full Property Details for 21320 SW 92nd Ave
General
- Price: $859,000
- HOA FEE: $98/month
- HOA FEE FREQ.: Quarterly
- Taxes: $3,934 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A11921728
- Updated: 1/5/2026
- Added to Site: 52 day(s) ago
Interior
- Interior Features: First Floor Entry, Walk-In Closet(s), Den/Library/Office, Storage
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Other Equipment/Appliances, Electric Range, Refrigerator, Washer
- Furnishings: Furnished, Turn Key Furnished
- Flooring: Other, Tile
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Bidet, Dual Sinks
Bedrooms
- Total Bedrooms: 3
- Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bedroom Ground Level
Other Rooms
- Living Room: Den/Library/Office, Storag Sq. Ft.
- Dining Room: Breakfast Area, Dining/Living Room
Additional Information
- Pool: Yes
- Pool Description: In Ground, 14x24
Parking
- Parking Features: Driveway, No Rv/Boats, No Trucks/Trailers
Location
- Area: Lakes By The Bay Sec 10
- County: Miami-Dade County
- Subdivision: LAKES BY THE BAY SEC 10, Monterey Lakes
- Building Name: LAKES BY THE BAY SEC 10
- Direction Faces: East
Community
- Community Name: Lakes By The Bay Sec 10
- Association: Yes
- Pets Allowed: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Central
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Attached, One Story
- Structure Type: House
- Detached/Attached: Detached
- Construction: CBS Construction
- Roof: Curved/S-Tile Roof
- Windows: Complete Accordian Shutters, Partial Impact Glass, Hurricane Shutters
- Building Size: 2105
- Year Built: 1996
Lot Features
- Property View: Lake, Water
- Lot Size (Sq. Ft.): 6,930
- Frontage Feet: 66
- Lot Features: Less Than 1/4 Acre Lot, East Of US 1
- Zoning: 100
Water Features
- Water Front: Yes
- Water View: Yes
- Water Front Desc.: WF/Pool/No Ocean Access, Lake, Lake Access
Financial Considerations
- Association Fee: $293
- Assoc Fee Freq.: Quarterly
- Tax Amount: $3,934
- Tax Year: 2025
- Terms: All Cash, Conventional
Disclosures and Reports
- Legal Description: LAKES BY THE BAY SEC 10 PB 141-5 LOT 38 BLK 23 LOT SIZE 6930 SQ FT & INT IN COMMON AREAS F/A/U 30-6009-006-0060 OR 19556-4538 0301 1 COC 234
- Restrictions: Ok To Lease
- Inclusions: Other
- Property ID: 36-60-09-023-0210
Listed by Mezzini Realty Group
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Schools
Schools serving 21320 SW 92nd Ave
School District:Dade County School District
| Name | Grades | Distance |
|---|---|---|
Dr. Edward L. Whigham Elementary School 21545 Southwest 87th Avenue, Cutler Bay, FL 33189 | PK-5 | 0.7 mi |
Cutler Bay Middle 19400 Gulfstream Road, Cutler Bay, FL 33157 | 6-8 | 1.4 mi |
Miami Southridge Senior High School 19355 Southwest 114th Avenue, Miami, FL 33157 | 9-12 | 2.5 mi |
Disclaimer:
School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 21320 SW 92nd Ave
Date
Details
Price
Change
Source
11/27/2025
Listed
$859,000
168.44%
MLS
6/14/2005
Sold
$320,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 21320 SW 92nd Ave
Year
Property Taxes
Change
Tax Assessment
Change
2024
$3,829
9%
$210,990
3%
2023
$3,498
4%
$204,845
3%
2022
$3,349
1%
$198,879
3%
2021
$3,308
—
$193,087
22%
2021
$3,308
29%
$158,008
2%
2019
$2,565
5%
$154,456
2%
2018
$2,437
1%
$151,577
2%
2017
$2,408
1%
$148,460
2%
2016
$2,373
-1%
$145,407
1%
2015
$2,396
-1%
$144,397
1%
2014
$2,421
1%
$143,251
1%
2013
$2,393
—
$141,134
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 21320 SW 92nd Ave
21320 SW 92nd Ave, Cutler Bay, FL 33189 (MLS# A11921728) is a Single Family property with 3 bedrooms and 2 full bathrooms. 21320 SW 92nd Ave is currently listed for $859,000 and was received on November 27, 2025. Want to learn more about 21320 SW 92nd Ave? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

