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$1,300,000

  • For Sale
  • Active
  • Single Family
  • 5 Beds
  • 4 Full Baths
  • 3,945 Sq. Ft.
  • Updated 6 days ago
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Life is better by the water, especially when every evening ends with breathtaking lakefront sunsets. This one of a kind 5 bedroom, 4 bath residence is tucked away on a quiet cul-de-sac in the gated community of Cutler Cay, offering the perfect blend of privacy, comfort, and timeless style. Step inside to soaring ceilings, dual staircases, and sun filled living spaces designed for both everyday living and effortless entertaining. The updated kitchen features quartz countertops, modern appliances, and a cozy breakfast nook overlooking 150 feet of waterfront. A first floor bedroom adds flexibility for guests, multigenerational living, or a home office. Upstairs, the primary suite is a true retreat, complete with dual walk in closets, dual vanities, a soaking tub, walk in shower and a private balcony: the perfect place to unwind while enjoying serene lake views. A 15' x 30' pool design and quote with financing options are available upon request, allowing you to create your own backyard oasis.. Residents enjoy resort style amenities, including cable, internet and alarm service, plus a spectacular clubhouse with pool, spa, fitness center, tennis, pickleball, basketball courts and playground. All just minutes from the marina, parks, top schools, shopping and major expressways. Homes like this rarely come available, schedule your private showing and experience it for yourself. This is the one you've been waiting for!

Full Property Details for 7786 SW 188th Terrace

General

  • Price: $1,300,000
  • HOA FEE: $499/month
  • Taxes: $11,539 (2025)
  • Status: Active
  • Type: Single Family
  • Source: Greater_Miami
  • MLS ID: A11941149
  • Updated: 1/11/2026
  • Added to Site: 11 day(s) ago

Interior

  • Interior Features: Entrance Foyer, French Doors, Family Room, Storage, Utility Room/Laundry
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Electric Range, Refrigerator, Wall Oven, Washer
  • Furnishings: Furniture Negotiable
  • Flooring: Tile

Rooms

Bathrooms

  • Total Bathrooms: 4
  • Full Bathrooms: 4
  • Primary Bathroom: Dual Sinks, Separate Tub & Shower

Bedrooms

  • Total Bedrooms: 5
  • Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bedroom Upstairs, Sitting Area - Primary Bedroom

Other Rooms

  • Living Room: Family Room, Storage Room, Sq. Ft.
  • Dining Room: Breakfast Area, Formal Dining, Snack Bar/Counter
  • Laundry: Utility Room/Laundry

Additional Information

  • Shared Pool: Yes
  • Pool: Yes
  • Pool Description: In Ground, Plans
  • Spa Description: Community
  • Security/Safety: Smoke Detector
  • Equipment: Automatic Garage Door Opener

Exterior

  • Exterior Features: Room for Pool

Parking

  • Garage: Yes
  • Attached garage: Yes
  • Garage Spaces: 2
  • Covered Spaces: 2
  • Parking Features: Driveway, Limited # Of Vehicle

Location

  • Area: Cutler Cay
  • County: Miami-Dade County
  • Subdivision: CUTLER CAY, Cutler Cay
  • Building Name: CUTLER CAY
  • Direction Faces: Southwest

School Information

  • Elementary School: Edward Whigham
  • Middle School: Cutler Bay
  • High School: Miami Southridge

Community

  • Community Name: Cutler Cay
  • Gated community: Yes
  • Association: Yes
  • Pets Allowed: Yes

Heating & Cooling

  • Air Conditioning: Yes
  • Cooling Type: Ceiling Fan(s), Central Air, Electric
  • Heating Type: Central, Electric

Utilities

  • Sewer: Public Sewer
  • Water: Municipal Water

Structural Information

  • Architectural Style: Detached, Two Story, Mediterranean
  • Structure Type: House
  • Detached/Attached: Detached
  • Model: Milan
  • Construction: CBS Construction
  • Roof: Curved/S-Tile Roof
  • Windows: Complete Accordian Shutters, Hurricane Shutters
  • Doors: French Doors
  • Entry Location: Foyer
  • Building Size: 5039
  • Square Feet: 3,945
  • Living Area: 3,945 Sq. Ft.
  • Year Built: 2005

Lot Features

  • Property View: Lake, Water
  • Lot Size (Sq. Ft.): 12,468
  • Frontage Feet: 150
  • Lot Features: Less Than 1/4 Acre Lot, Cul-De-Sac, East Of US 1
  • Zoning: 100

Water Features

  • Water Front: Yes
  • Water View: Yes
  • Water Front Desc.: WF/Pool/No Ocean Access, Lake

Financial Considerations

  • Price Per Sq. Ft.: $329.53
  • Association Fee: $499
  • Assoc Fee Freq.: Monthly
  • Tax Amount: $11,539
  • Tax Year: 2025
  • Terms: All Cash, Conventional, VA Loan

Disclosures and Reports

  • Legal Description: CUTLER CAY PB 162-23 T-21739 LOT 6 BLK 8 LOT SIZE 12468 SQ FT FAU 30 6003 032 0010 THRU 5290 COC 23248-0716 02 2005 1 F/A/U 30-6003-034-1240
  • Restrictions: Assoc Approval Required, Ok To Lease
  • Inclusions: None
  • Property ID: 36-60-03-034-1240
Buyer's Brokerage Compensation: Contact Listing Agent
Not binding unless confirmed by separate agreement among applicable parties.

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— 7786 SW 188th Terrace —

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NMLS#: 1598647

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Be ready to buy your new home!

with our affiliated lender
NMLS#: 1598647

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Schools serving 7786 SW 188th Terrace

School District:Dade County School District
NameGradesDistance
Dr. Edward L. Whigham Elementary School
21545 Southwest 87th Avenue, Cutler Bay, FL 33189
PK-52 mi
Cutler Bay Middle
19400 Gulfstream Road, Cutler Bay, FL 33157
6-82 mi
Miami Southridge Senior High School
19355 Southwest 114th Avenue, Miami, FL 33157
9-123.7 mi
Disclaimer: School attendance boundaries provided by Pitney Bowes and are for reference only. Contact the school directly to verify enrollment eligibility.

Price & Sales History for 7786 SW 188th Terrace Get Price Alerts and Save Property

Date
Details
Price
Change
Source
1/07/2026
Listed
$1,300,000
182.61%
MLS
8/09/2012
Sold
$460,000
—
Public Record
Get Price Alerts and Save Property
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

Tax History for 7786 SW 188th Terrace

Year
Property Taxes
Change
Tax Assessment
Change
2024
$11,539
1%
$466,968
3%
2023
$11,424
10%
$453,367
6%
2021
$10,398
-7%
$427,343
-3%
2022
$11,142
7%
$440,163
4%
2021
$10,398
10%
$421,443
2%
2019
$9,414
4%
$411,968
2%
2018
$9,087
1%
$404,287
2%
2017
$9,022
—
$395,972
2%
2016
$8,979
2%
$387,828
1%
2015
$8,839
-1%
$385,133
1%
2014
$8,923
2%
$382,077
23%
2013
$8,716
—
$310,474
—
View All
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.

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7786 SW 188th Ter, Cutler Bay, FL 33157 (MLS# A11941149) is a Single Family property with 5 bedrooms and 4 full bathrooms. 7786 SW 188th Ter is currently listed for $1,300,000 and was received on January 07, 2026. This property is listed by Monika Tefel from our Pinecrest Office.Want to learn more about 7786 SW 188th Ter? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

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