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Property Description
Discover relaxed South Florida living in this spacious 3-bedroom, 2-bathroom home located in Saga Bay, one of Cutler Bay's most desirable neighborhoods. Situated on a quiet street, the home features impact windows throughout, abundant natural light, distinctive exposed wood-beam ceilings, newer AC (2023), and hard-surface tile flooring. The living and dining spaces flow seamlessly to a large fenced backyard with an expansive covered patio, ceiling fans, and multiple areas for dining, grilling, and entertaining. A two-car garage and extended driveway provide ample parking and storage. Saga Bay offers lake access for kayaking and paddleboarding, lighted pickleball and tennis courts, a five-acre park with a playground and walking trails, and community security-all with one of the lowest HOA fees in Cutler Bay. Conveniently located just minutes from A-rated schools, Black Point Marina, shopping, dining, and US-1. Enjoy the space, amenities, and indoor-outdoor lifestyle that make Saga Bay such a special place to call home.
Full Property Details
Full Property Details for 8005 SW 198th Terrace
General
- Price: $750,000
- HOA FEE: $60/month
- HOA FEE FREQ.: Quarterly
- Taxes: $4,680 (2025)
- Status: Active
- Type: Single Family
- Source: Greater_Miami
- MLS ID: A12087565
- Updated: 9/15/2026
- Added to Site: 2 day(s) ago
Interior
- Interior Features: First Floor Entry, Vaulted Ceiling(s), Den/Library/Office, Family Room, Utility/Laundry In Garage
- Appliances: Dishwasher, Dryer, Electric Range, Microwave, Other Equipment/Appliances, Refrigerator, Washer
- Flooring: Tile, Vinyl
Rooms
Bathrooms
- Total Bathrooms: 2
- Full Bathrooms: 2
- Primary Bathroom: Dual Sinks, Shower Only
Bedrooms
- Total Bedrooms: 3
- Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bath Shower, Primary Bedroom Ground Level
Other Rooms
- Living Room: Den/Library/Office, Family Sq. Ft.
- Dining Room: Dining/Living Room, Formal Dining, Snack Bar/Counter
- Laundry: In Garage
Additional Information
- Security/Safety: Smoke Detector
- Equipment: Automatic Garage Door Opener
Exterior
- Exterior Features: Lighting, Room for Pool
- Deck/Patio: Patio
Parking
- Garage: Yes
- Attached garage: Yes
- Garage Spaces: 2
- Covered Spaces: 2
- Parking Features: Driveway, Other, Slab/Strip
Location
- Area: Saga Bay Sec 1 Pt 6
- County: Miami-Dade County
- Subdivision: SAGA BAY SEC 1 PT 6
- Building Name: SAGA BAY SEC 1 PT 6
- Direction Faces: South
School Information
- Elementary School: Edward Whigham
- Middle School: Cutler Bay
- High School: Miami Southridge
Community
- Community Name: Saga Bay Sec 1 Pt 6
- Association: Yes
Heating & Cooling
- Air Conditioning: Yes
- Cooling Type: Ceiling Fan(s), Central Air
- Heating Type: Central, Electric
Utilities
- Sewer: Public Sewer
- Water: Municipal Water
Structural Information
- Architectural Style: Detached, One Story
- Structure Type: R30-No Pool/No Water, House
- Detached/Attached: Detached
- Construction: CBS Construction
- Roof: Shingle
- Windows: Complete Impact Glass, Blinds, High Impact Windows, Impact Glass
- Doors: High Impact Doors
- Building Size: 2381
- Square Feet: 1,825
- Living Area: 1,825 Sq. Ft.
- Year Built: 1977
Lot Features
- Property View: None
- Lot Size (Sq. Ft.): 8,753
- Lot Features: Less Than 1/4 Acre Lot
- Zoning: 100
- Fencing (Description): Fenced
Financial Considerations
- Price Per Sq. Ft.: $410.96
- Association Fee: $180
- Assoc Fee Freq.: Quarterly
- Tax Amount: $4,680
- Tax Year: 2025
- Terms: All Cash, Conventional, FHA, VA Loan
Disclosures and Reports
- Legal Description: SAGA BAY SEC 1 PT 6 PB 99-37 LOT 25 BLK 20 LOT SIZE 85.000 X 103 OR 16685-3851 0295 1 COC 23369-3291 04 2005 1 F/A/U 30-6010-007-0700 COC 26
- Restrictions: Ok To Lease
- Property ID: 36-60-10-007-0700
Listed by South Florida Global R.E. LLC
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Schools
Schools serving 8005 SW 198th Terrace
School District:Dade County School District
| Name | Grades | Distance |
|---|---|---|
Dr. Edward L. Whigham Elementary School 21545 Southwest 87th Avenue, Cutler Bay, FL 33189 | PK-5 | 1.3 mi |
Cutler Bay Middle 19400 Gulfstream Road, Cutler Bay, FL 33157 | 6-8 | 1.7 mi |
Miami Southridge Senior High School 19355 Southwest 114th Avenue, Miami, FL 33157 | 9-12 | 3.4 mi |
Disclaimer:
School attendance boundaries provided by ATTOM Data Solutions and are for reference only. Contact the school directly to verify enrollment eligibility.
Price & Sales History for 8005 SW 198th Terrace
Date
Details
Price
Change
Source
9/15/2026
Listed
$750,000
191.83%
MLS
11/20/2013
Sold
$257,000
—
Public Record
Disclaimer: Historical sales information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Tax History
Tax History for 8005 SW 198th Terrace
Year
Property Taxes
Change
Tax Assessment
Change
2025
$4,681
3%
$258,964
3%
2024
$4,556
8%
$251,666
3%
2023
$4,208
5%
$244,336
6%
2021
$3,997
-1%
$230,311
-3%
2022
$4,038
1%
$237,220
4%
2021
$3,997
5%
$227,132
2%
2019
$3,795
5%
$222,026
2%
2018
$3,615
1%
$217,887
2%
2017
$3,576
1%
$213,406
2%
2016
$3,541
-1%
$209,017
1%
2015
$3,579
-1%
$207,565
1%
2014
$3,619
64%
$205,918
57%
2013
$2,209
—
$131,556
—
Disclaimer: Historical tax information is derived from public records provided by the county offices. Information is not guaranteed and should be independently verified.
Estimate the Cost
Estimate the Cost for 8005 SW 198th Terrace
8005 SW 198th Ter, Cutler Bay, FL 33189 (MLS# A12087565) is a Single Family property with 3 bedrooms and 2 full bathrooms. 8005 SW 198th Ter is currently listed for $750,000 and was received on September 15, 2026. Want to learn more about 8005 SW 198th Ter? Do you have questions about finding other Single Family real estate for sale in Cutler Bay? You can browse all Cutler Bay real estate or contact a Coldwell Banker agent to request more information.

